Skyline of Jackson
Cost of Living: 88.5 153,701

Jackson, MS, US

Capital city with blues history, cheap housing, and Southern soul food.

Updated August 11, 2026
Cost of Living 88.5

Below Average vs US Avg (100)

Housing Index 72.5

Affordable

Median Income $38,000

Household income

Unemployment 4.8%

Job market health

Jackson vs US Average

Cost of Living
Jackson: 88.5
US Avg: 100
Housing Index
Jackson: 72.5
US Avg: 100
State Income Tax
Jackson: 5%
US Avg: ~5%

Taxes

  • State Income Tax: 5.0%
  • Sales Tax: 7.0%

Economy & Jobs

  • Median Income: $38,000
  • Unemployment: 4.8%
  • Population: 153,701

Climate

  • Sunny Days: 216/year
  • Summer High: 92°F
  • Winter Low: 35°F
  • Farming Zone: USDA Zone 6a

Housing

  • Median Home: $125,000
  • 1BR Rent: $950/mo

Cost of Living

Jackson's cost of living index is 88.5 (US average = 100).

CategoryJacksonNational AverageDifference
Overall88.5100-11.5%
Housing72.5100-27.5%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$125,000
Median Rent (1BR)$950/mo
Median Rent (2BR)$1,188/mo
Price per Sq Ft$83

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

$
%
$90,000 down
%
%
$

Utilities

Estimated monthly utility costs for a typical household in Jackson:

UtilityEstimated Monthly CostNotes
Electricity$100Based on ~900 kWh/month typical US household usage
Heating & Cooling$48Estimated based on local climate. Gas or electric
Cooling (AC)$16Estimated based on local climate and electricity rates
Water$40Includes sewer
Internet (100+ Mbps)$65Broadband average
Garbage / Trash$25Private service
Total Utilities$294Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Jackson scores —/100 for remote work readiness:

Cost of Living
88.5
Rent
$950
Sunny Days
216
Tax
5%
Unemployment
4.8%
Climate
92°F / 35°F
Safety
5.8 homicides/100k
Population
153,701
Internet Speed
200 Mbps

Climate

Jackson has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January55°F35°F2.5"
April77°F50°F2.8"
July92°F67°F1.5"
October72°F53°F2.2"
USDA Zone 6a

Cool to mild — apples, pears, berries, many vegetables

Natural Hazards

Jackson faces the following natural hazards:

Heat Wave Extreme Risk

Extreme summer heat.

Tornado High Risk

Dixie Alley with frequent tornadoes.

Flood High Risk

Mississippi River flooding.

Hurricane High Risk

Inland effects from Gulf hurricanes.

Earthquake Moderate Risk

New Madrid Seismic Zone.

Wildfire Moderate Risk

Wildfire risk in forested areas.

Drought Moderate Risk

Periodic drought conditions.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 5%
  • Sales Tax: 7%
  • Property Tax: ~0.79% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 4.8%.

Schools & Education

28/100
School Quality Score
Better than 8% of US cities
?
51
Total Schools
14.2:1
Student:Teacher
99.4%
Free/Reduced Lunch

Data source: National Center for Education Statistics (NCES)

Universities & Higher Education

3
Universities
#1915
Top University Rank
Top-Ranked University Jackson State University

Data source: Center for World University Rankings (CWUR) & World Universities Database

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Jackson, MS, US?

The cost of living index in Jackson is 88.5, which is Lower the US national average of 100.

How much does it cost to buy a home in Jackson?

The median home price in Jackson is $125,000. The housing index is 72.5.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Jackson is approximately $950/mo.

Does Jackson, MS have income tax?

Jackson is in MS, which has an income tax rate of 5%.

What is the climate like in Jackson?

Jackson enjoys approximately 216 sunny days per year. Summer highs reach around 92°F, while winter lows can drop to around 35°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: August 12, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.