![Bellingham, WA — Cost of Living, Housing & Relocation Guide [2026]](/images/cities/bellingham-wa.jpg)
Bellingham, WA, USA
A coastal college town near Vancouver BC with outdoor access, craft breweries, and a growing tech scene.
Above Average vs US avg (100)
Above Average
Household income
Job market health
Bellingham vs US Average
Taxes
- State Income Tax: None
- Sales Tax: 8.8%
Economy & Jobs
- Median Income: $58,000
- Unemployment: 3.5%
- Population: 92,293
Climate
- Sunny Days: 157/year
- Summer High: 72°F
- Winter Low: 35°F
Housing
- Median Home: $500,000
- 1BR Rent: $1500/mo
Cost of Living
Bellingham's cost of living index is 115.2 (US average = 100).
| Category | Bellingham | National Average | Difference |
|---|---|---|---|
| Overall | 115.2 | 100 | +15.2% |
| Housing | 132.5 | 100 | +32.5% |
Data source: Council for Community and Economic Research (C2ER), 2026
Housing Market
| Metric | Value |
|---|---|
| Median Home Price | $500,000 |
| Median Rent (1BR) | $1500/mo |
| Median Rent (2BR) | $1,875/mo |
| Price per Sq Ft | $333 |
Data source: Zillow Research, May 2026
True Cost of Home Ownership
Utilities
Estimated monthly utility costs for a typical household in Bellingham:
| Utility | Estimated Monthly Cost | Notes |
|---|---|---|
| Electricity | $90 | Based on ~900 kWh/month typical US household usage |
| Heating (Gas/Oil) | $268 | Estimated based on local climate. Gas or electric |
| Water | $65 | Includes sewer |
| Internet (100+ Mbps) | $55 | Broadband average |
| Garbage / Trash | $35 | Private service |
| Total Utilities | $513 | Monthly estimate (including heating) |
Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow
Best Neighborhoods
Downtown Bellingham
The heart of the city with restaurants, shops, and entertainment. Average rent: $1,800/mo.
Bellingham Heights
Trendy area with local businesses and a mix of historic and modern housing. Average rent: $1,650/mo.
East Bellingham
Up-and-coming neighborhood with new developments and young professionals. Average rent: $1,350/mo.
West Bellingham
Family-friendly area with parks and good schools. Average rent: $1,425/mo.
Remote Work Score
Bellingham scores 112/100 for remote work readiness:
- Internet Speed: Average 200 Mbps (Good)
- Coworking Spaces: 15+ locations (Good)
- Cost of Living: Moderate (Good)
- Climate: 157 sunny days/year (Fair)
- Quality of Life: High (Good)
Climate
Bellingham has a varied climate with distinct seasons.
| Month | Avg High | Avg Low | Rainfall |
|---|---|---|---|
| January | 55°F | 35°F | 2.5" |
| April | 57°F | 50°F | 2.8" |
| July | 72°F | 47°F | 1.5" |
| October | 52°F | 53°F | 2.2" |
Taxes
- State Income Tax: 0% (No state income tax)
- Sales Tax: 8.8%
- Property Tax: ~0.93% of assessed value
Economy
Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 3.5%.
Overview
Bellingham is a city in WA with a population of 92,293. A coastal college town near Vancouver BC with outdoor access, craft breweries, and a growing tech scene.
Last updated: June 30, 2026
Disclaimer: All data on this page is provided for informational purposes only and does not constitute financial, legal, tax, or real estate advice. Cost of living indices, housing prices, tax rates, and other figures are estimates based on publicly available data and may not reflect current market conditions. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.
Frequently Asked Questions
What is the cost of living in Bellingham, WA, USA?
The cost of living index in Bellingham is 115.2, which is above the US national average of 100. Residents can expect slightly higher costs for everyday expenses.
How much does it cost to buy a home in Bellingham?
The median home price in Bellingham is $500,000. The housing index is 132.5, which is above the national average.
What is the average rent for a 1-bedroom apartment?
The average rent for a 1-bedroom apartment in Bellingham is approximately $1500/mo.
Does Bellingham, WA have state income tax?
Bellingham is in WA, which has no state income tax. This can result in significant savings compared to states with income tax.
What is the climate like in Bellingham?
Bellingham enjoys approximately 157 sunny days per year. Summer highs reach around 72°F, while winter lows can drop to around 35°F.
Data Sources
All data on this page is sourced from publicly available datasets and updated regularly. Data sources include:
- Cost of Living: Council for Community and Economic Research (C2ER), 2026
- Housing Data: Zillow Research, 2026
- Income & Employment: US Census Bureau American Community Survey, 2024
- Climate: NOAA National Centers for Environmental Information
Data last updated: June 30, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.