Skyline of Charleroi
Cost of Living: 78 201,000

Charleroi, Belgium

A city in transformation with Belgium's lowest housing costs, a growing creative scene, and excellent air connectivity via Brussels South Airport.

Updated August 11, 2026
Cost of Living 78

Below Average vs Belgium Avg (100)

Housing Index 72

Affordable

Median Income €33,000

Household income

Unemployment 14.0%

Job market health

Charleroi vs Belgium Average

Cost of Living
Charleroi: 78
Belgium Avg: 100
Housing Index
Charleroi: 72
Belgium Avg: 100
State Income Tax
Charleroi: 30%

Taxes

  • State Income Tax: 30.0%
  • Sales Tax: 21.0%

Economy & Jobs

  • Median Income: €33,000
  • Unemployment: 14.0%
  • Population: 201,000

Climate

  • Sunny Days: 155/year
  • Summer High: 73°F
  • Winter Low: 32°F
  • Farming Zone: USDA Zone 5b

Housing

  • Median Home: €160,000
  • 1BR Rent: €650/mo

Cost of Living

Charleroi's cost of living index is 78 (Belgium average = 100).

CategoryCharleroiNational AverageDifference
Overall78100-22.0%
Housing72100-28.0%

Data source: Statbel / Numbeo, 2026

Housing Market

MetricValue
Median Home Price€160,000
Median Rent (1BR)€650/mo
Median Rent (2BR)€813/mo
Price per Sq Ft€106

Data source: ImmoWeb / Notaris.be, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

%
$90,000 down
%
%

Utilities

Estimated monthly utility costs for a typical household in Charleroi:

UtilityEstimated Monthly CostNotes
Electricity€100
Heating & Cooling€106Estimated based on local climate.
Cooling (AC)N/AEstimated based on local climate and electricity rates
Water€40Includes sewer
Internet (100+ Mbps)€50Broadband average
Garbage / Trash€20Private service
Total Utilities€316Monthly estimate (including heating & cooling)

Data sources: CREG, Engie, Proximus 2025

Remote Work Score

Charleroi scores —/100 for remote work readiness:

Cost of Living
78
Rent
€650
Sunny Days
155
Tax
30%
Unemployment
14.0%
Climate
73°F / 32°F
Safety
1.4 homicides/100k
Population
201,000
Internet Speed
130 Mbps

Climate

Charleroi has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January52°F32°F2.5"
April58°F47°F2.8"
July73°F48°F1.5"
October53°F50°F2.2"
USDA Zone 5b

Cool — many vegetables, some fruit trees

Natural Hazards

Charleroi faces the following natural hazards:

Flood Moderate Risk

River and coastal flooding.

Blizzard Moderate Risk

Belgium experiences winter storms.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 30%
  • Sales Tax: 21%
  • Property Tax: ~0.5% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 14.0%.

Crime & Safety

Crime rates in Charleroi per 100,000 residents:

691.1
Violent Crime
2,159.5
Property Crime
1.4
Homicide

City-level crime data is not available for this location. The figure shown is the national average, which may differ significantly from actual conditions in this city.

Data source: Eurostat

Schools & Education

Total Schools

Academic Schedule

School Hours 8:30 AM – 3:30 PM
Academic Year September to June
Term System Trimester — Autumn (Sep-Dec), Spring (Jan-Apr), Summer (Apr-Jun)
Summer Break July to August (8 weeks)
Winter Break December to January (2 weeks)
Spring Break Easter holiday in March/April (2 weeks)

Follows French Community or Flemish Community calendar depending on region.

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Charleroi, Belgium?

The cost of living index in Charleroi is 78, which is Lower the Belgium national average of 100.

How much does it cost to buy a home in Charleroi?

The median home price in Charleroi is €160,000. The housing index is 72.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Charleroi is approximately €650/mo.

Does Charleroi, WHT have income tax?

Charleroi is in WHT, which has an income tax rate of 30%.

What is the climate like in Charleroi?

Charleroi enjoys approximately 155 sunny days per year. Summer highs reach around 73°F, while winter lows can drop to around 32°F.

Data Sources

  • Cost of Living: Statbel / Numbeo, 2026
  • Housing Data: ImmoWeb / Notaris.be, 2026
  • Income & Employment: Statbel Labour Force Survey, 2024
  • Utilities CREG, Engie, Proximus 2025

Data last updated: August 12, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.