Skyline of Bergamo
Cost of Living: 100 122,000

Bergamo, Lombardy, Italy

A stunning Lombard city with a medieval upper town, Venetian walls, and breathtaking views of the Alps from its hilltop fortress.

Updated July 12, 2026
Cost of Living 100

Below Average vs Italy avg (100)

Housing Index 110

Above Average

Median Income €30,000

Household income

Unemployment 5.0%

Job market health

Bergamo vs Italy Average

Cost of Living
Bergamo: 100
Italy Avg: 100
Housing Index
Bergamo: 110
Italy Avg: 100
Income Tax
Bergamo: 27%

Taxes

  • Income Tax: 27.0%
  • VAT: 22.0%

Economy & Jobs

  • Median Income: €30,000
  • Unemployment: 5.0%
  • Population: 122,000

Climate

  • Sunny Days: 190/year
  • Summer High: 84°F
  • Winter Low: 30°F

Housing

  • Median Home: €240,000
  • 1BR Rent: €750/mo

Cost of Living

Bergamo's cost of living index is 100 (Italy average = 100).

CategoryBergamoNational AverageDifference
Overall1001000.0%
Housing110100+10.0%

Data source: ISTAT / Numbeo, 2026

Housing Market

MetricValue
Median Home Price€240,000
Median Rent (1BR)€750/mo
Median Rent (2BR)€938/mo
Price per Sq Ft€160

Data source: Idealista / Immobiliare.it, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

%
$90,000 down
%
%

Utilities

Estimated monthly utility costs for a typical household in Bergamo:

UtilityEstimated Monthly CostNotes
Electricity€95Based on ~3,500 kWh/year typical Italian household usage
Heating & Cooling€63Estimated based on local climate. electric or gas heating
Cooling (AC)N/AEstimated based on local climate and electricity rates
Water€32Includes sewer
Internet (100+ Mbps)€30Broadband average
Garbage / Trash€20Private service
Total Utilities€240Monthly estimate (including heating & cooling)

Data sources: ARERA, Enel, ENI 2025

Best Neighborhoods

Downtown Bergamo

The heart of the city with restaurants, shops, and entertainment. Average rent: €900/mo.

Bergamo Heights

Trendy area with local businesses and a mix of historic and modern housing. Average rent: €825/mo.

East Bergamo

Up-and-coming neighborhood with new developments and young professionals. Average rent: €675/mo.

West Bergamo

Family-friendly area with parks and good schools. Average rent: €713/mo.

Remote Work Score

Bergamo scores —/100 for remote work readiness:

Cost of Living
100
Rent
€750
Sunny Days
190
Tax
27%
Unemployment
5.0%
Climate
84°F / 30°F

Climate

Bergamo has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January50°F30°F2.5"
April69°F45°F2.8"
July84°F59°F1.5"
October64°F48°F2.2"

Taxes

  • Income Tax: 27%
  • VAT: 22%
  • Property Tax: ~0.76% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 5.0%.

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Bergamo, Lombardy, Italy?

The cost of living index in Bergamo is 100, which is Lower the Italy national average of 100.

How much does it cost to buy a home in Bergamo?

The median home price in Bergamo is €240,000. The housing index is 110.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Bergamo is approximately €750/mo.

Does Bergamo, LOM have income tax?

Bergamo is in LOM, which has an income tax rate of 27%.

What is the climate like in Bergamo?

Bergamo enjoys approximately 190 sunny days per year. Summer highs reach around 84°F, while winter lows can drop to around 30°F.

Data Sources

  • Cost of Living: ISTAT / Numbeo, 2026
  • Housing Data: Idealista / Immobiliare.it, 2026
  • Income & Employment: ISTAT Labour Force Survey, 2024
  • Utilities ARERA, Enel, ENI 2025

Data last updated: July 12, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.