Skyline of Bern
Cost of Living: 115 134,000

Bern, Switzerland

Switzerland's capital city, a UNESCO World Heritage site with a beautifully preserved medieval old town, the Zytglogge clock tower, and the Bear Park.

Updated August 11, 2026
Cost of Living 115

Above Average vs Switzerland Avg (100)

Housing Index 130

Above Average

Median Income CHF 85,000

Household income

Unemployment 2.2%

Job market health

Bern vs Switzerland Average

Cost of Living
Bern: 115
Switzerland Avg: 100
Housing Index
Bern: 130
Switzerland Avg: 100
State Income Tax
Bern: 11%

Taxes

  • State Income Tax: 11.0%
  • Sales Tax: 8.1%

Economy & Jobs

  • Median Income: CHF 85,000
  • Unemployment: 2.2%
  • Population: 134,000

Climate

  • Sunny Days: 170/year
  • Summer High: 76°F
  • Winter Low: 26°F
  • Farming Zone: USDA Zone 5b

Housing

  • Median Home: CHF750,000
  • 1BR Rent: CHF1500/mo

Cost of Living

Bern's cost of living index is 115 (Switzerland average = 100).

CategoryBernNational AverageDifference
Overall115100+15.0%
Housing130100+30.0%

Data source: BFS / Numbeo, 2026

Housing Market

MetricValue
Median Home PriceCHF750,000
Median Rent (1BR)CHF1500/mo
Median Rent (2BR)CHF1,875/mo
Price per Sq FtCHF500

Data source: Homegate / Comparis, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

CHF
%
$90,000 down
%
%
CHF

Utilities

Estimated monthly utility costs for a typical household in Bern:

UtilityEstimated Monthly CostNotes
ElectricityCHF100
Heating & CoolingCHF126Estimated based on local climate.
Cooling (AC)N/AEstimated based on local climate and electricity rates
WaterCHF40Includes sewer
Internet (100+ Mbps)CHF50Broadband average
Garbage / TrashIncluded in taxesMunicipal service (covered by property taxes)
Total UtilitiesCHF316Monthly estimate (including heating & cooling)

Data sources: ElCom, Swissgrid, BFS 2025

Remote Work Score

Bern scores —/100 for remote work readiness:

Cost of Living
115
Rent
CHF1500
Sunny Days
170
Tax
11%
Unemployment
2.2%
Climate
76°F / 26°F
Safety
0.5 homicides/100k
Population
134,000
Internet Speed
180 Mbps

Climate

Bern has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January46°F26°F2.5"
April61°F41°F2.8"
July76°F51°F1.5"
October56°F44°F2.2"
USDA Zone 5b

Cool — many vegetables, some fruit trees

Natural Hazards

Bern faces the following natural hazards:

Blizzard High Risk

Severe winter storms.

Avalanche High Risk

Alpine region with frequent avalanches.

Earthquake Moderate Risk

Seismic activity.

Flood Moderate Risk

Aare River flooding.

Landslide Moderate Risk

Alpine region with landslides.

Tornado Moderate Risk

Switzerland experiences occasional tornadoes.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 11%
  • Sales Tax: 8.1%
  • Property Tax: ~0.3% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 2.2%.

Crime & Safety

Crime rates in Bern per 100,000 residents:

35.6
Violent Crime
2,837.4
Property Crime
0.5
Homicide

City-level crime data is not available for this location. The figure shown is the national average, which may differ significantly from actual conditions in this city.

Data source: Eurostat

Schools & Education

Total Schools

Academic Schedule

School Hours 8:00 AM – 3:30 PM
Academic Year August to July
Term System Semester — Herbst (Aug-Jan), Frühling (Feb-Jul)
Summer Break July to August (5-6 weeks)
Winter Break December to January (2 weeks)
Spring Break February/March (1-2 weeks)

Schedule varies significantly by canton. Each canton sets its own holidays.

Universities & Higher Education

1
Universities
#135
Top University Rank
1
Top 500 Universities
Top-Ranked University University of Bern

Data source: Center for World University Rankings (CWUR) & World Universities Database

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Bern, Switzerland?

The cost of living index in Bern is 115, which is Higher the Switzerland national average of 100.

How much does it cost to buy a home in Bern?

The median home price in Bern is CHF750,000. The housing index is 130.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Bern is approximately CHF1500/mo.

Does Bern, BE have income tax?

Bern is in BE, which has an income tax rate of 11%.

What is the climate like in Bern?

Bern enjoys approximately 170 sunny days per year. Summer highs reach around 76°F, while winter lows can drop to around 26°F.

Data Sources

  • Cost of Living: BFS / Numbeo, 2026
  • Housing Data: Homegate / Comparis, 2026
  • Income & Employment: BFS Labour Force Survey, 2024
  • Utilities ElCom, Swissgrid, BFS 2025

Data last updated: August 12, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.