Skyline of Eugene
Cost of Living: 104.2 176,654

Eugene, OR, US

Track Town USA with University of Oregon, rain, and no sales tax.

Updated August 11, 2026
Cost of Living 104.2

Above Average vs US Avg (100)

Housing Index 108.5

Above Average

Median Income $52,000

Household income

Unemployment 3.6%

Job market health

Eugene vs US Average

Cost of Living
Eugene: 104.2
US Avg: 100
Housing Index
Eugene: 108.5
US Avg: 100
State Income Tax
Eugene: 8.75%
US Avg: ~5%

Taxes

  • State Income Tax: 8.8%
  • Sales Tax: 0.0%

Economy & Jobs

  • Median Income: $52,000
  • Unemployment: 3.6%
  • Population: 176,654

Climate

  • Sunny Days: 155/year
  • Summer High: 82°F
  • Winter Low: 33°F
  • Farming Zone: USDA Zone 5b

Housing

  • Median Home: $420,000
  • 1BR Rent: $1400/mo

Cost of Living

Eugene's cost of living index is 104.2 (US average = 100).

CategoryEugeneNational AverageDifference
Overall104.2100+4.2%
Housing108.5100+8.5%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$420,000
Median Rent (1BR)$1400/mo
Median Rent (2BR)$1,750/mo
Price per Sq Ft$280

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

$
%
$90,000 down
%
%
$

Utilities

Estimated monthly utility costs for a typical household in Eugene:

UtilityEstimated Monthly CostNotes
Electricity$100Based on ~900 kWh/month typical US household usage
Heating & Cooling$68Estimated based on local climate. Gas or electric
Cooling (AC)N/AEstimated based on local climate and electricity rates
Water$60Includes sewer
Internet (100+ Mbps)$60Broadband average
Garbage / Trash$35Private service
Total Utilities$323Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Eugene scores —/100 for remote work readiness:

Cost of Living
104.2
Rent
$1400
Sunny Days
155
Tax
8.75%
Unemployment
3.6%
Climate
82°F / 33°F
Safety
1.1 homicides/100k
Population
176,654
Internet Speed
200 Mbps

Climate

Eugene has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January53°F33°F2.5"
April67°F48°F2.8"
July82°F57°F1.5"
October62°F51°F2.2"
USDA Zone 5b

Cool — many vegetables, some fruit trees

Natural Hazards

Eugene faces the following natural hazards:

Earthquake High Risk

Cascadia subduction zone with major earthquake risk.

Wildfire High Risk

Frequent wildfire seasons.

Drought High Risk

Frequent drought conditions.

Landslide High Risk

Mountainous and coastal regions with landslides.

Avalanche High Risk

Cascade Range with frequent avalanches.

Flood Moderate Risk

River flooding.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 8.75%
  • Sales Tax: 0%
  • Property Tax: ~1.15% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 3.6%.

Crime & Safety

Crime rates in Eugene per 100,000 residents:

317.9
Violent Crime
3,255.7
Property Crime
1.1
Homicide

Data source: FBI Uniform Crime Reporting

Schools & Education

28/100
School Quality Score
Better than 19% of US cities
?
54
Total Schools
12.2:1
Student:Teacher
100.0%
Free/Reduced Lunch

Data source: National Center for Education Statistics (NCES)

Universities & Higher Education

1
Universities
#1938
Top University Rank

Data source: Center for World University Rankings (CWUR) & World Universities Database

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Eugene, OR, US?

The cost of living index in Eugene is 104.2, which is Higher the US national average of 100.

How much does it cost to buy a home in Eugene?

The median home price in Eugene is $420,000. The housing index is 108.5.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Eugene is approximately $1400/mo.

Does Eugene, OR have income tax?

Eugene is in OR, which has an income tax rate of 8.75%.

What is the climate like in Eugene?

Eugene enjoys approximately 155 sunny days per year. Summer highs reach around 82°F, while winter lows can drop to around 33°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: August 12, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.