Skyline of Detroit
Cost of Living: 92.8 632,464

Detroit, MI, US

Motor City is rebuilding with incredibly cheap housing, a growing arts scene, and Motown soul.

Updated August 11, 2026
Cost of Living 92.8

Below Average vs US Avg (100)

Housing Index 68.4

Affordable

Median Income $34,000

Household income

Unemployment 5.8%

Job market health

Detroit vs US Average

Cost of Living
Detroit: 92.8
US Avg: 100
Housing Index
Detroit: 68.4
US Avg: 100
State Income Tax
Detroit: 4.25%
US Avg: ~5%

Taxes

  • State Income Tax: 4.2%
  • Sales Tax: 6.0%

Economy & Jobs

  • Median Income: $34,000
  • Unemployment: 5.8%
  • Population: 632,464

Climate

  • Sunny Days: 180/year
  • Summer High: 83°F
  • Winter Low: 18°F
  • Farming Zone: USDA Zone 5a

Housing

  • Median Home: $85,000
  • 1BR Rent: $1050/mo

Cost of Living

Detroit's cost of living index is 92.8 (US average = 100).

CategoryDetroitNational AverageDifference
Overall92.8100-7.2%
Housing68.4100-31.6%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$85,000
Median Rent (1BR)$1050/mo
Median Rent (2BR)$1,313/mo
Price per Sq Ft$56

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

$
%
$90,000 down
%
%
$

Utilities

Estimated monthly utility costs for a typical household in Detroit:

UtilityEstimated Monthly CostNotes
Electricity$130Based on ~900 kWh/month typical US household usage
Heating & Cooling$78Estimated based on local climate. Gas or electric
Cooling (AC)N/AEstimated based on local climate and electricity rates
Water$55Includes sewer
Internet (100+ Mbps)$55Broadband average
Garbage / TrashIncluded in taxesMunicipal service (covered by property taxes)
Total Utilities$318Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Detroit scores —/100 for remote work readiness:

Cost of Living
92.8
Rent
$1050
Sunny Days
180
Tax
4.25%
Unemployment
5.8%
Climate
83°F / 18°F
Safety
31.2 homicides/100k
Population
632,464
Internet Speed
200 Mbps

Climate

Detroit has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January38°F18°F2.5"
April68°F33°F2.8"
July83°F58°F1.5"
October63°F36°F2.2"
USDA Zone 5a

Cool — many vegetables, some fruit trees

Natural Hazards

Detroit faces the following natural hazards:

Blizzard High Risk

Severe winter storms and blizzards.

Tornado Moderate Risk

Tornado risk.

Flood Moderate Risk

River and flash flooding.

Wildfire Moderate Risk

Wildfire risk in forested areas.

Avalanche Moderate Risk

Upper Peninsula with avalanches.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 4.25%
  • Sales Tax: 6%
  • Property Tax: ~2.58% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 5.8%.

Crime & Safety

Crime rates in Detroit per 100,000 residents:

1,781.3
Violent Crime
4,305.3
Property Crime
31.2
Homicide

Data source: FBI Uniform Crime Reporting

Schools & Education

30/100
School Quality Score
Better than 6% of US cities
?
185
Total Schools
15.2:1
Student:Teacher
97.6%
Free/Reduced Lunch

Data source: National Center for Education Statistics (NCES)

Universities & Higher Education

5
Universities
#1938
Top University Rank

Data source: Center for World University Rankings (CWUR) & World Universities Database

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Detroit, MI, US?

The cost of living index in Detroit is 92.8, which is Lower the US national average of 100.

How much does it cost to buy a home in Detroit?

The median home price in Detroit is $85,000. The housing index is 68.4.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Detroit is approximately $1050/mo.

Does Detroit, MI have income tax?

Detroit is in MI, which has an income tax rate of 4.25%.

What is the climate like in Detroit?

Detroit enjoys approximately 180 sunny days per year. Summer highs reach around 83°F, while winter lows can drop to around 18°F.

Relocation Guides

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: August 12, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.