Skyline of Hamamatsu
Cost of Living: 95 800,000

Hamamatsu, Japan

A manufacturing powerhouse known for motorcycles and musical instruments, with beautiful Lake Hamana and unagi eel.

Updated July 12, 2026
Cost of Living 95

Below Average vs Japan avg (100)

Housing Index 102

Above Average

Median Income ¥5,000,000

Household income

Unemployment 3.3%

Job market health

Hamamatsu vs Japan Average

Cost of Living
Hamamatsu: 95
Japan Avg: 100
Housing Index
Hamamatsu: 102
Japan Avg: 100
Income Tax
Hamamatsu: 10%

Taxes

  • Income Tax: 10.0%
  • Consumption Tax: 10.0%

Economy & Jobs

  • Median Income: ¥5,000,000
  • Unemployment: 3.3%
  • Population: 800,000

Climate

  • Sunny Days: 208/year
  • Summer High: 87°F
  • Winter Low: 35°F

Housing

  • Median Home: ¥25,000,000
  • 1BR Rent: ¥60000/mo

Cost of Living

Hamamatsu's cost of living index is 95 (Japan average = 100).

CategoryHamamatsuNational AverageDifference
Overall95100-5.0%
Housing102100+2.0%

Data source: Statistics Bureau of Japan / Numbeo, 2026

Housing Market

MetricValue
Median Home Price¥25,000,000
Median Rent (1BR)¥60000/mo
Median Rent (2BR)¥75,000/mo
Price per Sq Ft¥16,666

Data source: Suumo / MLIT, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

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$90,000 down
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Utilities

Estimated monthly utility costs for a typical household in Hamamatsu:

UtilityEstimated Monthly CostNotes
Electricity¥8000Based on ~300 kWh/month typical Japanese household usage
Heating & Cooling¥31Estimated based on local climate. gas or kerosene heating
Cooling (AC)¥380Estimated based on local climate and electricity rates
Water¥3000Includes sewer
Internet (100+ Mbps)¥4500Broadband average
Garbage / TrashIncluded in taxesMunicipal service (covered by property taxes)
Total Utilities¥15911Monthly estimate (including heating & cooling)

Data sources: METI, Tokyo Electric Power, Osaka Gas 2025

Best Neighborhoods

Downtown Hamamatsu

The heart of the city with restaurants, shops, and entertainment. Average rent: ¥72,000/mo.

Hamamatsu Heights

Trendy area with local businesses and a mix of historic and modern housing. Average rent: ¥66,000/mo.

East Hamamatsu

Up-and-coming neighborhood with new developments and young professionals. Average rent: ¥54,000/mo.

West Hamamatsu

Family-friendly area with parks and good schools. Average rent: ¥57,000/mo.

Remote Work Score

Hamamatsu scores —/100 for remote work readiness:

Cost of Living
95
Rent
¥60000
Sunny Days
208
Tax
10%
Unemployment
3.3%
Climate
87°F / 35°F

Climate

Hamamatsu has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January55°F35°F2.5"
April72°F50°F2.8"
July87°F62°F1.5"
October67°F53°F2.2"

Taxes

  • Income Tax: 10%
  • Consumption Tax: 10%
  • Property Tax: ~0.2% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 3.3%.

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Hamamatsu, Japan?

The cost of living index in Hamamatsu is 95, which is Lower the Japan national average of 100.

How much does it cost to buy a home in Hamamatsu?

The median home price in Hamamatsu is ¥25,000,000. The housing index is 102.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Hamamatsu is approximately ¥60000/mo.

Does Hamamatsu, SZO have income tax?

Hamamatsu is in SZO, which has an income tax rate of 10%.

What is the climate like in Hamamatsu?

Hamamatsu enjoys approximately 208 sunny days per year. Summer highs reach around 87°F, while winter lows can drop to around 35°F.

Data Sources

  • Cost of Living: Statistics Bureau of Japan / Numbeo, 2026
  • Housing Data: Suumo / MLIT, 2026
  • Income & Employment: Statistics Bureau of Japan Labour Force Survey, 2024
  • Utilities METI, Tokyo Electric Power, Osaka Gas 2025

Data last updated: July 12, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.