Skyline of Concord
Cost of Living: 105 44,000

Concord, NH, US

New Hampshire's capital with the State House, the McAuliffe-Shepard Discovery Center.

Updated September 12, 2026

Overview

Concord is a city in NH with a population of 44,000. New Hampshire’s capital with the State House, the McAuliffe-Shepard Discovery Center. Housing costs are close to the national average. Gardening thrives here — the 5a growing zone supports Cool — many vegetables, some fruit trees. A large share of residents hold a bachelor’s degree or higher.

Last updated: September 12, 2026

Cost of Living 105

Above Average vs US Avg (100)

Housing Index 110

Above Average

Median Income $62,000

Household income

Unemployment 3.0%

Job market health

Concord vs US Average

Cost of Living
Concord: 105
US Avg: 100
Housing Index
Concord: 110
US Avg: 100
State Income Tax
Concord: 5%
US Avg: ~5%

Taxes

  • State Income Tax: 5.0%
  • Sales Tax: 0.0%

Economy & Jobs

  • Median Income: $62,000
  • Unemployment: 3.0%
  • Population: 44,000

Climate

  • Sunny Days: 195/year
  • Summer High: 82°F
  • Winter Low: 16°F
  • Farming Zone: USDA Zone 5a

Housing

  • Median Home: $320,000
  • 1BR Rent: $1300/mo

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Cost of Living

Concord's cost of living index is 105 (US average = 100).

CategoryConcordNational AverageDifference
Overall105100+5.0%
Housing110100+10.0%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$320,000
Median Rent (1BR)$1300/mo
Median Rent (2BR)$1,625/mo
Price per Sq Ft$213

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

$
%
$90,000 down
%
%
$

Utilities

Estimated monthly utility costs for a typical household in Concord:

UtilityEstimated Monthly CostNotes
Electricity$185Based on ~900 kWh/month typical US household usage
Heating & Cooling$151Estimated based on local climate. Gas or electric
Cooling (AC)N/AEstimated based on local climate and electricity rates
Water$65Includes sewer
Internet (100+ Mbps)$80Broadband average
Garbage / TrashIncluded in taxesMunicipal service (covered by property taxes)
Total Utilities$481Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Concord scores —/100 for remote work readiness:

Cost of Living
— 105
Rent
— $1300
Sunny Days
— 195
Tax
— 5%
Unemployment
— 3.0%
Climate
— 82°F / 16°F
Safety
— 5.8 homicides/100k
Population
— 44,000
Internet Speed
— 200 Mbps

Climate

Concord has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January36°F16°F2.5"
April67°F31°F2.8"
July82°F57°F1.5"
October62°F34°F2.2"
USDA Zone 5a

Cool — many vegetables, some fruit trees

Natural Hazards

Concord faces the following natural hazards:

Blizzard High Risk

Severe winter storms.

Flood Moderate Risk

Merrimack River flooding.

Avalanche Moderate Risk

White Mountains with avalanches.

Hurricane Low Risk

Rarely affected by hurricanes.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 5%
  • Sales Tax: 0%
  • Property Tax: ~2.18% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 3.0%.

Schools & Education

86/100
School Quality Score
Better than 91% of US cities
?
7
Total Schools
4.1:1
Student:Teacher
85.1%
Free/Reduced Lunch

Data source: National Center for Education Statistics (NCES)

Universities & Higher Education

1
Universities
#1938
Top University Rank

Data source: Center for World University Rankings (CWUR) & World Universities Database

Demographics

The population of Concord is diverse. The figures below show the ethnic, educational, and religious composition of the local population.

Ethnicity

Asian
3.2%
Black or African American
3.6%
Hispanic or Latino
3.8%
Native American
0.2%
Native Hawaiian or Pacific Islander
0.0%
Other
0.3%
Two or more races
3.3%
White
85.6%

Education

Bachelor's degree or higher
40.1%
High school graduate
26.9%
Less than high school
7.0%
Some college
26.0%

Religion

Christian
55.0%
Other
9.0%
Unaffiliated
36.0%

Data source: US Census Bureau American Community Survey (ACS) (2023)

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Concord, NH, US?

The cost of living index in Concord is 105, which is Higher the US national average of 100.

How much does it cost to buy a home in Concord?

The median home price in Concord is $320,000. The housing index is 110.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Concord is approximately $1300/mo.

Does Concord, NH have income tax?

Concord is in NH, which has an income tax rate of 5%.

What is the climate like in Concord?

Concord enjoys approximately 195 sunny days per year. Summer highs reach around 82°F, while winter lows can drop to around 16°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: September 13, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.