Skyline of Gibraltar
Cost of Living: 130 34,000

Gibraltar, Gibraltar

Gibraltar is a city in Gibraltar with a population of 34,000.

Updated August 30, 2026

Overview

Gibraltar is a city in Gibraltar with a population of 34,000. Gibraltar is a city in Gibraltar with a population of 34,000. Housing is notably more expensive than the national average. The overall cost of living is above the national average. Gardening thrives here — the 6b growing zone supports Cool to mild — apples, pears, berries, many vegetables. The city enjoys abundant sunshine, with about 280 sunny days a year. Reported crime rates are relatively low.

Last updated: August 30, 2026

Cost of Living 130

Very High vs Gibraltar Avg (100)

Housing Index 160

Very Expensive

Median Income £ 45,000

Household income

Unemployment 1.5%

Job market health

Gibraltar vs Gibraltar Average

Cost of Living
Gibraltar: 130
Gibraltar Avg: 100
Housing Index
Gibraltar: 160
Gibraltar Avg: 100
State Income Tax
Gibraltar: 20%

Taxes

  • State Income Tax: 20.0%
  • Sales Tax: 0.0%

Economy & Jobs

  • Median Income: £ 45,000
  • Unemployment: 1.5%
  • Population: 34,000

Climate

  • Sunny Days: 280/year
  • Summer High: 82°F
  • Winter Low: 52°F
  • Farming Zone: USDA Zone 6b

Housing

  • Median Home: £400,000
  • 1BR Rent: £1200/mo

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Cost of Living

Gibraltar's cost of living index is 130 (Gibraltar average = 100).

CategoryGibraltarNational AverageDifference
Overall130100+30.0%
Housing160100+60.0%

Data source: Numbeo, 2026

Housing Market

MetricValue
Median Home Price£400,000
Median Rent (1BR)£1200/mo
Median Rent (2BR)£1,500/mo
Price per Sq Ft£266

Data source: Numbeo, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

£
%
$90,000 down
%
%
£

Utilities

Estimated monthly utility costs for a typical household in Gibraltar:

UtilityEstimated Monthly CostNotes
Electricity£0
Heating & CoolingN/AEstimated based on local climate.
Cooling (AC)N/AEstimated based on local climate and electricity rates
Water£0Includes sewer
Internet (100+ Mbps)£0Broadband average
Garbage / TrashIncluded in taxesMunicipal service (covered by property taxes)
Total Utilities£0Monthly estimate (including heating & cooling)

Data sources: National Utility Regulator, 2025

Remote Work Score

Gibraltar scores —/100 for remote work readiness:

Cost of Living
— 130
Rent
— £1200
Sunny Days
— 280
Tax
— 20%
Unemployment
— 1.5%
Climate
— 82°F / 52°F
Safety
— 0.5 homicides/100k
Population
— 34,000
Internet Speed
— 150 Mbps

Climate

Gibraltar has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January72°F52°F2.5"
April67°F67°F2.8"
July82°F57°F1.5"
October62°F70°F2.2"
USDA Zone 6b

Cool to mild — apples, pears, berries, many vegetables

Natural Hazards

Gibraltar faces the following natural hazards:

Heat Wave High Risk

Summer heat.

Earthquake Moderate Risk

Moderate seismic activity with occasional earthquakes.

Tsunami Moderate Risk

Mediterranean coast with tsunami risk.

Flood Moderate Risk

Coastal flooding.

Drought Moderate Risk

Periodic drought conditions.

Landslide Moderate Risk

Rocky terrain with landslides.

Wildfire Low Risk

Limited wildfire risk.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 20%
  • Sales Tax: 0%
  • Property Tax: ~0% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 1.5%.

Crime & Safety

Crime rates in Gibraltar per 100,000 residents:

30.0
Violent Crime
30.0
Property Crime
0.5
Homicide

City-level crime data is not available for this location. The figure shown is the national average, which may differ significantly from actual conditions in this city.

Data source: UN Office on Drugs and Crime

Schools & Education

Total Schools

Academic Schedule

School Hours 8:00 AM – 2:00 PM
Academic Year September to June
Term System Semester — Fall (Sep-Jan), Spring (Feb-Jun)
Summer Break June to September (12 weeks)
Winter Break December to January (2 weeks)
Spring Break March/April (1-2 weeks)

Standard academic calendar.

Demographics

The population of Gibraltar is diverse. The figures below show the ethnic, educational, and religious composition of the local population.

Ethnicity

British
15.0%
Gibraltarian
60.0%
Other
15.0%
Spanish
10.0%

Education

Bachelor's degree or higher
35.0%
High school graduate
30.0%
Less than high school
15.0%
Some college
20.0%

Religion

Christian (Catholic)
72.0%
Christian (Protestant)
8.0%
Muslim
4.0%
Other
16.0%

City-level demographic data is not available for this location. The figures shown are national averages, which may differ from actual conditions in this city.

Data source: Government of Gibraltar (2012)

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Gibraltar, Gibraltar?

The cost of living index in Gibraltar is 130, which is Higher the Gibraltar national average of 100.

How much does it cost to buy a home in Gibraltar?

The median home price in Gibraltar is £400,000. The housing index is 160.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Gibraltar is approximately £1200/mo.

Does Gibraltar, Gibraltar have income tax?

Gibraltar is in Gibraltar, which has an income tax rate of 20%.

What is the climate like in Gibraltar?

Gibraltar enjoys approximately 280 sunny days per year. Summer highs reach around 82°F, while winter lows can drop to around 52°F.

Data Sources

  • Cost of Living: Numbeo, 2026
  • Housing Data: Numbeo, 2026
  • Income & Employment: National Statistics, 2024
  • Utilities National Utility Regulator, 2025

Data last updated: September 13, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.