Skyline of Columbia
Cost of Living: 94.5 136,632

Columbia, SC, US

Capital city with USC Gamecocks, three rivers, and affordable Southern living.

Updated July 6, 2026
Cost of Living 94.5

Below Average vs US avg (100)

Housing Index 88.5

Affordable

Median Income $48,000

Household income

Unemployment 3.2%

Job market health

Columbia vs US Average

Cost of Living
Columbia: 94.5
US Avg: 100
Housing Index
Columbia: 88.5
US Avg: 100
State Income Tax
Columbia: 6.5%
US Avg: ~5%

Taxes

  • State Income Tax: 6.5%
  • Sales Tax: 8.0%

Economy & Jobs

  • Median Income: $48,000
  • Unemployment: 3.2%
  • Population: 136,632

Climate

  • Sunny Days: 215/year
  • Summer High: 92°F
  • Winter Low: 35°F

Housing

  • Median Home: $195,000
  • 1BR Rent: $1150/mo

Cost of Living

Columbia's cost of living index is 94.5 (US average = 100).

CategoryColumbiaNational AverageDifference
Overall94.5100-5.5%
Housing88.5100-11.5%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$195,000
Median Rent (1BR)$1150/mo
Median Rent (2BR)$1,438/mo
Price per Sq Ft$130

Data source: Zillow Research, May 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

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$90,000 down
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Utilities

Estimated monthly utility costs for a typical household in Columbia:

UtilityEstimated Monthly CostNotes
Electricity$105Based on ~900 kWh/month typical US household usage
Heating (Gas/Oil)$229Estimated based on local climate. Gas or electric
Water$45Includes sewer
Internet (100+ Mbps)$60Broadband average
Garbage / Trash$25Private service
Total Utilities$464Monthly estimate (including heating)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Best Neighborhoods

Downtown Columbia

The heart of the city with restaurants, shops, and entertainment. Average rent: $1,380/mo.

Columbia Heights

Trendy area with local businesses and a mix of historic and modern housing. Average rent: $1,265/mo.

East Columbia

Up-and-coming neighborhood with new developments and young professionals. Average rent: $1,035/mo.

West Columbia

Family-friendly area with parks and good schools. Average rent: $1,093/mo.

Remote Work Score

Columbia scores 122/100 for remote work readiness:

  • Internet Speed: Average 200 Mbps (Good)
  • Coworking Spaces: 15+ locations (Good)
  • Cost of Living: Good
  • Climate: 215 year (Good)
  • Quality of Life: Good

Climate

Columbia has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January55°F35°F2.5"
April77°F50°F2.8"
July92°F67°F1.5"
October72°F53°F2.2"

Taxes

  • State Income Tax: 6.5%
  • Sales Tax: 8%
  • Property Tax: ~0.79% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 3.2%.

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Columbia, SC, US?

The cost of living index in Columbia is 94.5, which is Lower the US national average of 100.

How much does it cost to buy a home in Columbia?

The median home price in Columbia is $195,000. The housing index is 88.5.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Columbia is approximately $1150/mo.

Does Columbia, SC have income tax?

Columbia is in SC, which has an income tax rate of 6.5%.

What is the climate like in Columbia?

Columbia enjoys approximately 215 sunny days per year. Summer highs reach around <no value>°F,92°F, while winter lows can drop to around <no value>°F.35°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024

Data last updated: July 6, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.