Cajamarca, CJ, Peru
A highland city where the Inca Empire fell, known for its thermal baths, dairy products, and colonial architecture.
Below Average vs Peru Avg (100)
Affordable
Household income
Job market health
Cajamarca vs Peru Average
Taxes
- Income Tax: 30.0%
- VAT: 18.0%
Economy & Jobs
- Median Income: S/28,000
- Unemployment: 9.0%
- Population: 250,000
Climate
- Sunny Days: 190/year
- Summer High: 70°F
- Winter Low: 42°F
Housing
- Median Home: S/180,000
- 1BR Rent: S/800/mo
Cost of Living
Cajamarca's cost of living index is 88 (Peru average = 100).
| Category | Cajamarca | National Average | Difference |
|---|---|---|---|
| Overall | 88 | 100 | -12.0% |
| Housing | 95 | 100 | -5.0% |
Data source: INEI / Numbeo, 2026
Housing Market
| Metric | Value |
|---|---|
| Median Home Price | S/180,000 |
| Median Rent (1BR) | S/800/mo |
| Median Rent (2BR) | S/1,000/mo |
| Price per Sq Ft | S/120 |
Data source: Adondevivir / Numbeo, 2026
True Cost of Home Ownership
Utilities
Estimated monthly utility costs for a typical household in Cajamarca:
| Utility | Estimated Monthly Cost | Notes |
|---|---|---|
| Electricity | S/80 | Based on ~200 kWh/month typical Peruvian household usage |
| Heating & Cooling | S/16 | Estimated based on local climate. electric or gas heating |
| Cooling (AC) | N/A | Estimated based on local climate and electricity rates |
| Water | S/30 | Includes sewer |
| Internet (100+ Mbps) | S/60 | Broadband average |
| Garbage / Trash | S/20 | Private service |
| Total Utilities | S/206 | Monthly estimate (including heating & cooling) |
Data sources: OSINERGMIN, Sedapal, Telefónica 2025
Best Neighborhoods
Downtown Cajamarca
The heart of the city with restaurants, shops, and entertainment. Average rent: S/960/mo.
Cajamarca Heights
Trendy area with local businesses and a mix of historic and modern housing. Average rent: S/880/mo.
East Cajamarca
Up-and-coming neighborhood with new developments and young professionals. Average rent: S/720/mo.
West Cajamarca
Family-friendly area with parks and good schools. Average rent: S/760/mo.
Remote Work Score
Cajamarca scores —/100 for remote work readiness:
Climate
Cajamarca has a varied climate with distinct seasons.
| Month | Avg High | Avg Low | Rainfall |
|---|---|---|---|
| January | 62°F | 42°F | 2.5" |
| April | 55°F | 57°F | 2.8" |
| July | 70°F | 45°F | 1.5" |
| October | 50°F | 60°F | 2.2" |
Taxes
- Income Tax: 30%
- VAT: 18%
- Property Tax: ~1.2% of assessed value
Economy & Jobs
Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 9.0%.
Crime & Safety
Crime rates in Cajamarca per 100,000 residents:
City-level crime data is not available for this location. The figure shown is the national average, which may differ significantly from actual conditions in this city.
Data source: UN Office on Drugs and Crime
Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.
Frequently Asked Questions
What is the cost of living in Cajamarca, CJ, Peru?
The cost of living index in Cajamarca is 88, which is Lower the Peru national average of 100.
How much does it cost to buy a home in Cajamarca?
The median home price in Cajamarca is S/180,000. The housing index is 95.
What is the average rent for a 1-bedroom apartment?
The average rent for a 1-bedroom apartment in Cajamarca is approximately S/800/mo.
Does Cajamarca, CJ have income tax?
Cajamarca is in CJ, which has an income tax rate of 30%.
What is the climate like in Cajamarca?
Cajamarca enjoys approximately 190 sunny days per year. Summer highs reach around 70°F, while winter lows can drop to around 42°F.
Data Sources
- Cost of Living: INEI / Numbeo, 2026
- Housing Data: Adondevivir / Numbeo, 2026
- Income & Employment: INEI Labour Force Survey, 2024
- Utilities OSINERGMIN, Sedapal, Telefónica 2025
Data last updated: July 19, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.