Skyline of Grand Forks
Cost of Living: 92 57,000

Grand Forks, ND, US

Red River Valley city with the University of North Dakota and the Ralph Engelstad Arena.

Updated August 11, 2026
Cost of Living 92

Below Average vs US Avg (100)

Housing Index 95

Affordable

Median Income $58,000

Household income

Unemployment 2.8%

Job market health

Grand Forks vs US Average

Cost of Living
Grand Forks: 92
US Avg: 100
Housing Index
Grand Forks: 95
US Avg: 100
State Income Tax
Grand Forks: 2.9%
US Avg: ~5%

Taxes

  • State Income Tax: 2.9%
  • Sales Tax: 5.0%

Economy & Jobs

  • Median Income: $58,000
  • Unemployment: 2.8%
  • Population: 57,000

Climate

  • Sunny Days: 195/year
  • Summer High: 82°F
  • Winter Low: 5°F
  • Farming Zone: USDA Zone 4b

Housing

  • Median Home: $250,000
  • 1BR Rent: $1000/mo

Cost of Living

Grand Forks's cost of living index is 92 (US average = 100).

CategoryGrand ForksNational AverageDifference
Overall92100-8.0%
Housing95100-5.0%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$250,000
Median Rent (1BR)$1000/mo
Median Rent (2BR)$1,250/mo
Price per Sq Ft$166

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

$
%
$90,000 down
%
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$

Utilities

Estimated monthly utility costs for a typical household in Grand Forks:

UtilityEstimated Monthly CostNotes
Electricity$71Based on ~900 kWh/month typical US household usage
Heating & Cooling$96Estimated based on local climate. Gas or electric
Cooling (AC)N/AEstimated based on local climate and electricity rates
Water$35Includes sewer
Internet (100+ Mbps)$75Broadband average
Garbage / Trash$25Private service
Total Utilities$302Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Grand Forks scores —/100 for remote work readiness:

Cost of Living
92
Rent
$1000
Sunny Days
195
Tax
2.9%
Unemployment
2.8%
Climate
82°F / 5°F
Safety
5.8 homicides/100k
Population
57,000
Internet Speed
200 Mbps

Climate

Grand Forks has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January25°F5°F2.5"
April67°F20°F2.8"
July82°F57°F1.5"
October62°F23°F2.2"
USDA Zone 4b

Cold — cool-season crops, hardy perennials

Natural Hazards

Grand Forks faces the following natural hazards:

Tornado High Risk

Tornado Alley with frequent tornadoes.

Blizzard High Risk

Severe winter storms and blizzards.

Drought High Risk

Frequent drought conditions.

Wildfire Moderate Risk

Wildfire risk in grassland areas.

Flood Moderate Risk

River flooding (Red River).

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 2.9%
  • Sales Tax: 5%
  • Property Tax: ~0.98% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 2.8%.

Schools & Education

93/100
School Quality Score
Better than 92% of US cities
?
17
Total Schools
3.7:1
Student:Teacher
80.1%
Free/Reduced Lunch

Data source: National Center for Education Statistics (NCES)

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Grand Forks, ND, US?

The cost of living index in Grand Forks is 92, which is Lower the US national average of 100.

How much does it cost to buy a home in Grand Forks?

The median home price in Grand Forks is $250,000. The housing index is 95.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Grand Forks is approximately $1000/mo.

Does Grand Forks, ND have income tax?

Grand Forks is in ND, which has an income tax rate of 2.9%.

What is the climate like in Grand Forks?

Grand Forks enjoys approximately 195 sunny days per year. Summer highs reach around 82°F, while winter lows can drop to around 5°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: August 12, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.