Skyline of El Paso
Cost of Living: 88.5 678,815

El Paso, TX, US

Sun City on the border with the most affordable housing in Texas and stunning desert views.

Updated August 11, 2026
Cost of Living 88.5

Below Average vs US Avg (100)

Housing Index 76.8

Affordable

Median Income $48,000

Household income

Unemployment 4.2%

Job market health

El Paso vs US Average

Cost of Living
El Paso: 88.5
US Avg: 100
Housing Index
El Paso: 76.8
US Avg: 100

Taxes

  • State Income Tax: None
  • Sales Tax: 8.2%

Economy & Jobs

  • Median Income: $48,000
  • Unemployment: 4.2%
  • Population: 678,815

Climate

  • Sunny Days: 297/year
  • Summer High: 95°F
  • Winter Low: 33°F
  • Farming Zone: USDA Zone 5b

Housing

  • Median Home: $185,000
  • 1BR Rent: $850/mo

Cost of Living

El Paso's cost of living index is 88.5 (US average = 100).

CategoryEl PasoNational AverageDifference
Overall88.5100-11.5%
Housing76.8100-23.2%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$185,000
Median Rent (1BR)$850/mo
Median Rent (2BR)$1,063/mo
Price per Sq Ft$123

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

$
%
$90,000 down
%
%
$

Utilities

Estimated monthly utility costs for a typical household in El Paso:

UtilityEstimated Monthly CostNotes
Electricity$110Based on ~900 kWh/month typical US household usage
Heating & Cooling$60Estimated based on local climate. Gas or electric
Cooling (AC)$21Estimated based on local climate and electricity rates
Water$60Includes sewer
Internet (100+ Mbps)$60Broadband average
Garbage / Trash$30Private service
Total Utilities$341Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

El Paso scores —/100 for remote work readiness:

Cost of Living
88.5
Rent
$850
Sunny Days
297
Tax
None
Unemployment
4.2%
Climate
95°F / 33°F
Safety
3.0 homicides/100k
Population
678,815
Internet Speed
200 Mbps

Climate

El Paso has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January53°F33°F2.5"
April80°F48°F2.8"
July95°F70°F1.5"
October75°F51°F2.2"
USDA Zone 5b

Cool — many vegetables, some fruit trees

Natural Hazards

El Paso faces the following natural hazards:

Heat Wave Extreme Risk

Extreme summer heat in the Chihuahuan Desert.

Drought Extreme Risk

Arid desert environment.

Wildfire High Risk

Frequent wildfire seasons.

Hurricane High Risk

Gulf Coast frequently affected by hurricanes.

Tornado High Risk

Tornado Alley with frequent tornadoes.

Flood High Risk

Coastal flooding and flash floods.

Sandstorm Moderate Risk

Dust storms in desert regions.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 0% (None)
  • Sales Tax: 8.25%
  • Property Tax: ~2.58% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 4.2%.

Crime & Safety

Crime rates in El Paso per 100,000 residents:

278.4
Violent Crime
1,494.0
Property Crime
3.0
Homicide

Data source: FBI Uniform Crime Reporting

Schools & Education

44/100
School Quality Score
Better than 23% of US cities
?
212
Total Schools
11.5:1
Student:Teacher
93.4%
Free/Reduced Lunch

Data source: National Center for Education Statistics (NCES)

Universities & Higher Education

1
Universities
#1017
Top University Rank
Top-Ranked University University of Texas at El Paso

Data source: Center for World University Rankings (CWUR) & World Universities Database

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in El Paso, TX, US?

The cost of living index in El Paso is 88.5, which is Lower the US national average of 100.

How much does it cost to buy a home in El Paso?

The median home price in El Paso is $185,000. The housing index is 76.8.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in El Paso is approximately $850/mo.

Does El Paso, TX have income tax?

El Paso is in TX, which has no income tax.

What is the climate like in El Paso?

El Paso enjoys approximately 297 sunny days per year. Summer highs reach around 95°F, while winter lows can drop to around 33°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: August 12, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.