Skyline of Abuja
Cost of Living: 115 3,770,000

Abuja, Nigeria

Nigeria's purpose-built capital city, known for its modern architecture, diplomatic missions, and central location.

Updated August 11, 2026
Cost of Living 115

Above Average vs Nigeria Avg (100)

Housing Index 130

Above Average

Median Income ₦ 3,000,000

Household income

Unemployment 10.5%

Job market health

Abuja vs Nigeria Average

Cost of Living
Abuja: 115
Nigeria Avg: 100
Housing Index
Abuja: 130
Nigeria Avg: 100

Taxes

  • State Income Tax: None
  • Sales Tax: 7.5%

Economy & Jobs

  • Median Income: ₦ 3,000,000
  • Unemployment: 10.5%
  • Population: 3,770,000

Climate

  • Sunny Days: 240/year
  • Summer High: 95°F
  • Winter Low: 66°F
  • Farming Zone: USDA Zone 7b

Housing

  • Median Home: ₦60,000,000
  • 1BR Rent: ₦600000/mo

Cost of Living

Abuja's cost of living index is 115 (Nigeria average = 100).

CategoryAbujaNational AverageDifference
Overall115100+15.0%
Housing130100+30.0%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price₦60,000,000
Median Rent (1BR)₦600000/mo
Median Rent (2BR)₦750,000/mo
Price per Sq Ft₦40,000

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

%
$90,000 down
%
%

Utilities

Estimated monthly utility costs for a typical household in Abuja:

UtilityEstimated Monthly CostNotes
Electricity₦15000
Heating & CoolingN/AEstimated based on local climate.
Cooling (AC)₦24Estimated based on local climate and electricity rates
Water₦5000Includes sewer
Internet (100+ Mbps)₦10000Broadband average
Garbage / TrashIncluded in taxesMunicipal service (covered by property taxes)
Total Utilities₦30024Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Abuja scores —/100 for remote work readiness:

Cost of Living
115
Rent
₦600000
Sunny Days
240
Tax
None
Unemployment
10.5%
Climate
95°F / 66°F
Safety
4.7 homicides/100k
Population
3,770,000
Internet Speed
25 Mbps

Climate

Abuja has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January86°F66°F2.5"
April80°F81°F2.8"
July95°F70°F1.5"
October75°F84°F2.2"
USDA Zone 7b

Mild — wide variety of vegetables, many fruit trees

Natural Hazards

Abuja faces the following natural hazards:

Flood High Risk

Niger River delta and coastal flooding.

Heat Wave High Risk

Extreme summer heat.

Earthquake Moderate Risk

Moderate seismic activity with occasional earthquakes.

Drought Moderate Risk

Northern Nigeria experiences drought.

Sandstorm Moderate Risk

Dust storms in northern regions.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 0% (None)
  • Sales Tax: 7.5%
  • Property Tax: ~0.1% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 10.5%.

Schools & Education

Total Schools

Academic Schedule

School Hours 8:00 AM – 2:00 PM
Academic Year September to July
Term System Trimester — 1st (Sep-Dec), 2nd (Jan-Apr), 3rd (May-Jul)
Summer Break July to September (8 weeks)
Winter Break December to January (4 weeks)
Spring Break Easter holiday in March/April (2 weeks)

Many schools operate in shifts. Breaks for Eid al-Fitr and Eid al-Adha.

Universities & Higher Education

2
Universities
#1938
Top University Rank

Data source: Center for World University Rankings (CWUR) & World Universities Database

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Abuja, Nigeria?

The cost of living index in Abuja is 115, which is Higher the Nigeria national average of 100.

How much does it cost to buy a home in Abuja?

The median home price in Abuja is ₦60,000,000. The housing index is 130.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Abuja is approximately ₦600000/mo.

Does Abuja, FCT have income tax?

Abuja is in FCT, which has no income tax.

What is the climate like in Abuja?

Abuja enjoys approximately 240 sunny days per year. Summer highs reach around 95°F, while winter lows can drop to around 66°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: August 12, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.