Skyline of Gradačac
Cost of Living: 60 41,000

Gradačac, Bosnia and Herzegovina

A city in northeastern Bosnia known for the Gradačac Castle (Husein-kapetan Gradaščević Tower), a unique 19th-century fortress.

Updated August 30, 2026

Overview

Gradačac is a city in Federation of Bosnia and Herzegovina with a population of 41,000. A city in northeastern Bosnia known for the Gradačac Castle (Husein-kapetan Gradaščević Tower), a unique 19th-century fortress. Housing is more affordable than the national average. The overall cost of living is below the national average. Gardening thrives here — the 5b growing zone supports Cool — many vegetables, some fruit trees. Reported crime rates are relatively low.

Last updated: August 30, 2026

Cost of Living 60

Below Average vs Bosnia and Herzegovina Avg (100)

Housing Index 46

Affordable

Median Income BAM 13,000

Household income

Unemployment 18.0%

Job market health

Gradačac vs Bosnia and Herzegovina Average

Cost of Living
Gradačac: 60
Bosnia and Herzegovina Avg: 100
Housing Index
Gradačac: 46
Bosnia and Herzegovina Avg: 100
State Income Tax
Gradačac: 10%

Taxes

  • State Income Tax: 10.0%
  • Sales Tax: 17.0%

Economy & Jobs

  • Median Income: BAM 13,000
  • Unemployment: 18.0%
  • Population: 41,000

Climate

  • Sunny Days: 205/year
  • Summer High: 81°F
  • Winter Low: 25°F
  • Farming Zone: USDA Zone 5b

Housing

  • Median Home: KM110,000
  • 1BR Rent: KM300/mo

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Cost of Living

Gradačac's cost of living index is 60 (Bosnia and Herzegovina average = 100).

CategoryGradačacNational AverageDifference
Overall60100-40.0%
Housing46100-54.0%

Data source: BHAS / Numbeo, 2026

Housing Market

MetricValue
Median Home PriceKM110,000
Median Rent (1BR)KM300/mo
Median Rent (2BR)KM375/mo
Price per Sq FtKM73

Data source: OLX.ba / Numbeo, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

KM
%
$90,000 down
%
%
KM

Utilities

Estimated monthly utility costs for a typical household in Gradačac:

UtilityEstimated Monthly CostNotes
ElectricityKM50
Heating & CoolingKM95Estimated based on local climate.
Cooling (AC)N/AEstimated based on local climate and electricity rates
WaterKM25Includes sewer
Internet (100+ Mbps)KM30Broadband average
Garbage / TrashKM10Private service
Total UtilitiesKM210Monthly estimate (including heating & cooling)

Data sources: DERK, EPBiH, BH Telecom 2025

Remote Work Score

Gradačac scores —/100 for remote work readiness:

Cost of Living
60
Rent
KM300
Sunny Days
205
Tax
10%
Unemployment
18.0%
Climate
81°F / 25°F
Safety
1.2 homicides/100k
Population
41,000
Internet Speed
50 Mbps

Climate

Gradačac has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January45°F25°F2.5"
April66°F40°F2.8"
July81°F56°F1.5"
October61°F43°F2.2"
USDA Zone 5b

Cool — many vegetables, some fruit trees

Natural Hazards

Gradačac faces the following natural hazards:

Heat Wave High Risk

Extreme summer heat.

Earthquake Moderate Risk

Moderate seismic activity with occasional earthquakes.

Wildfire Moderate Risk

Mediterranean region with wildfire risk.

Landslide Moderate Risk

Dinaric Alps with landslides.

Blizzard Moderate Risk

Bosnia experiences winter storms.

Avalanche Moderate Risk

Dinaric Alps with avalanches.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 10%
  • Sales Tax: 17%
  • Property Tax: ~0.2% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 18.0%.

Crime & Safety

Crime rates in Gradačac per 100,000 residents:

20.0
Violent Crime
100.0
Property Crime
1.2
Homicide

City-level crime data is not available for this location. The figure shown is the national average, which may differ significantly from actual conditions in this city.

Data source: UN Office on Drugs and Crime

Schools & Education

Total Schools

Academic Schedule

School Hours 8:00 AM – 2:00 PM
Academic Year September to June
Term System Semester — Fall (Sep-Jan), Spring (Feb-Jun)
Summer Break June to September (12 weeks)
Winter Break December to January (2 weeks)
Spring Break March/April (1-2 weeks)

Standard academic calendar.

Demographics

The population of Gradačac is diverse. The figures below show the ethnic, educational, and religious composition of the local population.

Ethnicity

Bosniak
50.0%
Croat
15.0%
Other
4.0%
Serb
31.0%

Education

Bachelor's degree or higher
25.0%
High school graduate
30.0%
Less than high school
25.0%
Some college
20.0%

Religion

Christian (Catholic)
15.0%
Christian (Orthodox)
31.0%
Muslim
51.0%
Other
3.0%

City-level demographic data is not available for this location. The figures shown are national averages, which may differ from actual conditions in this city.

Data source: Agency for Statistics of Bosnia and Herzegovina (2013)

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Gradačac, Bosnia and Herzegovina?

The cost of living index in Gradačac is 60, which is Lower the Bosnia and Herzegovina national average of 100.

How much does it cost to buy a home in Gradačac?

The median home price in Gradačac is KM110,000. The housing index is 46.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Gradačac is approximately KM300/mo.

Does Gradačac, Federation of Bosnia and Herzegovina have income tax?

Gradačac is in Federation of Bosnia and Herzegovina, which has an income tax rate of 10%.

What is the climate like in Gradačac?

Gradačac enjoys approximately 205 sunny days per year. Summer highs reach around 81°F, while winter lows can drop to around 25°F.

Data Sources

  • Cost of Living: BHAS / Numbeo, 2026
  • Housing Data: OLX.ba / Numbeo, 2026
  • Income & Employment: BHAS Labour Force Survey, 2024
  • Utilities DERK, EPBiH, BH Telecom 2025

Data last updated: September 13, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.