Skyline of Cádiz
Cost of Living: 85 116,000

Cádiz, Andalusia, Spain

One of Europe's oldest continuously inhabited cities, a beautiful peninsula city with stunning beaches and vibrant carnival.

Updated July 12, 2026
Cost of Living 85

Below Average vs Spain avg (100)

Housing Index 88

Affordable

Median Income €25,000

Household income

Unemployment 15.0%

Job market health

Cádiz vs Spain Average

Cost of Living
Cádiz: 85
Spain Avg: 100
Housing Index
Cádiz: 88
Spain Avg: 100
Income Tax
Cádiz: 24.5%

Taxes

  • Income Tax: 24.5%
  • VAT: 21.0%

Economy & Jobs

  • Median Income: €25,000
  • Unemployment: 15.0%
  • Population: 116,000

Climate

  • Sunny Days: 300/year
  • Summer High: 90°F
  • Winter Low: 48°F

Housing

  • Median Home: €200,000
  • 1BR Rent: €600/mo

Cost of Living

Cádiz's cost of living index is 85 (Spain average = 100).

CategoryCádizNational AverageDifference
Overall85100-15.0%
Housing88100-12.0%

Data source: INE / Numbeo, 2026

Housing Market

MetricValue
Median Home Price€200,000
Median Rent (1BR)€600/mo
Median Rent (2BR)€750/mo
Price per Sq Ft€133

Data source: Idealista / Fotocasa, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

%
$90,000 down
%
%

Utilities

Estimated monthly utility costs for a typical household in Cádiz:

UtilityEstimated Monthly CostNotes
Electricity€90Based on ~3,500 kWh/year typical Spanish household usage
Heating & Cooling€10Estimated based on local climate. electric or gas heating
Cooling (AC)€18Estimated based on local climate and electricity rates
Water€35Includes sewer
Internet (100+ Mbps)€40Broadband average
Garbage / TrashIncluded in taxesMunicipal service (covered by property taxes)
Total Utilities€193Monthly estimate (including heating & cooling)

Data sources: CNMC, Iberdrola, Endesa 2025

Best Neighborhoods

Downtown Cádiz

The heart of the city with restaurants, shops, and entertainment. Average rent: €720/mo.

Cádiz Heights

Trendy area with local businesses and a mix of historic and modern housing. Average rent: €660/mo.

East Cádiz

Up-and-coming neighborhood with new developments and young professionals. Average rent: €540/mo.

West Cádiz

Family-friendly area with parks and good schools. Average rent: €570/mo.

Remote Work Score

Cádiz scores —/100 for remote work readiness:

Cost of Living
85
Rent
€600
Sunny Days
300
Tax
24.5%
Unemployment
15.0%
Climate
90°F / 48°F

Climate

Cádiz has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January68°F48°F2.5"
April75°F63°F2.8"
July90°F65°F1.5"
October70°F66°F2.2"

Taxes

  • Income Tax: 24.5%
  • VAT: 21%
  • Property Tax: ~0.35% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 15.0%.

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Cádiz, Andalusia, Spain?

The cost of living index in Cádiz is 85, which is Lower the Spain national average of 100.

How much does it cost to buy a home in Cádiz?

The median home price in Cádiz is €200,000. The housing index is 88.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Cádiz is approximately €600/mo.

Does Cádiz, AND have income tax?

Cádiz is in AND, which has an income tax rate of 24.5%.

What is the climate like in Cádiz?

Cádiz enjoys approximately 300 sunny days per year. Summer highs reach around 90°F, while winter lows can drop to around 48°F.

Data Sources

  • Cost of Living: INE / Numbeo, 2026
  • Housing Data: Idealista / Fotocasa, 2026
  • Income & Employment: INE Labour Force Survey, 2024
  • Utilities CNMC, Iberdrola, Endesa 2025

Data last updated: July 12, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.