Skyline of Bellingham
Cost of Living: 115.2 92,293

Bellingham, WA, US

A coastal college town near Vancouver BC with outdoor access, craft breweries, and a growing tech scene.

Updated August 11, 2026
Cost of Living 115.2

Above Average vs US Avg (100)

Housing Index 132.5

Above Average

Median Income $58,000

Household income

Unemployment 3.5%

Job market health

Bellingham vs US Average

Cost of Living
Bellingham: 115.2
US Avg: 100
Housing Index
Bellingham: 132.5
US Avg: 100

Taxes

  • State Income Tax: None
  • Sales Tax: 8.8%

Economy & Jobs

  • Median Income: $58,000
  • Unemployment: 3.5%
  • Population: 92,293

Climate

  • Sunny Days: 157/year
  • Summer High: 72°F
  • Winter Low: 35°F
  • Farming Zone: USDA Zone 6a

Housing

  • Median Home: $500,000
  • 1BR Rent: $1500/mo

Cost of Living

Bellingham's cost of living index is 115.2 (US average = 100).

CategoryBellinghamNational AverageDifference
Overall115.2100+15.2%
Housing132.5100+32.5%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$500,000
Median Rent (1BR)$1500/mo
Median Rent (2BR)$1,875/mo
Price per Sq Ft$333

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

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$90,000 down
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Utilities

Estimated monthly utility costs for a typical household in Bellingham:

UtilityEstimated Monthly CostNotes
Electricity$91Based on ~900 kWh/month typical US household usage
Heating & Cooling$68Estimated based on local climate. Gas or electric
Cooling (AC)N/AEstimated based on local climate and electricity rates
Water$60Includes sewer
Internet (100+ Mbps)$70Broadband average
Garbage / Trash$35Private service
Total Utilities$324Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Bellingham scores —/100 for remote work readiness:

Cost of Living
115.2
Rent
$1500
Sunny Days
157
Tax
None
Unemployment
3.5%
Climate
72°F / 35°F
Safety
2.1 homicides/100k
Population
92,293
Internet Speed
200 Mbps

Climate

Bellingham has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January55°F35°F2.5"
April57°F50°F2.8"
July72°F47°F1.5"
October52°F53°F2.2"
USDA Zone 6a

Cool to mild — apples, pears, berries, many vegetables

Natural Hazards

Bellingham faces the following natural hazards:

Earthquake High Risk

Cascadia subduction zone with major earthquake risk.

Wildfire High Risk

Frequent wildfire seasons.

Landslide High Risk

Mountainous and coastal regions with landslides.

Avalanche High Risk

Cascade Range with frequent avalanches.

Flood Moderate Risk

River flooding.

Drought Moderate Risk

Periodic drought conditions.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 0% (None)
  • Sales Tax: 8.8%
  • Property Tax: ~0.94% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 3.5%.

Crime & Safety

Crime rates in Bellingham per 100,000 residents:

350.0
Violent Crime
3,756.9
Property Crime
2.1
Homicide

Data source: FBI Uniform Crime Reporting

Schools & Education

79/100
School Quality Score
Better than 67% of US cities
?
34
Total Schools
7.1:1
Student:Teacher
82.9%
Free/Reduced Lunch

Data source: National Center for Education Statistics (NCES)

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Bellingham, WA, US?

The cost of living index in Bellingham is 115.2, which is Higher the US national average of 100.

How much does it cost to buy a home in Bellingham?

The median home price in Bellingham is $500,000. The housing index is 132.5.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Bellingham is approximately $1500/mo.

Does Bellingham, WA have income tax?

Bellingham is in WA, which has no income tax.

What is the climate like in Bellingham?

Bellingham enjoys approximately 157 sunny days per year. Summer highs reach around 72°F, while winter lows can drop to around 35°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: August 12, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.