Skyline of Dayton
Cost of Living: 88 137,000

Dayton, OH, US

Birthplace of aviation with Wright-Patterson AFB, the Air Force Museum, and innovation heritage.

Updated August 11, 2026
Cost of Living 88

Below Average vs US Avg (100)

Housing Index 90

Affordable

Median Income $48,000

Household income

Unemployment 4.5%

Job market health

Dayton vs US Average

Cost of Living
Dayton: 88
US Avg: 100
Housing Index
Dayton: 90
US Avg: 100
State Income Tax
Dayton: 3.5%
US Avg: ~5%

Taxes

  • State Income Tax: 3.5%
  • Sales Tax: 7.5%

Economy & Jobs

  • Median Income: $48,000
  • Unemployment: 4.5%
  • Population: 137,000

Climate

  • Sunny Days: 175/year
  • Summer High: 86°F
  • Winter Low: 22°F
  • Farming Zone: USDA Zone 5a

Housing

  • Median Home: $160,000
  • 1BR Rent: $950/mo

Cost of Living

Dayton's cost of living index is 88 (US average = 100).

CategoryDaytonNational AverageDifference
Overall88100-12.0%
Housing90100-10.0%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$160,000
Median Rent (1BR)$950/mo
Median Rent (2BR)$1,188/mo
Price per Sq Ft$106

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

$
%
$90,000 down
%
%
$

Utilities

Estimated monthly utility costs for a typical household in Dayton:

UtilityEstimated Monthly CostNotes
Electricity$102Based on ~900 kWh/month typical US household usage
Heating & Cooling$85Estimated based on local climate. Gas or electric
Cooling (AC)$1Estimated based on local climate and electricity rates
Water$50Includes sewer
Internet (100+ Mbps)$70Broadband average
Garbage / TrashIncluded in taxesMunicipal service (covered by property taxes)
Total Utilities$308Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Dayton scores —/100 for remote work readiness:

Cost of Living
88
Rent
$950
Sunny Days
175
Tax
3.5%
Unemployment
4.5%
Climate
86°F / 22°F
Safety
5.8 homicides/100k
Population
137,000
Internet Speed
200 Mbps

Climate

Dayton has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January42°F22°F2.5"
April71°F37°F2.8"
July86°F61°F1.5"
October66°F40°F2.2"
USDA Zone 5a

Cool — many vegetables, some fruit trees

Natural Hazards

Dayton faces the following natural hazards:

Tornado High Risk

Tornado Alley with frequent tornadoes.

Flood High Risk

River flooding.

Blizzard High Risk

Severe winter storms.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 3.5%
  • Sales Tax: 7.5%
  • Property Tax: ~1.57% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 4.5%.

Schools & Education

86/100
School Quality Score
Better than 99% of US cities
?
85
Total Schools
0.8:1
Student:Teacher
87.2%
Free/Reduced Lunch

Data source: National Center for Education Statistics (NCES)

Universities & Higher Education

1
Universities
#1393
Top University Rank
Top-Ranked University University of Dayton

Data source: Center for World University Rankings (CWUR) & World Universities Database

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Dayton, OH, US?

The cost of living index in Dayton is 88, which is Lower the US national average of 100.

How much does it cost to buy a home in Dayton?

The median home price in Dayton is $160,000. The housing index is 90.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Dayton is approximately $950/mo.

Does Dayton, OH have income tax?

Dayton is in OH, which has an income tax rate of 3.5%.

What is the climate like in Dayton?

Dayton enjoys approximately 175 sunny days per year. Summer highs reach around 86°F, while winter lows can drop to around 22°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: August 12, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.