Skyline of Grand Rapids
Cost of Living: 94.5 198,917

Grand Rapids, MI, US

Beer City USA with craft breweries, ArtPrize, and affordable Lake Michigan living.

Updated September 12, 2026

Overview

Grand Rapids is a city in MI with a population of 198,917. Beer City USA with craft breweries, ArtPrize, and affordable Lake Michigan living. Housing costs are close to the national average. The overall cost of living is below the national average. Gardening thrives here — the 5a growing zone supports Cool — many vegetables, some fruit trees. A large share of residents hold a bachelor’s degree or higher. The population skews young, with a median age of 32.1.

Last updated: September 12, 2026

Cost of Living 94.5

Below Average vs US Avg (100)

Housing Index 88.5

Affordable

Median Income $52,000

Household income

Unemployment 3.0%

Job market health

Grand Rapids vs US Average

Cost of Living
Grand Rapids: 94.5
US Avg: 100
Housing Index
Grand Rapids: 88.5
US Avg: 100
State Income Tax
Grand Rapids: 4.25%
US Avg: ~5%

Taxes

  • State Income Tax: 4.2%
  • Sales Tax: 6.0%

Economy & Jobs

  • Median Income: $52,000
  • Unemployment: 3.0%
  • Population: 198,917

Climate

  • Sunny Days: 158/year
  • Summer High: 82°F
  • Winter Low: 18°F
  • Farming Zone: USDA Zone 5a

Housing

  • Median Home: $240,000
  • 1BR Rent: $1150/mo

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Cost of Living

Grand Rapids's cost of living index is 94.5 (US average = 100).

CategoryGrand RapidsNational AverageDifference
Overall94.5100-5.5%
Housing88.5100-11.5%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$240,000
Median Rent (1BR)$1150/mo
Median Rent (2BR)$1,438/mo
Price per Sq Ft$160

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

$
%
$90,000 down
%
%
$

Utilities

Estimated monthly utility costs for a typical household in Grand Rapids:

UtilityEstimated Monthly CostNotes
Electricity$125Based on ~900 kWh/month typical US household usage
Heating & Cooling$79Estimated based on local climate. Gas or electric
Cooling (AC)N/AEstimated based on local climate and electricity rates
Water$50Includes sewer
Internet (100+ Mbps)$55Broadband average
Garbage / TrashIncluded in taxesMunicipal service (covered by property taxes)
Total Utilities$309Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Grand Rapids scores —/100 for remote work readiness:

Cost of Living
— 94.5
Rent
— $1150
Sunny Days
— 158
Tax
— 4.25%
Unemployment
— 3.0%
Climate
— 82°F / 18°F
Safety
— 6.1 homicides/100k
Population
— 198,917
Internet Speed
— 200 Mbps

Climate

Grand Rapids has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January38°F18°F2.5"
April67°F33°F2.8"
July82°F57°F1.5"
October62°F36°F2.2"
USDA Zone 5a

Cool — many vegetables, some fruit trees

Natural Hazards

Grand Rapids faces the following natural hazards:

Blizzard High Risk

Severe lake-effect snow and blizzards.

Tornado Moderate Risk

Tornado risk.

Flood Moderate Risk

River flooding.

Wildfire Moderate Risk

Wildfire risk in forested areas.

Avalanche Moderate Risk

Upper Peninsula with avalanches.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 4.25%
  • Sales Tax: 6%
  • Property Tax: ~1.48% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 3.0%.

Crime & Safety

Crime rates in Grand Rapids per 100,000 residents:

910.1
Violent Crime
2,480.7
Property Crime
6.1
Homicide

Data source: FBI Uniform Crime Reporting

Schools & Education

59/100
School Quality Score
Better than 48% of US cities
?
131
Total Schools
9.0:1
Student:Teacher
90.3%
Free/Reduced Lunch

Data source: National Center for Education Statistics (NCES)

Universities & Higher Education

1
Universities
#1938
Top University Rank

Data source: Center for World University Rankings (CWUR) & World Universities Database

Demographics

The population of Grand Rapids is diverse. The figures below show the ethnic, educational, and religious composition of the local population.

Ethnicity

Asian
2.8%
Black or African American
17.4%
Hispanic or Latino
16.1%
Native American
0.2%
Native Hawaiian or Pacific Islander
0.0%
Other
0.6%
Two or more races
5.4%
White
57.5%

Education

Bachelor's degree or higher
40.1%
High school graduate
21.7%
Less than high school
11.0%
Some college
27.2%

Religion

Christian
65.0%
Other
7.0%
Unaffiliated
28.0%

Data source: US Census Bureau American Community Survey (ACS) (2023)

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Grand Rapids, MI, US?

The cost of living index in Grand Rapids is 94.5, which is Lower the US national average of 100.

How much does it cost to buy a home in Grand Rapids?

The median home price in Grand Rapids is $240,000. The housing index is 88.5.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Grand Rapids is approximately $1150/mo.

Does Grand Rapids, MI have income tax?

Grand Rapids is in MI, which has an income tax rate of 4.25%.

What is the climate like in Grand Rapids?

Grand Rapids enjoys approximately 158 sunny days per year. Summer highs reach around 82°F, while winter lows can drop to around 18°F.

Relocation Guides

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: September 13, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.