Skyline of Calgary
Cost of Living: 105.7 1,306,784

Calgary, Canada

Canada's energy capital with the highest household incomes, abundant sunshine, and easy access to the Rocky Mountains.

Updated August 11, 2026
Cost of Living 105.7

Above Average vs Canada Avg (100)

Housing Index 108.2

Above Average

Median Income C$78,000

Household income

Unemployment 6.1%

Job market health

Calgary vs Canada Average

Cost of Living
Calgary: 105.7
Canada Avg: 100
Housing Index
Calgary: 108.2
Canada Avg: 100
State Income Tax
Calgary: 10%

Taxes

  • State Income Tax: 10.0%
  • Sales Tax: 5.0%

Economy & Jobs

  • Median Income: C$78,000
  • Unemployment: 6.1%
  • Population: 1,306,784

Climate

  • Sunny Days: 239/year
  • Summer High: 75°F
  • Winter Low: 5°F
  • Farming Zone: USDA Zone 4b

Housing

  • Median Home: C$540,000
  • 1BR Rent: C$1550/mo

Cost of Living

Calgary's cost of living index is 105.7 (Canada average = 100).

CategoryCalgaryNational AverageDifference
Overall105.7100+5.7%
Housing108.2100+8.2%

Data source: Statistics Canada, 2026

Housing Market

MetricValue
Median Home PriceC$540,000
Median Rent (1BR)C$1550/mo
Median Rent (2BR)C$1,938/mo
Price per Sq FtC$360

Data source: Canadian Real Estate Association (CREA), 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

C$
%
$90,000 down
%
%
C$

Utilities

Estimated monthly utility costs for a typical household in Calgary:

UtilityEstimated Monthly CostNotes
ElectricityC$165
Heating & CoolingC$82Estimated based on local climate.
Cooling (AC)N/AEstimated based on local climate and electricity rates
WaterC$55Includes sewer
Internet (100+ Mbps)C$65Broadband average
Garbage / TrashC$35Private service
Total UtilitiesC$402Monthly estimate (including heating & cooling)

Data sources: Statistics Canada, Canada Energy Regulator, CRTC

Remote Work Score

Calgary scores —/100 for remote work readiness:

Cost of Living
105.7
Rent
C$1550
Sunny Days
239
Tax
10%
Unemployment
6.1%
Climate
75°F / 5°F
Safety
N/A
Population
1,306,784
Internet Speed
180 Mbps

Climate

Calgary has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January25°F5°F2.5"
April60°F20°F2.8"
July75°F50°F1.5"
October55°F23°F2.2"
USDA Zone 4b

Cold — cool-season crops, hardy perennials

Natural Hazards

Calgary faces the following natural hazards:

Blizzard High Risk

Severe winter storms.

Flood High Risk

River flooding from mountain runoff.

Earthquake High Risk

Active seismic zone with significant earthquake risk.

Avalanche High Risk

Rockies and coastal mountains with frequent avalanches.

Wildfire Moderate Risk

Wildfire risk in surrounding forests.

Tornado Moderate Risk

Southern Alberta tornado risk.

Hail Moderate Risk

Frequent severe hailstorms.

Tsunami Moderate Risk

Pacific coast with tsunami risk.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 10%
  • Sales Tax: 5%
  • Property Tax: ~1% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 6.1%.

Crime & Safety

Crime rates in Calgary per 100,000 residents:

76.5
Violent Crime
57.2
Property Crime

Data is the Crime Severity Index (CSI) for the Census Metropolitan Area (CMA). CSI is indexed to 100 (Canada = 100 in 2006). Higher values indicate more severe crime. This is not a direct crime rate per 100,000.

Data source: Statistics Canada

Schools & Education

43/100
School Quality Score
Better than 80% of Canadian cities
?
245
Total Schools
Top-Rated Schools 29

Data source: Fraser Institute — School Performance Rankings

Universities & Higher Education

1
Universities
#195
Top University Rank
1
Top 500 Universities
Top-Ranked University University of Calgary

Data source: Center for World University Rankings (CWUR) & World Universities Database

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Calgary, Canada?

The cost of living index in Calgary is 105.7, which is Higher the Canada national average of 100.

How much does it cost to buy a home in Calgary?

The median home price in Calgary is C$540,000. The housing index is 108.2.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Calgary is approximately C$1550/mo.

Does Calgary, AB have income tax?

Calgary is in AB, which has an income tax rate of 10%.

What is the climate like in Calgary?

Calgary enjoys approximately 239 sunny days per year. Summer highs reach around 75°F, while winter lows can drop to around 5°F.

Relocation Guides

Data Sources

  • Cost of Living: Statistics Canada, 2026
  • Housing Data: Canadian Real Estate Association (CREA), 2026
  • Income & Employment: Statistics Canada Labour Force Survey, 2024
  • Utilities Statistics Canada, Canada Energy Regulator, CRTC

Data last updated: August 12, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.