Skyline of Hamilton
Cost of Living: 180 10,000

Hamilton, Bermuda

Hamilton is a city in Bermuda with a population of 10,000.

Updated August 30, 2026

Overview

Hamilton is a city in Pembroke with a population of 10,000. Hamilton is a city in Bermuda with a population of 10,000. Housing is notably more expensive than the national average. The overall cost of living is above the national average. Gardening thrives here — the 7a growing zone supports Mild — wide variety of vegetables, many fruit trees. The city enjoys abundant sunshine, with about 250 sunny days a year.

Last updated: August 30, 2026

Cost of Living 180

Very High vs Bermuda Avg (100)

Housing Index 220

Very Expensive

Median Income $ 80,000

Household income

Unemployment 3.5%

Job market health

Hamilton vs Bermuda Average

Cost of Living
Hamilton: 180
Bermuda Avg: 100
Housing Index
Hamilton: 220
Bermuda Avg: 100

Taxes

  • State Income Tax: None
  • Sales Tax: 0.0%

Economy & Jobs

  • Median Income: $ 80,000
  • Unemployment: 3.5%
  • Population: 10,000

Climate

  • Sunny Days: 250/year
  • Summer High: 85°F
  • Winter Low: 60°F
  • Farming Zone: USDA Zone 7a

Housing

  • Median Home: $800,000
  • 1BR Rent: $2500/mo

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Cost of Living

Hamilton's cost of living index is 180 (Bermuda average = 100).

CategoryHamiltonNational AverageDifference
Overall180100+80.0%
Housing220100+120.0%

Data source: Numbeo, 2026

Housing Market

MetricValue
Median Home Price$800,000
Median Rent (1BR)$2500/mo
Median Rent (2BR)$3,125/mo
Price per Sq Ft$533

Data source: Numbeo, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

$
%
$90,000 down
%
%
$

Utilities

Estimated monthly utility costs for a typical household in Hamilton:

UtilityEstimated Monthly CostNotes
Electricity$0
Heating & CoolingN/AEstimated based on local climate.
Cooling (AC)N/AEstimated based on local climate and electricity rates
Water$0Includes sewer
Internet (100+ Mbps)$0Broadband average
Garbage / TrashIncluded in taxesMunicipal service (covered by property taxes)
Total Utilities$0Monthly estimate (including heating & cooling)

Data sources: National Utility Regulator, 2025

Remote Work Score

Hamilton scores —/100 for remote work readiness:

Cost of Living
— 180
Rent
— $2500
Sunny Days
— 250
Tax
— None
Unemployment
— 3.5%
Climate
— 85°F / 60°F
Safety
— 2.5 homicides/100k
Population
— 10,000
Internet Speed
— 90 Mbps

Climate

Hamilton has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January80°F60°F2.5"
April70°F75°F2.8"
July85°F60°F1.5"
October65°F78°F2.2"
USDA Zone 7a

Mild — wide variety of vegetables, many fruit trees

Natural Hazards

Hamilton faces the following natural hazards:

Hurricane High Risk

Significant hurricane risk.

Earthquake Moderate Risk

Moderate seismic activity with occasional earthquakes.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 0% (None)
  • Sales Tax: 0%
  • Property Tax: ~0% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 3.5%.

Crime & Safety

Crime rates in Hamilton per 100,000 residents:

100.0
Violent Crime
100.0
Property Crime
2.5
Homicide

City-level crime data is not available for this location. The figure shown is the national average, which may differ significantly from actual conditions in this city.

Data source: UN Office on Drugs and Crime

Schools & Education

Total Schools

Academic Schedule

School Hours 8:00 AM – 2:00 PM
Academic Year September to June
Term System Semester — Fall (Sep-Jan), Spring (Feb-Jun)
Summer Break June to September (12 weeks)
Winter Break December to January (2 weeks)
Spring Break March/April (1-2 weeks)

Standard academic calendar.

Demographics

The population of Hamilton is diverse. The figures below show the ethnic, educational, and religious composition of the local population.

Ethnicity

Black
52.0%
Mixed
9.0%
Other
8.0%
White
31.0%

Education

Bachelor's degree or higher
35.0%
High school graduate
30.0%
Less than high school
15.0%
Some college
20.0%

Religion

Christian (Catholic)
15.0%
Christian (Protestant)
46.0%
Other
6.0%
Unaffiliated
33.0%

City-level demographic data is not available for this location. The figures shown are national averages, which may differ from actual conditions in this city.

Data source: Department of Statistics (2016)

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Hamilton, Bermuda?

The cost of living index in Hamilton is 180, which is Higher the Bermuda national average of 100.

How much does it cost to buy a home in Hamilton?

The median home price in Hamilton is $800,000. The housing index is 220.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Hamilton is approximately $2500/mo.

Does Hamilton, Pembroke have income tax?

Hamilton is in Pembroke, which has no income tax.

What is the climate like in Hamilton?

Hamilton enjoys approximately 250 sunny days per year. Summer highs reach around 85°F, while winter lows can drop to around 60°F.

Data Sources

  • Cost of Living: Numbeo, 2026
  • Housing Data: Numbeo, 2026
  • Income & Employment: National Statistics, 2024
  • Utilities National Utility Regulator, 2025

Data last updated: September 13, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.