Skyline of Cary
Cost of Living: 108 175,000

Cary, NC, US

One of America's safest cities with top schools, tech jobs, and Research Triangle access.

Updated September 12, 2026

Overview

Cary is a city in NC with a population of 175,000. One of America’s safest cities with top schools, tech jobs, and Research Triangle access. Housing costs are close to the national average. Gardening thrives here — the 5b growing zone supports Cool — many vegetables, some fruit trees. A large share of residents hold a bachelor’s degree or higher.

Last updated: September 12, 2026

Cost of Living 108

Above Average vs US Avg (100)

Housing Index 118

Above Average

Median Income $90,000

Household income

Unemployment 2.8%

Job market health

Cary vs US Average

Cost of Living
Cary: 108
US Avg: 100
Housing Index
Cary: 118
US Avg: 100
State Income Tax
Cary: 4.75%
US Avg: ~5%

Taxes

  • State Income Tax: 4.8%
  • Sales Tax: 7.2%

Economy & Jobs

  • Median Income: $90,000
  • Unemployment: 2.8%
  • Population: 175,000

Climate

  • Sunny Days: 215/year
  • Summer High: 88°F
  • Winter Low: 32°F
  • Farming Zone: USDA Zone 5b

Housing

  • Median Home: $450,000
  • 1BR Rent: $1500/mo

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Cost of Living

Cary's cost of living index is 108 (US average = 100).

CategoryCaryNational AverageDifference
Overall108100+8.0%
Housing118100+18.0%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$450,000
Median Rent (1BR)$1500/mo
Median Rent (2BR)$1,875/mo
Price per Sq Ft$300

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

$
%
$90,000 down
%
%
$

Utilities

Estimated monthly utility costs for a typical household in Cary:

UtilityEstimated Monthly CostNotes
Electricity$105Based on ~900 kWh/month typical US household usage
Heating & Cooling$64Estimated based on local climate. Gas or electric
Cooling (AC)$4Estimated based on local climate and electricity rates
Water$50Includes sewer
Internet (100+ Mbps)$70Broadband average
Garbage / Trash$25Private service
Total Utilities$318Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Cary scores —/100 for remote work readiness:

Cost of Living
— 108
Rent
— $1500
Sunny Days
— 215
Tax
— 4.75%
Unemployment
— 2.8%
Climate
— 88°F / 32°F
Safety
— 5.8 homicides/100k
Population
— 175,000
Internet Speed
— 200 Mbps

Climate

Cary has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January52°F32°F2.5"
April73°F47°F2.8"
July88°F63°F1.5"
October68°F50°F2.2"
USDA Zone 5b

Cool — many vegetables, some fruit trees

Natural Hazards

Cary faces the following natural hazards:

Heat Wave High Risk

Summer heat waves.

Hurricane High Risk

Coastal areas affected by hurricanes.

Landslide High Risk

Appalachian region with landslides.

Tornado Moderate Risk

Tornado risk.

Flood Moderate Risk

Flash floods.

Wildfire Moderate Risk

Wildfire risk in forested areas.

Blizzard Moderate Risk

Winter storms.

Drought Moderate Risk

Periodic drought conditions.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 4.75%
  • Sales Tax: 7.25%
  • Property Tax: ~0.82% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 2.8%.

Schools & Education

71/100
School Quality Score
Better than 92% of US cities
?
33
Total Schools
3.9:1
Student:Teacher
93.1%
Free/Reduced Lunch

Data source: National Center for Education Statistics (NCES)

Demographics

The population of Cary is diverse. The figures below show the ethnic, educational, and religious composition of the local population.

Ethnicity

Asian
20.4%
Black or African American
7.3%
Hispanic or Latino
9.3%
Native American
0.1%
Native Hawaiian or Pacific Islander
0.1%
Other
0.8%
Two or more races
4.0%
White
58.0%

Education

Bachelor's degree or higher
70.2%
High school graduate
8.0%
Less than high school
3.7%
Some college
18.1%

Religion

Christian
75.0%
Other
6.0%
Unaffiliated
19.0%

Data source: US Census Bureau American Community Survey (ACS) (2023)

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Cary, NC, US?

The cost of living index in Cary is 108, which is Higher the US national average of 100.

How much does it cost to buy a home in Cary?

The median home price in Cary is $450,000. The housing index is 118.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Cary is approximately $1500/mo.

Does Cary, NC have income tax?

Cary is in NC, which has an income tax rate of 4.75%.

What is the climate like in Cary?

Cary enjoys approximately 215 sunny days per year. Summer highs reach around 88°F, while winter lows can drop to around 32°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: September 13, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.