Skyline of Cleveland
Cost of Living: 90.2 361,607

Cleveland, OH, US

Rock and Roll Hall of Fame city with cheap housing, lakefront, and a gritty comeback.

Updated August 11, 2026
Cost of Living 90.2

Below Average vs US Avg (100)

Housing Index 72.5

Affordable

Median Income $33,000

Household income

Unemployment 4.5%

Job market health

Cleveland vs US Average

Cost of Living
Cleveland: 90.2
US Avg: 100
Housing Index
Cleveland: 72.5
US Avg: 100
State Income Tax
Cleveland: 3.99%
US Avg: ~5%

Taxes

  • State Income Tax: 4.0%
  • Sales Tax: 8.0%

Economy & Jobs

  • Median Income: $33,000
  • Unemployment: 4.5%
  • Population: 361,607

Climate

  • Sunny Days: 166/year
  • Summer High: 82°F
  • Winter Low: 20°F
  • Farming Zone: USDA Zone 5a

Housing

  • Median Home: $115,000
  • 1BR Rent: $1050/mo

Cost of Living

Cleveland's cost of living index is 90.2 (US average = 100).

CategoryClevelandNational AverageDifference
Overall90.2100-9.8%
Housing72.5100-27.5%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$115,000
Median Rent (1BR)$1050/mo
Median Rent (2BR)$1,313/mo
Price per Sq Ft$76

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

$
%
$90,000 down
%
%
$

Utilities

Estimated monthly utility costs for a typical household in Cleveland:

UtilityEstimated Monthly CostNotes
Electricity$110Based on ~900 kWh/month typical US household usage
Heating & Cooling$98Estimated based on local climate. Gas or electric
Cooling (AC)N/AEstimated based on local climate and electricity rates
Water$55Includes sewer
Internet (100+ Mbps)$55Broadband average
Garbage / TrashIncluded in taxesMunicipal service (covered by property taxes)
Total Utilities$318Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Cleveland scores —/100 for remote work readiness:

Cost of Living
90.2
Rent
$1050
Sunny Days
166
Tax
3.99%
Unemployment
4.5%
Climate
82°F / 20°F
Safety
30.1 homicides/100k
Population
361,607
Internet Speed
200 Mbps

Climate

Cleveland has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January40°F20°F2.5"
April67°F35°F2.8"
July82°F57°F1.5"
October62°F38°F2.2"
USDA Zone 5a

Cool — many vegetables, some fruit trees

Natural Hazards

Cleveland faces the following natural hazards:

Blizzard High Risk

Severe lake-effect snow and blizzards.

Tornado High Risk

Tornado risk.

Flood High Risk

River flooding.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 3.99%
  • Sales Tax: 8%
  • Property Tax: ~2.44% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 4.5%.

Crime & Safety

Crime rates in Cleveland per 100,000 residents:

1,561.1
Violent Crime
4,426.3
Property Crime
30.1
Homicide

Data source: FBI Uniform Crime Reporting

Schools & Education

93/100
School Quality Score
Better than 99% of US cities
?
151
Total Schools
0.4:1
Student:Teacher
81.9%
Free/Reduced Lunch

Data source: National Center for Education Statistics (NCES)

Universities & Higher Education

5
Universities
#1635
Top University Rank
Top-Ranked University Cleveland State University

Data source: Center for World University Rankings (CWUR) & World Universities Database

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Cleveland, OH, US?

The cost of living index in Cleveland is 90.2, which is Lower the US national average of 100.

How much does it cost to buy a home in Cleveland?

The median home price in Cleveland is $115,000. The housing index is 72.5.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Cleveland is approximately $1050/mo.

Does Cleveland, OH have income tax?

Cleveland is in OH, which has an income tax rate of 3.99%.

What is the climate like in Cleveland?

Cleveland enjoys approximately 166 sunny days per year. Summer highs reach around 82°F, while winter lows can drop to around 20°F.

Relocation Guides

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: August 12, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.