Skyline of Bend
Cost of Living: 118.5 99,178

Bend, OR, US

Outdoor playground with breweries, skiing, and no sales tax in the high desert.

Updated July 6, 2026
Cost of Living 118.5

Above Average vs US avg (100)

Housing Index 142.5

Above Average

Median Income $65,000

Household income

Unemployment 3.0%

Job market health

Bend vs US Average

Cost of Living
Bend: 118.5
US Avg: 100
Housing Index
Bend: 142.5
US Avg: 100
State Income Tax
Bend: 8.75%
US Avg: ~5%

Taxes

  • State Income Tax: 8.8%
  • Sales Tax: 0.0%

Economy & Jobs

  • Median Income: $65,000
  • Unemployment: 3.0%
  • Population: 99,178

Climate

  • Sunny Days: 230/year
  • Summer High: 82°F
  • Winter Low: 24°F

Housing

  • Median Home: $650,000
  • 1BR Rent: $1750/mo

Cost of Living

Bend's cost of living index is 118.5 (US average = 100).

CategoryBendNational AverageDifference
Overall118.5100+18.5%
Housing142.5100+42.5%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$650,000
Median Rent (1BR)$1750/mo
Median Rent (2BR)$2,188/mo
Price per Sq Ft$433

Data source: Zillow Research, May 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

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$90,000 down
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Utilities

Estimated monthly utility costs for a typical household in Bend:

UtilityEstimated Monthly CostNotes
Electricity$100Based on ~900 kWh/month typical US household usage
Heating (Gas/Oil)$348Estimated based on local climate. Gas or electric
Water$55Includes sewer
Internet (100+ Mbps)$65Broadband average
Garbage / Trash$35Private service
Total Utilities$603Monthly estimate (including heating)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Best Neighborhoods

Downtown Bend

The heart of the city with restaurants, shops, and entertainment. Average rent: $2,100/mo.

Bend Heights

Trendy area with local businesses and a mix of historic and modern housing. Average rent: $1,925/mo.

East Bend

Up-and-coming neighborhood with new developments and young professionals. Average rent: $1,575/mo.

West Bend

Family-friendly area with parks and good schools. Average rent: $1,663/mo.

Remote Work Score

Bend scores 110/100 for remote work readiness:

  • Internet Speed: Average 200 Mbps (Good)
  • Coworking Spaces: 15+ locations (Good)
  • Cost of Living: Good
  • Climate: 230 year (Good)
  • Quality of Life: Good

Climate

Bend has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January44°F24°F2.5"
April67°F39°F2.8"
July82°F57°F1.5"
October62°F42°F2.2"

Taxes

  • State Income Tax: 8.75%
  • Sales Tax: 0%
  • Property Tax: ~0.97% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 3.0%.

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Bend, OR, US?

The cost of living index in Bend is 118.5, which is Higher the US national average of 100.

How much does it cost to buy a home in Bend?

The median home price in Bend is $650,000. The housing index is 142.5.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Bend is approximately $1750/mo.

Does Bend, OR have income tax?

Bend is in OR, which has an income tax rate of 8.75%.

What is the climate like in Bend?

Bend enjoys approximately 230 sunny days per year. Summer highs reach around <no value>°F,82°F, while winter lows can drop to around <no value>°F.24°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024

Data last updated: July 6, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.