Skyline of Jacksonville
Cost of Living: 92 72,000

Jacksonville, NC, US

Coastal Carolina city with Camp Lejeune and beautiful beaches nearby.

Updated August 11, 2026
Cost of Living 92

Below Average vs US Avg (100)

Housing Index 95

Affordable

Median Income $50,000

Household income

Unemployment 4.0%

Job market health

Jacksonville vs US Average

Cost of Living
Jacksonville: 92
US Avg: 100
Housing Index
Jacksonville: 95
US Avg: 100
State Income Tax
Jacksonville: 4.75%
US Avg: ~5%

Taxes

  • State Income Tax: 4.8%
  • Sales Tax: 7.2%

Economy & Jobs

  • Median Income: $50,000
  • Unemployment: 4.0%
  • Population: 72,000

Climate

  • Sunny Days: 215/year
  • Summer High: 88°F
  • Winter Low: 36°F
  • Farming Zone: USDA Zone 6a

Housing

  • Median Home: $240,000
  • 1BR Rent: $1100/mo

Cost of Living

Jacksonville's cost of living index is 92 (US average = 100).

CategoryJacksonvilleNational AverageDifference
Overall92100-8.0%
Housing95100-5.0%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$240,000
Median Rent (1BR)$1100/mo
Median Rent (2BR)$1,375/mo
Price per Sq Ft$160

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

$
%
$90,000 down
%
%
$

Utilities

Estimated monthly utility costs for a typical household in Jacksonville:

UtilityEstimated Monthly CostNotes
Electricity$105Based on ~900 kWh/month typical US household usage
Heating & Cooling$50Estimated based on local climate. Gas or electric
Cooling (AC)$5Estimated based on local climate and electricity rates
Water$50Includes sewer
Internet (100+ Mbps)$70Broadband average
Garbage / Trash$25Private service
Total Utilities$305Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Jacksonville scores —/100 for remote work readiness:

Cost of Living
92
Rent
$1100
Sunny Days
215
Tax
4.75%
Unemployment
4.0%
Climate
88°F / 36°F
Safety
5.8 homicides/100k
Population
72,000
Internet Speed
200 Mbps

Climate

Jacksonville has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January56°F36°F2.5"
April73°F51°F2.8"
July88°F63°F1.5"
October68°F54°F2.2"
USDA Zone 6a

Cool to mild — apples, pears, berries, many vegetables

Natural Hazards

Jacksonville faces the following natural hazards:

Hurricane High Risk

Coastal city affected by hurricanes.

Flood High Risk

Coastal flooding.

Heat Wave High Risk

Summer heat waves.

Landslide High Risk

Appalachian region with landslides.

Tornado Moderate Risk

Tornado risk.

Wildfire Moderate Risk

Wildfire risk in forested areas.

Blizzard Moderate Risk

Winter storms.

Drought Moderate Risk

Periodic drought conditions.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 4.75%
  • Sales Tax: 7.25%
  • Property Tax: ~0.82% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 4.0%.

Schools & Education

56/100
School Quality Score
Better than 48% of US cities
?
26
Total Schools
9.0:1
Student:Teacher
92.0%
Free/Reduced Lunch

Data source: National Center for Education Statistics (NCES)

Universities & Higher Education

3
Universities
#1938
Top University Rank

Data source: Center for World University Rankings (CWUR) & World Universities Database

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Jacksonville, NC, US?

The cost of living index in Jacksonville is 92, which is Lower the US national average of 100.

How much does it cost to buy a home in Jacksonville?

The median home price in Jacksonville is $240,000. The housing index is 95.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Jacksonville is approximately $1100/mo.

Does Jacksonville, NC have income tax?

Jacksonville is in NC, which has an income tax rate of 4.75%.

What is the climate like in Jacksonville?

Jacksonville enjoys approximately 215 sunny days per year. Summer highs reach around 88°F, while winter lows can drop to around 36°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: August 12, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.