Skyline of Charleston
Cost of Living: 108.5 150,227

Charleston, SC, US

Holy City with cobblestone streets, world-class food, and Southern coastal elegance.

Updated August 11, 2026
Cost of Living 108.5

Above Average vs US Avg (100)

Housing Index 118.2

Above Average

Median Income $68,000

Household income

Unemployment 2.8%

Job market health

Charleston vs US Average

Cost of Living
Charleston: 108.5
US Avg: 100
Housing Index
Charleston: 118.2
US Avg: 100
State Income Tax
Charleston: 6.5%
US Avg: ~5%

Taxes

  • State Income Tax: 6.5%
  • Sales Tax: 9.0%

Economy & Jobs

  • Median Income: $68,000
  • Unemployment: 2.8%
  • Population: 150,227

Climate

  • Sunny Days: 230/year
  • Summer High: 89°F
  • Winter Low: 38°F
  • Farming Zone: USDA Zone 6a

Housing

  • Median Home: $450,000
  • 1BR Rent: $1750/mo

Cost of Living

Charleston's cost of living index is 108.5 (US average = 100).

CategoryCharlestonNational AverageDifference
Overall108.5100+8.5%
Housing118.2100+18.2%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$450,000
Median Rent (1BR)$1750/mo
Median Rent (2BR)$2,188/mo
Price per Sq Ft$300

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

$
%
$90,000 down
%
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$

Utilities

Estimated monthly utility costs for a typical household in Charleston:

UtilityEstimated Monthly CostNotes
Electricity$105Based on ~900 kWh/month typical US household usage
Heating & Cooling$45Estimated based on local climate. Gas or electric
Cooling (AC)$8Estimated based on local climate and electricity rates
Water$55Includes sewer
Internet (100+ Mbps)$60Broadband average
Garbage / Trash$25Private service
Total Utilities$298Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Charleston scores —/100 for remote work readiness:

Cost of Living
108.5
Rent
$1750
Sunny Days
230
Tax
6.5%
Unemployment
2.8%
Climate
89°F / 38°F
Safety
4.5 homicides/100k
Population
150,227
Internet Speed
200 Mbps

Climate

Charleston has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January58°F38°F2.5"
April74°F53°F2.8"
July89°F64°F1.5"
October69°F56°F2.2"
USDA Zone 6a

Cool to mild — apples, pears, berries, many vegetables

Natural Hazards

Charleston faces the following natural hazards:

Heat Wave Extreme Risk

Extreme summer heat with high humidity.

Hurricane High Risk

Coastal city frequently affected by hurricanes.

Flood High Risk

Coastal flooding from hurricanes and king tides.

Earthquake Moderate Risk

Charleston area with historical earthquake risk.

Wildfire Moderate Risk

Wildfire risk in forested areas.

Tornado Moderate Risk

Tornado risk.

Drought Moderate Risk

Periodic drought conditions.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 6.5%
  • Sales Tax: 9%
  • Property Tax: ~0.56% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 2.8%.

Crime & Safety

Crime rates in Charleston per 100,000 residents:

357.6
Violent Crime
2,021.7
Property Crime
4.5
Homicide

Data source: FBI Uniform Crime Reporting

Schools & Education

100/100
School Quality Score
?
32
Total Schools

Data source: National Center for Education Statistics (NCES)

Universities & Higher Education

5
Universities
#1851
Top University Rank
Top-Ranked University College of Charleston

Data source: Center for World University Rankings (CWUR) & World Universities Database

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Charleston, SC, US?

The cost of living index in Charleston is 108.5, which is Higher the US national average of 100.

How much does it cost to buy a home in Charleston?

The median home price in Charleston is $450,000. The housing index is 118.2.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Charleston is approximately $1750/mo.

Does Charleston, SC have income tax?

Charleston is in SC, which has an income tax rate of 6.5%.

What is the climate like in Charleston?

Charleston enjoys approximately 230 sunny days per year. Summer highs reach around 89°F, while winter lows can drop to around 38°F.

Relocation Guides

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: August 12, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.