Skyline of Bend
Cost of Living: 118.5 99,178

Bend, OR, US

Outdoor playground with breweries, skiing, and no sales tax in the high desert.

Updated August 11, 2026
Cost of Living 118.5

Above Average vs US Avg (100)

Housing Index 142.5

Above Average

Median Income $65,000

Household income

Unemployment 3.0%

Job market health

Bend vs US Average

Cost of Living
Bend: 118.5
US Avg: 100
Housing Index
Bend: 142.5
US Avg: 100
State Income Tax
Bend: 8.75%
US Avg: ~5%

Taxes

  • State Income Tax: 8.8%
  • Sales Tax: 0.0%

Economy & Jobs

  • Median Income: $65,000
  • Unemployment: 3.0%
  • Population: 99,178

Climate

  • Sunny Days: 230/year
  • Summer High: 82°F
  • Winter Low: 24°F
  • Farming Zone: USDA Zone 5a

Housing

  • Median Home: $650,000
  • 1BR Rent: $1750/mo

Cost of Living

Bend's cost of living index is 118.5 (US average = 100).

CategoryBendNational AverageDifference
Overall118.5100+18.5%
Housing142.5100+42.5%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$650,000
Median Rent (1BR)$1750/mo
Median Rent (2BR)$2,188/mo
Price per Sq Ft$433

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

$
%
$90,000 down
%
%
$

Utilities

Estimated monthly utility costs for a typical household in Bend:

UtilityEstimated Monthly CostNotes
Electricity$100Based on ~900 kWh/month typical US household usage
Heating & Cooling$101Estimated based on local climate. Gas or electric
Cooling (AC)N/AEstimated based on local climate and electricity rates
Water$55Includes sewer
Internet (100+ Mbps)$65Broadband average
Garbage / Trash$35Private service
Total Utilities$356Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Bend scores —/100 for remote work readiness:

Cost of Living
118.5
Rent
$1750
Sunny Days
230
Tax
8.75%
Unemployment
3.0%
Climate
82°F / 24°F
Safety
2.8 homicides/100k
Population
99,178
Internet Speed
200 Mbps

Climate

Bend has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January44°F24°F2.5"
April67°F39°F2.8"
July82°F57°F1.5"
October62°F42°F2.2"
USDA Zone 5a

Cool — many vegetables, some fruit trees

Natural Hazards

Bend faces the following natural hazards:

Earthquake High Risk

Cascadia subduction zone with major earthquake risk.

Wildfire High Risk

Frequent wildfire seasons.

Drought High Risk

Frequent drought conditions.

Landslide High Risk

Mountainous and coastal regions with landslides.

Avalanche High Risk

Cascade Range with frequent avalanches.

Flood Moderate Risk

River flooding.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 8.75%
  • Sales Tax: 0%
  • Property Tax: ~0.97% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 3.0%.

Crime & Safety

Crime rates in Bend per 100,000 residents:

168.5
Violent Crime
1,362.0
Property Crime
2.8
Homicide

Data source: FBI Uniform Crime Reporting

Schools & Education

34/100
School Quality Score
Better than 28% of US cities
?
31
Total Schools
10.9:1
Student:Teacher
99.9%
Free/Reduced Lunch

Data source: National Center for Education Statistics (NCES)

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Bend, OR, US?

The cost of living index in Bend is 118.5, which is Higher the US national average of 100.

How much does it cost to buy a home in Bend?

The median home price in Bend is $650,000. The housing index is 142.5.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Bend is approximately $1750/mo.

Does Bend, OR have income tax?

Bend is in OR, which has an income tax rate of 8.75%.

What is the climate like in Bend?

Bend enjoys approximately 230 sunny days per year. Summer highs reach around 82°F, while winter lows can drop to around 24°F.

Relocation Guides

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: August 12, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.