Skyline of Guelph
Cost of Living: 112 132,000

Guelph, Canada

A historic city in southwestern Ontario, known for its limestone architecture, the University of Guelph, and a vibrant local food scene.

Updated September 12, 2026

Overview

Guelph is a city in Ontario with a population of 132,000. A historic city in southwestern Ontario, known for its limestone architecture, the University of Guelph, and a vibrant local food scene. Housing costs are close to the national average. Gardening thrives here — the 4b growing zone supports Cold — cool-season crops, hardy perennials.

Last updated: September 12, 2026

Cost of Living 112

Above Average vs Canada Avg (100)

Housing Index 115

Above Average

Median Income C$68,000

Household income

Unemployment 5.2%

Job market health

Guelph vs Canada Average

Cost of Living
Guelph: 112
Canada Avg: 100
Housing Index
Guelph: 115
Canada Avg: 100
State Income Tax
Guelph: 5.05%

Taxes

  • State Income Tax: 5.0%
  • Sales Tax: 13.0%

Economy & Jobs

  • Median Income: C$68,000
  • Unemployment: 5.2%
  • Population: 132,000

Climate

  • Sunny Days: 200/year
  • Summer High: 78°F
  • Winter Low: 14°F
  • Farming Zone: USDA Zone 4b

Housing

  • Median Home: C$700,000
  • 1BR Rent: C$1700/mo

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Cost of Living

Guelph's cost of living index is 112 (Canada average = 100).

CategoryGuelphNational AverageDifference
Overall112100+12.0%
Housing115100+15.0%

Data source: Statistics Canada, 2026

Housing Market

MetricValue
Median Home PriceC$700,000
Median Rent (1BR)C$1700/mo
Median Rent (2BR)C$2,125/mo
Price per Sq FtC$466

Data source: Canadian Real Estate Association (CREA), 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

C$
%
$90,000 down
%
%
C$

Utilities

Estimated monthly utility costs for a typical household in Guelph:

UtilityEstimated Monthly CostNotes
ElectricityC$165
Heating & CoolingC$83Estimated based on local climate.
Cooling (AC)N/AEstimated based on local climate and electricity rates
WaterC$55Includes sewer
Internet (100+ Mbps)C$65Broadband average
Garbage / TrashC$35Private service
Total UtilitiesC$403Monthly estimate (including heating & cooling)

Data sources: Statistics Canada, Canada Energy Regulator, CRTC

Remote Work Score

Guelph scores —/100 for remote work readiness:

Cost of Living
— 112
Rent
— C$1700
Sunny Days
— 200
Tax
— 5.05%
Unemployment
— 5.2%
Climate
— 78°F / 14°F
Safety
— 2.1 homicides/100k
Population
— 132,000
Internet Speed
— 180 Mbps

Climate

Guelph has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January34°F14°F2.5"
April63°F29°F2.8"
July78°F53°F1.5"
October58°F32°F2.2"
USDA Zone 4b

Cold — cool-season crops, hardy perennials

Natural Hazards

Guelph faces the following natural hazards:

Earthquake High Risk

Active seismic zone with significant earthquake risk.

Wildfire High Risk

Western Canada has frequent wildfire seasons.

Blizzard High Risk

Most of Canada experiences severe winter storms and blizzards.

Avalanche High Risk

Rockies and coastal mountains with frequent avalanches.

Tsunami Moderate Risk

Pacific coast with tsunami risk.

Flood Moderate Risk

River and coastal flooding.

Tornado Moderate Risk

Southern Canada experiences tornadoes.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 5.05%
  • Sales Tax: 13%
  • Property Tax: ~1% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 5.2%.

Schools & Education

Total Schools

Academic Schedule

School Hours 8:30 AM – 3:00 PM
Academic Year September to June
Term System Semester — Fall (Sep-Jan), Spring (Feb-June)
Summer Break Late June to September (10 weeks)
Winter Break Late December to early January (2 weeks)
Spring Break March (1 week)

March break (1 week). PA days vary by board.

Universities & Higher Education

1
Universities
#500
Top University Rank
1
Top 500 Universities
Top-Ranked University University of Guelph

Data source: Center for World University Rankings (CWUR) & World Universities Database

Demographics

The population of Guelph is diverse. The figures below show the ethnic, educational, and religious composition of the local population.

Ethnicity

Arab
1.0%
Black
3.3%
Chinese
2.5%
European
74.2%
Filipino
2.2%
Indigenous
1.5%
Japanese
0.1%
Korean
0.2%
Latin American
1.3%
Other
4.0%
South Asian
6.6%
Southeast Asian
1.9%
West Asian
1.3%

Education

Bachelor's degree or higher
32.9%
High school graduate
27.3%
Less than high school
14.0%
Some college
25.9%

Religion

Data source: Statistics Canada Census 2021 (2021)

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Guelph, Canada?

The cost of living index in Guelph is 112, which is Higher the Canada national average of 100.

How much does it cost to buy a home in Guelph?

The median home price in Guelph is C$700,000. The housing index is 115.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Guelph is approximately C$1700/mo.

Does Guelph, ON have income tax?

Guelph is in ON, which has an income tax rate of 5.05%.

What is the climate like in Guelph?

Guelph enjoys approximately 200 sunny days per year. Summer highs reach around 78°F, while winter lows can drop to around 14°F.

Data Sources

  • Cost of Living: Statistics Canada, 2026
  • Housing Data: Canadian Real Estate Association (CREA), 2026
  • Income & Employment: Statistics Canada Labour Force Survey, 2024
  • Utilities Statistics Canada, Canada Energy Regulator, CRTC

Data last updated: September 13, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.