Skyline of Boston
Cost of Living: 153.2 650,706

Boston, MA, US

Historic college town with world-class hospitals, sports, and brutal winters.

Updated August 11, 2026
Cost of Living 153.2

Very High vs US Avg (100)

Housing Index 231.5

Very Expensive

Median Income $81,000

Household income

Unemployment 3.4%

Job market health

Boston vs US Average

Cost of Living
Boston: 153.2
US Avg: 100
Housing Index
Boston: 231.5
US Avg: 100
State Income Tax
Boston: 5%
US Avg: ~5%

Taxes

  • State Income Tax: 5.0%
  • Sales Tax: 6.2%

Economy & Jobs

  • Median Income: $81,000
  • Unemployment: 3.4%
  • Population: 650,706

Climate

  • Sunny Days: 200/year
  • Summer High: 82°F
  • Winter Low: 22°F
  • Farming Zone: USDA Zone 5a

Housing

  • Median Home: $700,000
  • 1BR Rent: $2800/mo

Cost of Living

Boston's cost of living index is 153.2 (US average = 100).

CategoryBostonNational AverageDifference
Overall153.2100+53.2%
Housing231.5100+131.5%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$700,000
Median Rent (1BR)$2800/mo
Median Rent (2BR)$3,500/mo
Price per Sq Ft$466

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

$
%
$90,000 down
%
%
$

Utilities

Estimated monthly utility costs for a typical household in Boston:

UtilityEstimated Monthly CostNotes
Electricity$220Based on ~900 kWh/month typical US household usage
Heating & Cooling$146Estimated based on local climate. Gas or electric
Cooling (AC)N/AEstimated based on local climate and electricity rates
Water$85Includes sewer
Internet (100+ Mbps)$60Broadband average
Garbage / TrashIncluded in taxesMunicipal service (covered by property taxes)
Total Utilities$511Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Boston scores —/100 for remote work readiness:

Cost of Living
153.2
Rent
$2800
Sunny Days
200
Tax
5%
Unemployment
3.4%
Climate
82°F / 22°F
Safety
3.6 homicides/100k
Population
650,706
Internet Speed
200 Mbps

Climate

Boston has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January42°F22°F2.5"
April67°F37°F2.8"
July82°F57°F1.5"
October62°F40°F2.2"
USDA Zone 5a

Cool — many vegetables, some fruit trees

Natural Hazards

Boston faces the following natural hazards:

Blizzard High Risk

Severe winter storms and nor'easters.

Flood High Risk

Coastal flooding from storm surges.

Hurricane Moderate Risk

Coastal areas affected by hurricanes.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 5%
  • Sales Tax: 6.25%
  • Property Tax: ~1.05% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 3.4%.

Crime & Safety

Crime rates in Boston per 100,000 residents:

627.9
Violent Crime
2,021.7
Property Crime
3.6
Homicide

Data source: FBI Uniform Crime Reporting

Schools & Education

67/100
School Quality Score
?
14
Total Schools

Data source: National Center for Education Statistics (NCES)

Universities & Higher Education

7
Universities
#92
Top University Rank
1
Top 500 Universities
Top-Ranked University Boston University

Data source: Center for World University Rankings (CWUR) & World Universities Database

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Boston, MA, US?

The cost of living index in Boston is 153.2, which is Higher the US national average of 100.

How much does it cost to buy a home in Boston?

The median home price in Boston is $700,000. The housing index is 231.5.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Boston is approximately $2800/mo.

Does Boston, MA have income tax?

Boston is in MA, which has an income tax rate of 5%.

What is the climate like in Boston?

Boston enjoys approximately 200 sunny days per year. Summer highs reach around 82°F, while winter lows can drop to around 22°F.

Relocation Guides

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: August 12, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.