Chesapeake, VA, US
Coastal Virginia suburb with military presence, Great Bridge locks, and suburban comfort.
Above Average vs US Avg (100)
Above Average
Household income
Job market health
Chesapeake vs US Average
Taxes
- State Income Tax: 5.8%
- Sales Tax: 6.0%
Economy & Jobs
- Median Income: $78,000
- Unemployment: 3.2%
- Population: 251,269
Climate
- Sunny Days: 212/year
- Summer High: 88°F
- Winter Low: 32°F
- Farming Zone: USDA Zone 5b
Housing
- Median Home: $320,000
- 1BR Rent: $1450/mo
Cost of Living
Chesapeake's cost of living index is 102.5 (US average = 100).
| Category | Chesapeake | National Average | Difference |
|---|---|---|---|
| Overall | 102.5 | 100 | +2.5% |
| Housing | 105.2 | 100 | +5.2% |
Data source: Council for Community and Economic Research (C2ER), 2026
Housing Market
| Metric | Value |
|---|---|
| Median Home Price | $320,000 |
| Median Rent (1BR) | $1450/mo |
| Median Rent (2BR) | $1,813/mo |
| Price per Sq Ft | $213 |
Data source: Zillow Research, 2026
True Cost of Home Ownership
Utilities
Estimated monthly utility costs for a typical household in Chesapeake:
| Utility | Estimated Monthly Cost | Notes |
|---|---|---|
| Electricity | $110 | Based on ~900 kWh/month typical US household usage |
| Heating & Cooling | $62 | Estimated based on local climate. Gas or electric |
| Cooling (AC) | $4 | Estimated based on local climate and electricity rates |
| Water | $60 | Includes sewer |
| Internet (100+ Mbps) | $60 | Broadband average |
| Garbage / Trash | $25 | Private service |
| Total Utilities | $321 | Monthly estimate (including heating & cooling) |
Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow
Remote Work Score
Chesapeake scores —/100 for remote work readiness:
Climate
Chesapeake has a varied climate with distinct seasons.
| Month | Avg High | Avg Low | Rainfall |
|---|---|---|---|
| January | 52°F | 32°F | 2.5" |
| April | 73°F | 47°F | 2.8" |
| July | 88°F | 63°F | 1.5" |
| October | 68°F | 50°F | 2.2" |
Cool — many vegetables, some fruit trees
Natural Hazards
Chesapeake faces the following natural hazards:
Coastal and river flooding.
Extreme summer heat.
Appalachian region with landslides.
Wildfire risk in forested areas.
Coastal areas affected by hurricanes.
Tornado risk.
Periodic drought conditions.
Based on historical records and geographic risk assessment.
Taxes
- State Income Tax: 5.75%
- Sales Tax: 6%
- Property Tax: ~0.92% of assessed value
Economy & Jobs
Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 3.2%.
Crime & Safety
Crime rates in Chesapeake per 100,000 residents:
Data source: FBI Uniform Crime Reporting
Schools & Education
Data source: National Center for Education Statistics (NCES)
Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.
Frequently Asked Questions
What is the cost of living in Chesapeake, VA, US?
The cost of living index in Chesapeake is 102.5, which is Higher the US national average of 100.
How much does it cost to buy a home in Chesapeake?
The median home price in Chesapeake is $320,000. The housing index is 105.2.
What is the average rent for a 1-bedroom apartment?
The average rent for a 1-bedroom apartment in Chesapeake is approximately $1450/mo.
Does Chesapeake, VA have income tax?
Chesapeake is in VA, which has an income tax rate of 5.75%.
What is the climate like in Chesapeake?
Chesapeake enjoys approximately 212 sunny days per year. Summer highs reach around 88°F, while winter lows can drop to around 32°F.
Data Sources
- Cost of Living: Council for Community and Economic Research (C2ER), 2026
- Housing Data: Zillow Research, 2026
- Income & Employment: US Census Bureau American Community Survey, 2024
- Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow
Data last updated: August 12, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.