Skyline of Apia
Cost of Living: 100 40,000

Apia, Samoa

Apia is a major city in Samoa with a population of 40,000.

Updated August 30, 2026

Overview

Apia is a city in Tuamasaga with a population of 40,000. Apia is a major city in Samoa with a population of 40,000. Housing costs are close to the national average. Gardening thrives here — the 7b growing zone supports Mild — wide variety of vegetables, many fruit trees. A relatively small share of residents hold a bachelor’s degree. The city enjoys abundant sunshine, with about 250 sunny days a year. The population skews young, with a median age of 22.0.

Last updated: August 30, 2026

Cost of Living 100

Below Average vs Samoa Avg (100)

Housing Index 110

Above Average

Median Income WS$ 24,000

Household income

Unemployment 5.0%

Job market health

Apia vs Samoa Average

Cost of Living
Apia: 100
Samoa Avg: 100
Housing Index
Apia: 110
Samoa Avg: 100

Taxes

  • State Income Tax: None
  • Sales Tax: 15.0%

Economy & Jobs

  • Median Income: WS$ 24,000
  • Unemployment: 5.0%
  • Population: 40,000

Climate

  • Sunny Days: 250/year
  • Summer High: 84°F
  • Winter Low: 74°F
  • Farming Zone: USDA Zone 7b

Housing

  • Median Home: WS$500,000
  • 1BR Rent: WS$1500/mo

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Cost of Living

Apia's cost of living index is 100 (Samoa average = 100).

CategoryApiaNational AverageDifference
Overall1001000.0%
Housing110100+10.0%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home PriceWS$500,000
Median Rent (1BR)WS$1500/mo
Median Rent (2BR)WS$1,875/mo
Price per Sq FtWS$333

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

WS$
%
$90,000 down
%
%
WS$

Utilities

Estimated monthly utility costs for a typical household in Apia:

UtilityEstimated Monthly CostNotes
ElectricityWS$100
Heating & CoolingN/AEstimated based on local climate.
Cooling (AC)WS$53Estimated based on local climate and electricity rates
WaterWS$40Includes sewer
Internet (100+ Mbps)WS$80Broadband average
Garbage / TrashIncluded in taxesMunicipal service (covered by property taxes)
Total UtilitiesWS$273Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Apia scores —/100 for remote work readiness:

Cost of Living
— 100
Rent
— WS$1500
Sunny Days
— 250
Tax
— None
Unemployment
— 5.0%
Climate
— 84°F / 74°F
Safety
— 3.0 homicides/100k
Population
— 40,000
Internet Speed
— 15 Mbps

Climate

Apia has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January94°F74°F2.5"
April69°F89°F2.8"
July84°F59°F1.5"
October64°F92°F2.2"
USDA Zone 7b

Mild — wide variety of vegetables, many fruit trees

Natural Hazards

Apia faces the following natural hazards:

Cyclone Extreme Risk

Frequently affected by cyclones.

Flood High Risk

Cyclone-induced floods.

Heat Wave High Risk

Extreme summer heat.

Volcano Moderate Risk

Volcanic activity in the Samoan Islands.

Tsunami Moderate Risk

Pacific islands with tsunami risk.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 0% (None)
  • Sales Tax: 15%
  • Property Tax: ~0.1% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 5.0%.

Schools & Education

Total Schools

Academic Schedule

School Hours 8:30 AM – 2:30 PM
Academic Year February to December
Term System Trimester — Term 1 (Feb-May), Term 2 (Jun-Aug), Term 3 (Sep-Dec)
Summer Break December to February (8 weeks)
Winter Break August (3 weeks)
Spring Break May (2 weeks)

Follows Pacific island calendar.

Demographics

The population of Apia is diverse. The figures below show the ethnic, educational, and religious composition of the local population.

Ethnicity

Other
4.0%
Samoan
96.0%

Education

Bachelor's degree or higher
15.0%
High school graduate
25.0%
Less than high school
50.0%
Some college
10.0%

Religion

Christian (Catholic)
20.0%
Christian (Protestant)
55.0%
Other
25.0%

City-level demographic data is not available for this location. The figures shown are national averages, which may differ from actual conditions in this city.

Data source: Samoa Bureau of Statistics (2016)

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Apia, Samoa?

The cost of living index in Apia is 100, which is Lower the Samoa national average of 100.

How much does it cost to buy a home in Apia?

The median home price in Apia is WS$500,000. The housing index is 110.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Apia is approximately WS$1500/mo.

Does Apia, Tuamasaga have income tax?

Apia is in Tuamasaga, which has no income tax.

What is the climate like in Apia?

Apia enjoys approximately 250 sunny days per year. Summer highs reach around 84°F, while winter lows can drop to around 74°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: September 13, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.