Fort Collins, CO, US
College town with Colorado State University, craft breweries, and mountain access.
Above Average vs US Avg (100)
Above Average
Household income
Job market health
Fort Collins vs US Average
Taxes
- State Income Tax: 4.4%
- Sales Tax: 8.2%
Economy & Jobs
- Median Income: $70,000
- Unemployment: 2.8%
- Population: 170,000
Climate
- Sunny Days: 240/year
- Summer High: 85°F
- Winter Low: 18°F
Housing
- Median Home: $480,000
- 1BR Rent: $1550/mo
Cost of Living
Fort Collins's cost of living index is 110 (US average = 100).
| Category | Fort Collins | National Average | Difference |
|---|---|---|---|
| Overall | 110 | 100 | +10.0% |
| Housing | 125 | 100 | +25.0% |
Data source: Council for Community and Economic Research (C2ER), 2026
Housing Market
| Metric | Value |
|---|---|
| Median Home Price | $480,000 |
| Median Rent (1BR) | $1550/mo |
| Median Rent (2BR) | $1,938/mo |
| Price per Sq Ft | $320 |
Data source: Zillow Research, 2026
True Cost of Home Ownership
Utilities
Estimated monthly utility costs for a typical household in Fort Collins:
| Utility | Estimated Monthly Cost | Notes |
|---|---|---|
| Electricity | $110 | Based on ~900 kWh/month typical US household usage |
| Heating & Cooling | $7 | Estimated based on local climate. Gas or electric |
| Cooling (AC) | $5 | Estimated based on local climate and electricity rates |
| Water | $55 | Includes sewer |
| Internet (100+ Mbps) | $60 | Broadband average |
| Garbage / Trash | $25 | Private service |
| Total Utilities | $262 | Monthly estimate (including heating & cooling) |
Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow
Best Neighborhoods
Downtown Fort Collins
The heart of the city with restaurants, shops, and entertainment. Average rent: $1,860/mo.
Fort Collins Heights
Trendy area with local businesses and a mix of historic and modern housing. Average rent: $1,705/mo.
East Fort Collins
Up-and-coming neighborhood with new developments and young professionals. Average rent: $1,395/mo.
West Fort Collins
Family-friendly area with parks and good schools. Average rent: $1,473/mo.
Remote Work Score
Fort Collins scores —/100 for remote work readiness:
Climate
Fort Collins has a varied climate with distinct seasons.
| Month | Avg High | Avg Low | Rainfall |
|---|---|---|---|
| January | 38°F | 18°F | 2.5" |
| April | 70°F | 33°F | 2.8" |
| July | 85°F | 60°F | 1.5" |
| October | 65°F | 36°F | 2.2" |
Taxes
- State Income Tax: 4.4%
- Sales Tax: 8.2%
- Property Tax: ~0.55% of assessed value
Economy & Jobs
Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 2.8%.
Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.
Frequently Asked Questions
What is the cost of living in Fort Collins, CO, US?
The cost of living index in Fort Collins is 110, which is Higher the US national average of 100.
How much does it cost to buy a home in Fort Collins?
The median home price in Fort Collins is $480,000. The housing index is 125.
What is the average rent for a 1-bedroom apartment?
The average rent for a 1-bedroom apartment in Fort Collins is approximately $1550/mo.
Does Fort Collins, CO have income tax?
Fort Collins is in CO, which has an income tax rate of 4.4%.
What is the climate like in Fort Collins?
Fort Collins enjoys approximately 240 sunny days per year. Summer highs reach around 85°F, while winter lows can drop to around 18°F.
Data Sources
- Cost of Living: Council for Community and Economic Research (C2ER), 2026
- Housing Data: Zillow Research, 2026
- Income & Employment: US Census Bureau American Community Survey, 2024
- Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow
Data last updated: July 19, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.