Skyline of Cartagena
Cost of Living: 115 1,000,000

Cartagena, BL, Colombia

A stunning colonial walled city on the Caribbean coast, a UNESCO World Heritage site and top tourist destination.

Updated July 19, 2026
Cost of Living 115

Above Average vs Colombia Avg (100)

Housing Index 150

Above Average

Median Income COL$40,000,000

Household income

Unemployment 9.0%

Job market health

Cartagena vs Colombia Average

Cost of Living
Cartagena: 115
Colombia Avg: 100
Housing Index
Cartagena: 150
Colombia Avg: 100
Income Tax
Cartagena: 39%

Taxes

  • Income Tax: 39.0%
  • VAT: 19.0%

Economy & Jobs

  • Median Income: COL$40,000,000
  • Unemployment: 9.0%
  • Population: 1,000,000

Climate

  • Sunny Days: 250/year
  • Summer High: 90°F
  • Winter Low: 75°F

Housing

  • Median Home: COL$500,000,000
  • 1BR Rent: COL$2000000/mo

Cost of Living

Cartagena's cost of living index is 115 (Colombia average = 100).

CategoryCartagenaNational AverageDifference
Overall115100+15.0%
Housing150100+50.0%

Data source: DANE / Numbeo, 2026

Housing Market

MetricValue
Median Home PriceCOL$500,000,000
Median Rent (1BR)COL$2000000/mo
Median Rent (2BR)COL$2,500,000/mo
Price per Sq FtCOL$333,333

Data source: Metrocuadrado / Numbeo, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

COL$
%
$90,000 down
%
%
COL$

Utilities

Estimated monthly utility costs for a typical household in Cartagena:

UtilityEstimated Monthly CostNotes
ElectricityCOL$120000Based on ~200 kWh/month typical Colombian household usage
Heating & CoolingN/AEstimated based on local climate. electric or gas heating
Cooling (AC)COL$191322Estimated based on local climate and electricity rates
WaterCOL$50000Includes sewer
Internet (100+ Mbps)COL$70000Broadband average
Garbage / TrashCOL$25000Private service
Total UtilitiesCOL$456322Monthly estimate (including heating & cooling)

Data sources: CREG, EPM, ETB 2025

Best Neighborhoods

Downtown Cartagena

The heart of the city with restaurants, shops, and entertainment. Average rent: COL$2,400,000/mo.

Cartagena Heights

Trendy area with local businesses and a mix of historic and modern housing. Average rent: COL$2,200,000/mo.

East Cartagena

Up-and-coming neighborhood with new developments and young professionals. Average rent: COL$1,800,000/mo.

West Cartagena

Family-friendly area with parks and good schools. Average rent: COL$1,900,000/mo.

Remote Work Score

Cartagena scores —/100 for remote work readiness:

Cost of Living
115
Rent
COL$2000000
Sunny Days
250
Tax
39%
Unemployment
9.0%
Climate
90°F / 75°F

Climate

Cartagena has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January95°F75°F2.5"
April75°F90°F2.8"
July90°F65°F1.5"
October70°F93°F2.2"

Taxes

  • Income Tax: 39%
  • VAT: 19%
  • Property Tax: ~1.2% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 9.0%.

Crime & Safety

Crime rates in Cartagena per 100,000 residents:

180.0
Violent Crime
400.0
Property Crime
24.0
Homicide

City-level crime data is not available for this location. The figure shown is the national average, which may differ significantly from actual conditions in this city.

Data source: UN Office on Drugs and Crime

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Cartagena, BL, Colombia?

The cost of living index in Cartagena is 115, which is Higher the Colombia national average of 100.

How much does it cost to buy a home in Cartagena?

The median home price in Cartagena is COL$500,000,000. The housing index is 150.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Cartagena is approximately COL$2000000/mo.

Does Cartagena, BL have income tax?

Cartagena is in BL, which has an income tax rate of 39%.

What is the climate like in Cartagena?

Cartagena enjoys approximately 250 sunny days per year. Summer highs reach around 90°F, while winter lows can drop to around 75°F.

Data Sources

  • Cost of Living: DANE / Numbeo, 2026
  • Housing Data: Metrocuadrado / Numbeo, 2026
  • Income & Employment: DANE Labour Force Survey, 2024
  • Utilities CREG, EPM, ETB 2025

Data last updated: July 19, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.