Skyline of Dover
Cost of Living: 95 38,000

Dover, DE, US

Delaware's capital with Dover Air Force Base, NASCAR racing, and historic downtown.

Updated September 12, 2026

Overview

Dover is a city in DE with a population of 38,000. Delaware’s capital with Dover Air Force Base, NASCAR racing, and historic downtown. Housing costs are close to the national average. Gardening thrives here — the 5b growing zone supports Cool — many vegetables, some fruit trees.

Last updated: September 12, 2026

Cost of Living 95

Below Average vs US Avg (100)

Housing Index 98

Affordable

Median Income $55,000

Household income

Unemployment 4.0%

Job market health

Dover vs US Average

Cost of Living
Dover: 95
US Avg: 100
Housing Index
Dover: 98
US Avg: 100
State Income Tax
Dover: 6.6%
US Avg: ~5%

Taxes

  • State Income Tax: 6.6%
  • Sales Tax: 0.0%

Economy & Jobs

  • Median Income: $55,000
  • Unemployment: 4.0%
  • Population: 38,000

Climate

  • Sunny Days: 200/year
  • Summer High: 86°F
  • Winter Low: 28°F
  • Farming Zone: USDA Zone 5b

Housing

  • Median Home: $250,000
  • 1BR Rent: $1100/mo

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Cost of Living

Dover's cost of living index is 95 (US average = 100).

CategoryDoverNational AverageDifference
Overall95100-5.0%
Housing98100-2.0%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$250,000
Median Rent (1BR)$1100/mo
Median Rent (2BR)$1,375/mo
Price per Sq Ft$166

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

$
%
$90,000 down
%
%
$

Utilities

Estimated monthly utility costs for a typical household in Dover:

UtilityEstimated Monthly CostNotes
Electricity$122Based on ~900 kWh/month typical US household usage
Heating & Cooling$72Estimated based on local climate. Gas or electric
Cooling (AC)$1Estimated based on local climate and electricity rates
Water$55Includes sewer
Internet (100+ Mbps)$70Broadband average
Garbage / Trash$25Private service
Total Utilities$345Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Dover scores —/100 for remote work readiness:

Cost of Living
— 95
Rent
— $1100
Sunny Days
— 200
Tax
— 6.6%
Unemployment
— 4.0%
Climate
— 86°F / 28°F
Safety
— 5.8 homicides/100k
Population
— 38,000
Internet Speed
— 200 Mbps

Climate

Dover has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January48°F28°F2.5"
April71°F43°F2.8"
July86°F61°F1.5"
October66°F46°F2.2"
USDA Zone 5b

Cool — many vegetables, some fruit trees

Natural Hazards

Dover faces the following natural hazards:

Flood High Risk

Coastal flooding.

Hurricane Moderate Risk

Coastal areas affected by hurricanes.

Tornado Moderate Risk

Tornado risk.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 6.6%
  • Sales Tax: 0%
  • Property Tax: ~0.61% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 4.0%.

Schools & Education

100/100
School Quality Score
?
21
Total Schools

Data source: National Center for Education Statistics (NCES)

Demographics

The population of Dover is diverse. The figures below show the ethnic, educational, and religious composition of the local population.

Ethnicity

Asian
2.8%
Black or African American
43.9%
Hispanic or Latino
11.3%
Native American
0.2%
Native Hawaiian or Pacific Islander
0.0%
Other
0.9%
Two or more races
6.0%
White
35.0%

Education

Bachelor's degree or higher
27.1%
High school graduate
30.9%
Less than high school
9.6%
Some college
32.4%

Religion

Christian
70.0%
Other
6.0%
Unaffiliated
24.0%

Data source: US Census Bureau American Community Survey (ACS) (2023)

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Dover, DE, US?

The cost of living index in Dover is 95, which is Lower the US national average of 100.

How much does it cost to buy a home in Dover?

The median home price in Dover is $250,000. The housing index is 98.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Dover is approximately $1100/mo.

Does Dover, DE have income tax?

Dover is in DE, which has an income tax rate of 6.6%.

What is the climate like in Dover?

Dover enjoys approximately 200 sunny days per year. Summer highs reach around 86°F, while winter lows can drop to around 28°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: September 13, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.