Fort Collins, CO, US
College town with Colorado State University, craft breweries, and mountain access.
Overview
Fort Collins is a city in CO with a population of 170,000. College town with Colorado State University, craft breweries, and mountain access. Housing costs are close to the national average. Gardening thrives here — the 5a growing zone supports Cool — many vegetables, some fruit trees. A large share of residents hold a bachelor’s degree or higher. The population skews young, with a median age of 30.6.
Last updated: September 12, 2026
Above Average vs US Avg (100)
Above Average
Household income
Job market health
Fort Collins vs US Average
Taxes
- State Income Tax: 4.4%
- Sales Tax: 8.2%
Economy & Jobs
- Median Income: $70,000
- Unemployment: 2.8%
- Population: 170,000
Climate
- Sunny Days: 240/year
- Summer High: 85°F
- Winter Low: 18°F
- Farming Zone: USDA Zone 5a
Housing
- Median Home: $480,000
- 1BR Rent: $1550/mo
Cost of Living
Fort Collins's cost of living index is 110 (US average = 100).
| Category | Fort Collins | National Average | Difference |
|---|---|---|---|
| Overall | 110 | 100 | +10.0% |
| Housing | 125 | 100 | +25.0% |
Data source: Council for Community and Economic Research (C2ER), 2026
Housing Market
| Metric | Value |
|---|---|
| Median Home Price | $480,000 |
| Median Rent (1BR) | $1550/mo |
| Median Rent (2BR) | $1,938/mo |
| Price per Sq Ft | $320 |
Data source: Zillow Research, 2026
True Cost of Home Ownership
Utilities
Estimated monthly utility costs for a typical household in Fort Collins:
| Utility | Estimated Monthly Cost | Notes |
|---|---|---|
| Electricity | $109 | Based on ~900 kWh/month typical US household usage |
| Heating & Cooling | $76 | Estimated based on local climate. Gas or electric |
| Cooling (AC) | N/A | Estimated based on local climate and electricity rates |
| Water | $55 | Includes sewer |
| Internet (100+ Mbps) | $70 | Broadband average |
| Garbage / Trash | $25 | Private service |
| Total Utilities | $335 | Monthly estimate (including heating & cooling) |
Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow
Remote Work Score
Fort Collins scores —/100 for remote work readiness:
Climate
Fort Collins has a varied climate with distinct seasons.
| Month | Avg High | Avg Low | Rainfall |
|---|---|---|---|
| January | 38°F | 18°F | 2.5" |
| April | 70°F | 33°F | 2.8" |
| July | 85°F | 60°F | 1.5" |
| October | 65°F | 36°F | 2.2" |
Cool — many vegetables, some fruit trees
Natural Hazards
Fort Collins faces the following natural hazards:
Wildfire risk in surrounding forests.
Flash floods.
Severe winter storms.
Frequent drought conditions.
Rocky Mountain region with landslides.
Rocky Mountains with frequent avalanches.
Eastern Colorado tornado risk.
Rocky Mountain region with seismic activity.
Dust storms.
Based on historical records and geographic risk assessment.
Taxes
- State Income Tax: 4.4%
- Sales Tax: 8.2%
- Property Tax: ~0.55% of assessed value
Economy & Jobs
Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 2.8%.
Schools & Education
Data source: National Center for Education Statistics (NCES)
Demographics
The population of Fort Collins is diverse. The figures below show the ethnic, educational, and religious composition of the local population.
Ethnicity
Education
Religion
Data source: US Census Bureau American Community Survey (ACS) (2023)
Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.
Frequently Asked Questions
What is the cost of living in Fort Collins, CO, US?
The cost of living index in Fort Collins is 110, which is Higher the US national average of 100.
How much does it cost to buy a home in Fort Collins?
The median home price in Fort Collins is $480,000. The housing index is 125.
What is the average rent for a 1-bedroom apartment?
The average rent for a 1-bedroom apartment in Fort Collins is approximately $1550/mo.
Does Fort Collins, CO have income tax?
Fort Collins is in CO, which has an income tax rate of 4.4%.
What is the climate like in Fort Collins?
Fort Collins enjoys approximately 240 sunny days per year. Summer highs reach around 85°F, while winter lows can drop to around 18°F.
Data Sources
- Cost of Living: Council for Community and Economic Research (C2ER), 2026
- Housing Data: Zillow Research, 2026
- Income & Employment: US Census Bureau American Community Survey, 2024
- Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow
Data last updated: September 13, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.