Skyline of Evansville
Cost of Living: 85 118,000

Evansville, IN, US

Ohio River city with the Evansville Museum, casino gaming, and a strong manufacturing base.

Updated September 12, 2026

Overview

Evansville is a city in IN with a population of 118,000. Ohio River city with the Evansville Museum, casino gaming, and a strong manufacturing base. Housing costs are close to the national average. The overall cost of living is below the national average. Gardening thrives here — the 5b growing zone supports Cool — many vegetables, some fruit trees.

Last updated: September 12, 2026

Cost of Living 85

Below Average vs US Avg (100)

Housing Index 88

Affordable

Median Income $50,000

Household income

Unemployment 4.2%

Job market health

Evansville vs US Average

Cost of Living
Evansville: 85
US Avg: 100
Housing Index
Evansville: 88
US Avg: 100
State Income Tax
Evansville: 3.15%
US Avg: ~5%

Taxes

  • State Income Tax: 3.1%
  • Sales Tax: 7.0%

Economy & Jobs

  • Median Income: $50,000
  • Unemployment: 4.2%
  • Population: 118,000

Climate

  • Sunny Days: 195/year
  • Summer High: 88°F
  • Winter Low: 25°F
  • Farming Zone: USDA Zone 5b

Housing

  • Median Home: $180,000
  • 1BR Rent: $900/mo

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Cost of Living

Evansville's cost of living index is 85 (US average = 100).

CategoryEvansvilleNational AverageDifference
Overall85100-15.0%
Housing88100-12.0%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$180,000
Median Rent (1BR)$900/mo
Median Rent (2BR)$1,125/mo
Price per Sq Ft$120

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

$
%
$90,000 down
%
%
$

Utilities

Estimated monthly utility costs for a typical household in Evansville:

UtilityEstimated Monthly CostNotes
Electricity$102Based on ~900 kWh/month typical US household usage
Heating & Cooling$54Estimated based on local climate. Gas or electric
Cooling (AC)$3Estimated based on local climate and electricity rates
Water$45Includes sewer
Internet (100+ Mbps)$65Broadband average
Garbage / Trash$25Private service
Total Utilities$294Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Evansville scores —/100 for remote work readiness:

Cost of Living
— 85
Rent
— $900
Sunny Days
— 195
Tax
— 3.15%
Unemployment
— 4.2%
Climate
— 88°F / 25°F
Safety
— 5.8 homicides/100k
Population
— 118,000
Internet Speed
— 200 Mbps

Climate

Evansville has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January45°F25°F2.5"
April73°F40°F2.8"
July88°F63°F1.5"
October68°F43°F2.2"
USDA Zone 5b

Cool — many vegetables, some fruit trees

Natural Hazards

Evansville faces the following natural hazards:

Tornado High Risk

Tornado Alley with frequent tornadoes.

Flood High Risk

Ohio River flooding.

Heat Wave High Risk

Summer heat waves.

Blizzard High Risk

Severe winter storms.

Earthquake Moderate Risk

Wabash Valley seismic zone.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 3.15%
  • Sales Tax: 7%
  • Property Tax: ~0.76% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 4.2%.

Schools & Education

69/100
School Quality Score
Better than 69% of US cities
?
40
Total Schools
6.9:1
Student:Teacher
89.7%
Free/Reduced Lunch

Data source: National Center for Education Statistics (NCES)

Universities & Higher Education

1
Universities
#1938
Top University Rank

Data source: Center for World University Rankings (CWUR) & World Universities Database

Demographics

The population of Evansville is diverse. The figures below show the ethnic, educational, and religious composition of the local population.

Ethnicity

Asian
1.2%
Black or African American
13.4%
Hispanic or Latino
4.0%
Native American
0.0%
Native Hawaiian or Pacific Islander
0.4%
Other
0.7%
Two or more races
4.8%
White
75.5%

Education

Bachelor's degree or higher
22.3%
High school graduate
34.4%
Less than high school
10.7%
Some college
32.6%

Religion

Christian
72.0%
Other
6.0%
Unaffiliated
22.0%

Data source: US Census Bureau American Community Survey (ACS) (2023)

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Evansville, IN, US?

The cost of living index in Evansville is 85, which is Lower the US national average of 100.

How much does it cost to buy a home in Evansville?

The median home price in Evansville is $180,000. The housing index is 88.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Evansville is approximately $900/mo.

Does Evansville, IN have income tax?

Evansville is in IN, which has an income tax rate of 3.15%.

What is the climate like in Evansville?

Evansville enjoys approximately 195 sunny days per year. Summer highs reach around 88°F, while winter lows can drop to around 25°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: September 13, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.