Skyline of Bydgoszcz
Cost of Living: 82 348,190

Bydgoszcz, Kuyavian-Pomeranian, Poland

A charming city on the Brda River, known for its picturesque waterfront, Art Nouveau architecture, and a growing IT and business services sector.

Updated July 19, 2026
Cost of Living 82

Below Average vs Poland Avg (100)

Housing Index 80

Affordable

Median Income zł 54,000

Household income

Unemployment 4.5%

Job market health

Bydgoszcz vs Poland Average

Cost of Living
Bydgoszcz: 82
Poland Avg: 100
Housing Index
Bydgoszcz: 80
Poland Avg: 100
Income Tax
Bydgoszcz: 12%

Taxes

  • Income Tax: 12.0%
  • VAT: 23.0%

Economy & Jobs

  • Median Income: zł 54,000
  • Unemployment: 4.5%
  • Population: 348,190

Climate

  • Sunny Days: 158/year
  • Summer High: 75°F
  • Winter Low: 23°F

Housing

  • Median Home: zł320,000
  • 1BR Rent: zł1800/mo

Cost of Living

Bydgoszcz's cost of living index is 82 (Poland average = 100).

CategoryBydgoszczNational AverageDifference
Overall82100-18.0%
Housing80100-20.0%

Data source: GUS / Numbeo, 2026

Housing Market

MetricValue
Median Home Pricezł320,000
Median Rent (1BR)zł1800/mo
Median Rent (2BR)zł2,250/mo
Price per Sq Ftzł213

Data source: OLX / Numbeo, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

%
$90,000 down
%
%

Utilities

Estimated monthly utility costs for a typical household in Bydgoszcz:

UtilityEstimated Monthly CostNotes
Electricityzł150Based on ~3,500 kWh/year typical Polish household usage
Heating & Coolingzł136Estimated based on local climate. gas or district heating
Cooling (AC)N/AEstimated based on local climate and electricity rates
Waterzł50Includes sewer
Internet (100+ Mbps)zł60Broadband average
Garbage / Trashzł25Private service
Total Utilitieszł421Monthly estimate (including heating & cooling)

Data sources: URE, PGE, Tauron 2025

Best Neighborhoods

Downtown Bydgoszcz

The heart of the city with restaurants, shops, and entertainment. Average rent: zł2,160/mo.

Bydgoszcz Heights

Trendy area with local businesses and a mix of historic and modern housing. Average rent: zł1,980/mo.

East Bydgoszcz

Up-and-coming neighborhood with new developments and young professionals. Average rent: zł1,620/mo.

West Bydgoszcz

Family-friendly area with parks and good schools. Average rent: zł1,710/mo.

Remote Work Score

Bydgoszcz scores —/100 for remote work readiness:

Cost of Living
82
Rent
zł1800
Sunny Days
158
Tax
12%
Unemployment
4.5%
Climate
75°F / 23°F

Climate

Bydgoszcz has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January43°F23°F2.5"
April60°F38°F2.8"
July75°F50°F1.5"
October55°F41°F2.2"

Taxes

  • Income Tax: 12%
  • VAT: 23%
  • Property Tax: ~0.5% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 4.5%.

Crime & Safety

Crime rates in Bydgoszcz per 100,000 residents:

26.7
Violent Crime
425.0
Property Crime
0.7
Homicide

City-level crime data is not available for this location. The figure shown is the national average, which may differ significantly from actual conditions in this city.

Data source: Eurostat

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Bydgoszcz, Kuyavian-Pomeranian, Poland?

The cost of living index in Bydgoszcz is 82, which is Lower the Poland national average of 100.

How much does it cost to buy a home in Bydgoszcz?

The median home price in Bydgoszcz is zł320,000. The housing index is 80.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Bydgoszcz is approximately zł1800/mo.

Does Bydgoszcz, KP have income tax?

Bydgoszcz is in KP, which has an income tax rate of 12%.

What is the climate like in Bydgoszcz?

Bydgoszcz enjoys approximately 158 sunny days per year. Summer highs reach around 75°F, while winter lows can drop to around 23°F.

Data Sources

  • Cost of Living: GUS / Numbeo, 2026
  • Housing Data: OLX / Numbeo, 2026
  • Income & Employment: GUS Labour Force Survey, 2024
  • Utilities URE, PGE, Tauron 2025

Data last updated: July 19, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.