Skyline of Cape Town
Cost of Living: 115 4,005,000

Cape Town, South Africa

The Mother City, famous for Table Mountain, stunning beaches, vibrant waterfront, and world-class wine regions.

Updated August 30, 2026

Overview

Cape Town is a city in Western Cape with a population of 4,005,000. The Mother City, famous for Table Mountain, stunning beaches, vibrant waterfront, and world-class wine regions. Housing costs are close to the national average. The overall cost of living is above the national average. Gardening thrives here — the 6b growing zone supports Cool to mild — apples, pears, berries, many vegetables. The city enjoys abundant sunshine, with about 300 sunny days a year. Reported crime rates are relatively high. The population skews young, with a median age of 28.0.

Last updated: August 30, 2026

Cost of Living 115

Above Average vs South Africa Avg (100)

Housing Index 120

Above Average

Median Income R 320,000

Household income

Unemployment 22.0%

Job market health

Cape Town vs South Africa Average

Cost of Living
Cape Town: 115
South Africa Avg: 100
Housing Index
Cape Town: 120
South Africa Avg: 100

Taxes

  • State Income Tax: None
  • Sales Tax: 15.0%

Economy & Jobs

  • Median Income: R 320,000
  • Unemployment: 22.0%
  • Population: 4,005,000

Climate

  • Sunny Days: 300/year
  • Summer High: 75°F
  • Winter Low: 45°F
  • Farming Zone: USDA Zone 6b

Housing

  • Median Home: R1,800,000
  • 1BR Rent: R9000/mo

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Cost of Living

Cape Town's cost of living index is 115 (South Africa average = 100).

CategoryCape TownNational AverageDifference
Overall115100+15.0%
Housing120100+20.0%

Data source: Stats SA / Numbeo, 2026

Housing Market

MetricValue
Median Home PriceR1,800,000
Median Rent (1BR)R9000/mo
Median Rent (2BR)R11,250/mo
Price per Sq FtR1,200

Data source: Property24 / Numbeo, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

R
%
$90,000 down
%
%
R

Utilities

Estimated monthly utility costs for a typical household in Cape Town:

UtilityEstimated Monthly CostNotes
ElectricityR800
Heating & CoolingR17Estimated based on local climate.
Cooling (AC)N/AEstimated based on local climate and electricity rates
WaterR300Includes sewer
Internet (100+ Mbps)R500Broadband average
Garbage / TrashIncluded in taxesMunicipal service (covered by property taxes)
Total UtilitiesR1617Monthly estimate (including heating & cooling)

Data sources: Eskom, Rand Water, Telkom 2025

Remote Work Score

Cape Town scores —/100 for remote work readiness:

Cost of Living
115
Rent
R9000
Sunny Days
300
Tax
None
Unemployment
22.0%
Climate
75°F / 45°F
Safety
41.0 homicides/100k
Population
4,005,000
Internet Speed
60 Mbps

Climate

Cape Town has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January65°F45°F2.5"
April60°F60°F2.8"
July75°F50°F1.5"
October55°F63°F2.2"
USDA Zone 6b

Cool to mild — apples, pears, berries, many vegetables

Natural Hazards

Cape Town faces the following natural hazards:

Drought High Risk

Frequent drought conditions including Day Zero crisis.

Wildfire High Risk

Fynbos region with frequent wildfires.

Flood Moderate Risk

Flash floods.

Earthquake Moderate Risk

Seismic activity.

Cyclone Moderate Risk

Moderate cyclone risk.

Landslide Moderate Risk

Drakensberg region with landslides.

Tornado Moderate Risk

South Africa experiences tornadoes.

Blizzard Moderate Risk

High-altitude regions experience winter storms.

Sandstorm Moderate Risk

Dust storms.

Avalanche Moderate Risk

Drakensberg region with avalanches.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 0% (None)
  • Sales Tax: 15%
  • Property Tax: ~0.3% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 22.0%.

Crime & Safety

Crime rates in Cape Town per 100,000 residents:

500.0
Violent Crime
2,000.0
Property Crime
41.0
Homicide

City-level crime data is not available for this location. The figure shown is the national average, which may differ significantly from actual conditions in this city.

Data source: UN Office on Drugs and Crime

Schools & Education

Total Schools

Academic Schedule

School Hours 8:00 AM – 2:30 PM
Academic Year January to December
Term System Quarter — Term 1 (Jan-Mar), Term 2 (Apr-Jun), Term 3 (Jul-Sep), Term 4 (Oct-Dec)
Summer Break December to January (6 weeks)
Winter Break June/July (3 weeks)
Spring Break April (2 weeks, Easter)

School year aligns with the calendar year. Autumn break in April.

Universities & Higher Education

1
Universities
#271
Top University Rank
1
Top 500 Universities
Top-Ranked University University of Cape Town

Data source: Center for World University Rankings (CWUR) & World Universities Database

Demographics

The population of Cape Town is diverse. The figures below show the ethnic, educational, and religious composition of the local population.

Ethnicity

Black African
81.0%
Coloured
9.0%
Indian/Asian
2.0%
White
8.0%

Education

Bachelor's degree or higher
20.0%
High school graduate
30.0%
Less than high school
40.0%
Some college
10.0%

Religion

Christian
86.0%
Muslim
2.0%
Other
6.0%
Unaffiliated
6.0%

City-level demographic data is not available for this location. The figures shown are national averages, which may differ from actual conditions in this city.

Data source: Statistics South Africa (2022)

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Cape Town, South Africa?

The cost of living index in Cape Town is 115, which is Higher the South Africa national average of 100.

How much does it cost to buy a home in Cape Town?

The median home price in Cape Town is R1,800,000. The housing index is 120.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Cape Town is approximately R9000/mo.

Does Cape Town, Western Cape have income tax?

Cape Town is in Western Cape, which has no income tax.

What is the climate like in Cape Town?

Cape Town enjoys approximately 300 sunny days per year. Summer highs reach around 75°F, while winter lows can drop to around 45°F.

Relocation Guides

Data Sources

  • Cost of Living: Stats SA / Numbeo, 2026
  • Housing Data: Property24 / Numbeo, 2026
  • Income & Employment: Stats SA Labour Force Survey, 2024
  • Utilities Eskom, Rand Water, Telkom 2025

Data last updated: September 13, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.