Skyline of Houston
Cost of Living: 95.8 2,314,157

Houston, TX, US

Energy capital of the world with no state income tax, diverse culture, and affordable living.

Updated August 11, 2026
Cost of Living 95.8

Below Average vs US Avg (100)

Housing Index 91.2

Affordable

Median Income $56,000

Household income

Unemployment 4.1%

Job market health

Houston vs US Average

Cost of Living
Houston: 95.8
US Avg: 100
Housing Index
Houston: 91.2
US Avg: 100

Taxes

  • State Income Tax: None
  • Sales Tax: 8.2%

Economy & Jobs

  • Median Income: $56,000
  • Unemployment: 4.1%
  • Population: 2,314,157

Climate

  • Sunny Days: 204/year
  • Summer High: 94°F
  • Winter Low: 44°F
  • Farming Zone: USDA Zone 6a

Housing

  • Median Home: $280,000
  • 1BR Rent: $1300/mo

Cost of Living

Houston's cost of living index is 95.8 (US average = 100).

CategoryHoustonNational AverageDifference
Overall95.8100-4.2%
Housing91.2100-8.8%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$280,000
Median Rent (1BR)$1300/mo
Median Rent (2BR)$1,625/mo
Price per Sq Ft$186

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

$
%
$90,000 down
%
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$

Utilities

Estimated monthly utility costs for a typical household in Houston:

UtilityEstimated Monthly CostNotes
Electricity$145Based on ~900 kWh/month typical US household usage
Heating & Cooling$25Estimated based on local climate. Gas or electric
Cooling (AC)$23Estimated based on local climate and electricity rates
Water$70Includes sewer
Internet (100+ Mbps)$55Broadband average
Garbage / Trash$30Private service
Total Utilities$348Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Houston scores —/100 for remote work readiness:

Cost of Living
95.8
Rent
$1300
Sunny Days
204
Tax
None
Unemployment
4.1%
Climate
94°F / 44°F
Safety
13.8 homicides/100k
Population
2,314,157
Internet Speed
200 Mbps

Climate

Houston has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January64°F44°F2.5"
April79°F59°F2.8"
July94°F69°F1.5"
October74°F62°F2.2"
USDA Zone 6a

Cool to mild — apples, pears, berries, many vegetables

Natural Hazards

Houston faces the following natural hazards:

Flood Extreme Risk

Extreme flood risk from hurricanes and heavy rain.

Heat Wave Extreme Risk

Extreme summer heat with high humidity.

Hurricane High Risk

Gulf Coast frequently affected by hurricanes.

Tornado High Risk

Tornado Alley with frequent tornadoes.

Wildfire High Risk

Frequent wildfire seasons.

Drought High Risk

Frequent drought conditions.

Sandstorm Moderate Risk

Dust storms in western regions.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 0% (None)
  • Sales Tax: 8.25%
  • Property Tax: ~2.09% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 4.1%.

Crime & Safety

Crime rates in Houston per 100,000 residents:

1,148.2
Violent Crime
4,293.5
Property Crime
13.8
Homicide

Data source: FBI Uniform Crime Reporting

Schools & Education

38/100
School Quality Score
Better than 20% of US cities
?
753
Total Schools
12.1:1
Student:Teacher
96.4%
Free/Reduced Lunch

Data source: National Center for Education Statistics (NCES)

Universities & Higher Education

9
Universities
#255
Top University Rank
2
Top 500 Universities
Top-Ranked University University of Texas Health Science Center at Houston

Data source: Center for World University Rankings (CWUR) & World Universities Database

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Houston, TX, US?

The cost of living index in Houston is 95.8, which is Lower the US national average of 100.

How much does it cost to buy a home in Houston?

The median home price in Houston is $280,000. The housing index is 91.2.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Houston is approximately $1300/mo.

Does Houston, TX have income tax?

Houston is in TX, which has no income tax.

What is the climate like in Houston?

Houston enjoys approximately 204 sunny days per year. Summer highs reach around 94°F, while winter lows can drop to around 44°F.

Relocation Guides

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: August 12, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.