Skyline of Clarksville
Cost of Living: 90 170,000

Clarksville, TN, US

Tennessee's fifth-largest city with Fort Campbell and Austin Peay State University.

Updated September 12, 2026

Overview

Clarksville is a city in TN with a population of 170,000. Tennessee’s fifth-largest city with Fort Campbell and Austin Peay State University. Housing costs are close to the national average. The overall cost of living is below the national average. Gardening thrives here — the 5b growing zone supports Cool — many vegetables, some fruit trees. The population skews young, with a median age of 30.4.

Last updated: September 12, 2026

Cost of Living 90

Below Average vs US Avg (100)

Housing Index 95

Affordable

Median Income $52,000

Household income

Unemployment 3.5%

Job market health

Clarksville vs US Average

Cost of Living
Clarksville: 90
US Avg: 100
Housing Index
Clarksville: 95
US Avg: 100

Taxes

  • State Income Tax: None
  • Sales Tax: 9.5%

Economy & Jobs

  • Median Income: $52,000
  • Unemployment: 3.5%
  • Population: 170,000

Climate

  • Sunny Days: 205/year
  • Summer High: 90°F
  • Winter Low: 30°F
  • Farming Zone: USDA Zone 5b

Housing

  • Median Home: $280,000
  • 1BR Rent: $1100/mo

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Cost of Living

Clarksville's cost of living index is 90 (US average = 100).

CategoryClarksvilleNational AverageDifference
Overall90100-10.0%
Housing95100-5.0%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$280,000
Median Rent (1BR)$1100/mo
Median Rent (2BR)$1,375/mo
Price per Sq Ft$186

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

$
%
$90,000 down
%
%
$

Utilities

Estimated monthly utility costs for a typical household in Clarksville:

UtilityEstimated Monthly CostNotes
Electricity$98Based on ~900 kWh/month typical US household usage
Heating & Cooling$48Estimated based on local climate. Gas or electric
Cooling (AC)$9Estimated based on local climate and electricity rates
Water$45Includes sewer
Internet (100+ Mbps)$70Broadband average
Garbage / Trash$25Private service
Total Utilities$295Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Clarksville scores —/100 for remote work readiness:

Cost of Living
— 90
Rent
— $1100
Sunny Days
— 205
Tax
— None
Unemployment
— 3.5%
Climate
— 90°F / 30°F
Safety
— 5.8 homicides/100k
Population
— 170,000
Internet Speed
— 200 Mbps

Climate

Clarksville has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January50°F30°F2.5"
April75°F45°F2.8"
July90°F65°F1.5"
October70°F48°F2.2"
USDA Zone 5b

Cool — many vegetables, some fruit trees

Natural Hazards

Clarksville faces the following natural hazards:

Tornado High Risk

Dixie Alley with frequent tornadoes.

Flood High Risk

Cumberland River flooding.

Heat Wave High Risk

Summer heat waves.

Landslide High Risk

Appalachian region with landslides.

Earthquake Moderate Risk

New Madrid Seismic Zone.

Wildfire Moderate Risk

Wildfire risk in forested areas.

Drought Moderate Risk

Periodic drought conditions.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 0% (None)
  • Sales Tax: 9.5%
  • Property Tax: ~0.67% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 3.5%.

Schools & Education

100/100
School Quality Score
?
38
Total Schools

Data source: National Center for Education Statistics (NCES)

Demographics

The population of Clarksville is diverse. The figures below show the ethnic, educational, and religious composition of the local population.

Ethnicity

Asian
2.4%
Black or African American
22.4%
Hispanic or Latino
12.5%
Native American
0.2%
Native Hawaiian or Pacific Islander
0.3%
Other
0.6%
Two or more races
6.6%
White
55.0%

Education

Bachelor's degree or higher
30.6%
High school graduate
27.4%
Less than high school
5.8%
Some college
36.2%

Religion

Christian
78.0%
Other
6.0%
Unaffiliated
16.0%

Data source: US Census Bureau American Community Survey (ACS) (2023)

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Clarksville, TN, US?

The cost of living index in Clarksville is 90, which is Lower the US national average of 100.

How much does it cost to buy a home in Clarksville?

The median home price in Clarksville is $280,000. The housing index is 95.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Clarksville is approximately $1100/mo.

Does Clarksville, TN have income tax?

Clarksville is in TN, which has no income tax.

What is the climate like in Clarksville?

Clarksville enjoys approximately 205 sunny days per year. Summer highs reach around 90°F, while winter lows can drop to around 30°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: September 13, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.