Skyline of Čakovec
Cost of Living: 75 27,000

Čakovec, Croatia

The capital of the Međimurje region, known for its Baroque Zrinski Castle, the Mura River, and a rich tradition of wine production and cultural festivals.

Updated July 19, 2026
Cost of Living 75

Below Average vs Croatia Avg (100)

Housing Index 72

Affordable

Median Income €12,000

Household income

Unemployment 5.5%

Job market health

Čakovec vs Croatia Average

Cost of Living
Čakovec: 75
Croatia Avg: 100
Housing Index
Čakovec: 72
Croatia Avg: 100
Income Tax
Čakovec: 24%

Taxes

  • Income Tax: 24.0%
  • VAT: 25.0%

Economy & Jobs

  • Median Income: €12,000
  • Unemployment: 5.5%
  • Population: 27,000

Climate

  • Sunny Days: 200/year
  • Summer High: 80°F
  • Winter Low: 28°F

Housing

  • Median Home: €110,000
  • 1BR Rent: €400/mo

Cost of Living

Čakovec's cost of living index is 75 (Croatia average = 100).

CategoryČakovecNational AverageDifference
Overall75100-25.0%
Housing72100-28.0%

Data source: DZS / Numbeo, 2026

Housing Market

MetricValue
Median Home Price€110,000
Median Rent (1BR)€400/mo
Median Rent (2BR)€500/mo
Price per Sq Ft€73

Data source: Njuškalo / Numbeo, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

%
$90,000 down
%
%

Utilities

Estimated monthly utility costs for a typical household in Čakovec:

UtilityEstimated Monthly CostNotes
Electricity€80Based on ~3,500 kWh/year typical Croatian household usage
Heating & Cooling€63Estimated based on local climate. electric or gas heating
Cooling (AC)N/AEstimated based on local climate and electricity rates
Water€30Includes sewer
Internet (100+ Mbps)€40Broadband average
Garbage / Trash€20Private service
Total Utilities€233Monthly estimate (including heating & cooling)

Data sources: HERA, HEP, Hrvatski Telekom 2025

Best Neighborhoods

Downtown Čakovec

The heart of the city with restaurants, shops, and entertainment. Average rent: €480/mo.

Čakovec Heights

Trendy area with local businesses and a mix of historic and modern housing. Average rent: €440/mo.

East Čakovec

Up-and-coming neighborhood with new developments and young professionals. Average rent: €360/mo.

West Čakovec

Family-friendly area with parks and good schools. Average rent: €380/mo.

Remote Work Score

Čakovec scores —/100 for remote work readiness:

Cost of Living
75
Rent
€400
Sunny Days
200
Tax
24%
Unemployment
5.5%
Climate
80°F / 28°F

Climate

Čakovec has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January48°F28°F2.5"
April65°F43°F2.8"
July80°F55°F1.5"
October60°F46°F2.2"

Taxes

  • Income Tax: 24%
  • VAT: 25%
  • Property Tax: ~0.5% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 5.5%.

Crime & Safety

Crime rates in Čakovec per 100,000 residents:

46.8
Violent Crime
528.7
Property Crime
1.0
Homicide

City-level crime data is not available for this location. The figure shown is the national average, which may differ significantly from actual conditions in this city.

Data source: Eurostat

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Čakovec, Croatia?

The cost of living index in Čakovec is 75, which is Lower the Croatia national average of 100.

How much does it cost to buy a home in Čakovec?

The median home price in Čakovec is €110,000. The housing index is 72.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Čakovec is approximately €400/mo.

Does Čakovec, CZ have income tax?

Čakovec is in CZ, which has an income tax rate of 24%.

What is the climate like in Čakovec?

Čakovec enjoys approximately 200 sunny days per year. Summer highs reach around 80°F, while winter lows can drop to around 28°F.

Data Sources

  • Cost of Living: DZS / Numbeo, 2026
  • Housing Data: Njuškalo / Numbeo, 2026
  • Income & Employment: DZS Labour Force Survey, 2024
  • Utilities HERA, HEP, Hrvatski Telekom 2025

Data last updated: July 19, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.