Charlotte Amalie, US Virgin Islands
Charlotte Amalie is a city in US Virgin Islands with a population of 18,000.
Overview
Charlotte Amalie is a city in Saint Thomas with a population of 18,000. Charlotte Amalie is a city in US Virgin Islands with a population of 18,000. Housing is notably more expensive than the national average. The overall cost of living is above the national average. Gardening thrives here — the 8a growing zone supports Warm — citrus, avocados, tomatoes, peppers. The city enjoys abundant sunshine, with about 280 sunny days a year. Reported crime rates are relatively high.
Last updated: August 30, 2026
Very High vs US Virgin Islands Avg (100)
Very Expensive
Household income
Job market health
Charlotte Amalie vs US Virgin Islands Average
Taxes
- State Income Tax: None
- Sales Tax: 5.0%
Economy & Jobs
- Median Income: $ 40,000
- Unemployment: 8.0%
- Population: 18,000
Climate
- Sunny Days: 280/year
- Summer High: 88°F
- Winter Low: 76°F
- Farming Zone: USDA Zone 8a
Housing
- Median Home: $400,000
- 1BR Rent: $1500/mo
Cost of Living
Charlotte Amalie's cost of living index is 130 (US Virgin Islands average = 100).
| Category | Charlotte Amalie | National Average | Difference |
|---|---|---|---|
| Overall | 130 | 100 | +30.0% |
| Housing | 160 | 100 | +60.0% |
Data source: Numbeo, 2026
Housing Market
| Metric | Value |
|---|---|
| Median Home Price | $400,000 |
| Median Rent (1BR) | $1500/mo |
| Median Rent (2BR) | $1,875/mo |
| Price per Sq Ft | $266 |
Data source: Numbeo, 2026
True Cost of Home Ownership
Utilities
Estimated monthly utility costs for a typical household in Charlotte Amalie:
| Utility | Estimated Monthly Cost | Notes |
|---|---|---|
| Electricity | $0 | |
| Heating & Cooling | N/A | Estimated based on local climate. |
| Cooling (AC) | $89 | Estimated based on local climate and electricity rates |
| Water | $0 | Includes sewer |
| Internet (100+ Mbps) | $0 | Broadband average |
| Garbage / Trash | Included in taxes | Municipal service (covered by property taxes) |
| Total Utilities | $89 | Monthly estimate (including heating & cooling) |
Data sources: National Utility Regulator, 2025
Remote Work Score
Charlotte Amalie scores —/100 for remote work readiness:
Climate
Charlotte Amalie has a varied climate with distinct seasons.
| Month | Avg High | Avg Low | Rainfall |
|---|---|---|---|
| January | 96°F | 76°F | 2.5" |
| April | 73°F | 91°F | 2.8" |
| July | 88°F | 63°F | 1.5" |
| October | 68°F | 94°F | 2.2" |
Warm — citrus, avocados, tomatoes, peppers
Natural Hazards
Charlotte Amalie faces the following natural hazards:
Significant hurricane risk.
Moderate seismic activity with occasional earthquakes.
Caribbean islands with tsunami risk.
Based on historical records and geographic risk assessment.
Taxes
- State Income Tax: 0% (None)
- Sales Tax: 5%
- Property Tax: ~0% of assessed value
Economy & Jobs
Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 8.0%.
Crime & Safety
Crime rates in Charlotte Amalie per 100,000 residents:
City-level crime data is not available for this location. The figure shown is the national average, which may differ significantly from actual conditions in this city.
Data source: UN Office on Drugs and Crime
Schools & Education
Academic Schedule
Standard academic calendar.
Demographics
The population of Charlotte Amalie is diverse. The figures below show the ethnic, educational, and religious composition of the local population.
Ethnicity
Education
Religion
City-level demographic data is not available for this location. The figures shown are national averages, which may differ from actual conditions in this city.
Data source: US Census Bureau (2020)
Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.
Frequently Asked Questions
What is the cost of living in Charlotte Amalie, US Virgin Islands?
The cost of living index in Charlotte Amalie is 130, which is Higher the US Virgin Islands national average of 100.
How much does it cost to buy a home in Charlotte Amalie?
The median home price in Charlotte Amalie is $400,000. The housing index is 160.
What is the average rent for a 1-bedroom apartment?
The average rent for a 1-bedroom apartment in Charlotte Amalie is approximately $1500/mo.
Does Charlotte Amalie, Saint Thomas have income tax?
Charlotte Amalie is in Saint Thomas, which has no income tax.
What is the climate like in Charlotte Amalie?
Charlotte Amalie enjoys approximately 280 sunny days per year. Summer highs reach around 88°F, while winter lows can drop to around 76°F.
Data Sources
- Cost of Living: Numbeo, 2026
- Housing Data: Numbeo, 2026
- Income & Employment: National Statistics, 2024
- Utilities National Utility Regulator, 2025
Data last updated: September 13, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.