Skyline of Bendigo
Cost of Living: 68 103,034

Bendigo, VIC, Australia

Victoria's goldfields city with a stunning cathedral, art gallery, and historic tram system.

Updated July 11, 2026
Cost of Living 68

Below Average vs Australia avg (100)

Housing Index 62

Affordable

Median Income A$60,000

Household income

Unemployment 5.5%

Job market health

Bendigo vs Australia Average

Cost of Living
Bendigo: 68
Australia Avg: 100
Housing Index
Bendigo: 62
Australia Avg: 100
Income Tax
Bendigo: 32.5%

Taxes

  • Income Tax: 32.5%
  • GST: 10.0%

Economy & Jobs

  • Median Income: A$60,000
  • Unemployment: 5.5%
  • Population: 103,034

Climate

  • Sunny Days: 225/year
  • Summer High: 80°F
  • Winter Low: 40°F

Housing

  • Median Home: A$350,000
  • 1BR Rent: A$1000/mo

Cost of Living

Bendigo's cost of living index is 68 (Australia average = 100).

CategoryBendigoNational AverageDifference
Overall68100-32.0%
Housing62100-38.0%

Data source: ABS, Numbeo, 2026

Housing Market

MetricValue
Median Home PriceA$350,000
Median Rent (1BR)A$1000/mo
Median Rent (2BR)A$1,250/mo
Price per Sq FtA$233

Data source: CoreLogic, Domain, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

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$90,000 down
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Utilities

Estimated monthly utility costs for a typical household in Bendigo:

UtilityEstimated Monthly CostNotes
ElectricityA$130Based on ~900 kWh/month typical Australian household usage
Heating & CoolingA$14Estimated based on local climate. electric or gas heating (limited usage in mild climates)
Cooling (AC)N/AEstimated based on local climate and electricity rates
WaterA$50Includes sewer
Internet (100+ Mbps)A$60Broadband average
Garbage / TrashIncluded in taxesMunicipal service (covered by property taxes)
Total UtilitiesA$254Monthly estimate (including heating & cooling)

Data sources: AER, Sydney Water, ACCC 2025

Best Neighborhoods

Downtown Bendigo

The heart of the city with restaurants, shops, and entertainment. Average rent: A$1,200/mo.

Bendigo Heights

Trendy area with local businesses and a mix of historic and modern housing. Average rent: A$1,100/mo.

East Bendigo

Up-and-coming neighborhood with new developments and young professionals. Average rent: A$900/mo.

West Bendigo

Family-friendly area with parks and good schools. Average rent: A$950/mo.

Remote Work Score

Bendigo scores —/100 for remote work readiness:

Cost of Living
68
Rent
A$1000
Sunny Days
225
Tax
32.5%
Unemployment
5.5%
Climate
80°F / 40°F

Climate

Bendigo has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January60°F40°F2.5"
April65°F55°F2.8"
July80°F55°F1.5"
October60°F58°F2.2"

Taxes

  • Income Tax: 32.5%
  • GST: 10%
  • Property Tax: ~0.24% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 5.5%.

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Bendigo, VIC, Australia?

The cost of living index in Bendigo is 68, which is Lower the Australia national average of 100.

How much does it cost to buy a home in Bendigo?

The median home price in Bendigo is A$350,000. The housing index is 62.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Bendigo is approximately A$1000/mo.

Does Bendigo, VIC have income tax?

Bendigo is in VIC, which has an income tax rate of 32.5%.

What is the climate like in Bendigo?

Bendigo enjoys approximately 225 sunny days per year. Summer highs reach around <no value>°F,80°F, while winter lows can drop to around <no value>°F.40°F.

Data Sources

  • Cost of Living: ABS, Numbeo, 2026
  • Housing Data: CoreLogic, Domain, 2026
  • Income & Employment: ABS Labour Force Survey, 2024

Data last updated: July 11, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.