Skyline of Kaduna
Cost of Living: 78 1,652,000

Kaduna, Nigeria

A major industrial and commercial center in northern Nigeria, historically significant as a colonial administrative capital.

Updated August 11, 2026
Cost of Living 78

Below Average vs Nigeria Avg (100)

Housing Index 72

Affordable

Median Income ₦ 1,500,000

Household income

Unemployment 14.0%

Job market health

Kaduna vs Nigeria Average

Cost of Living
Kaduna: 78
Nigeria Avg: 100
Housing Index
Kaduna: 72
Nigeria Avg: 100

Taxes

  • State Income Tax: None
  • Sales Tax: 7.5%

Economy & Jobs

  • Median Income: ₦ 1,500,000
  • Unemployment: 14.0%
  • Population: 1,652,000

Climate

  • Sunny Days: 260/year
  • Summer High: 97°F
  • Winter Low: 58°F
  • Farming Zone: USDA Zone 7a

Housing

  • Median Home: ₦16,000,000
  • 1BR Rent: ₦160000/mo

Cost of Living

Kaduna's cost of living index is 78 (Nigeria average = 100).

CategoryKadunaNational AverageDifference
Overall78100-22.0%
Housing72100-28.0%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price₦16,000,000
Median Rent (1BR)₦160000/mo
Median Rent (2BR)₦200,000/mo
Price per Sq Ft₦10,666

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

%
$90,000 down
%
%

Utilities

Estimated monthly utility costs for a typical household in Kaduna:

UtilityEstimated Monthly CostNotes
Electricity₦15000
Heating & CoolingN/AEstimated based on local climate.
Cooling (AC)₦19Estimated based on local climate and electricity rates
Water₦5000Includes sewer
Internet (100+ Mbps)₦10000Broadband average
Garbage / TrashIncluded in taxesMunicipal service (covered by property taxes)
Total Utilities₦30019Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Kaduna scores —/100 for remote work readiness:

Cost of Living
78
Rent
₦160000
Sunny Days
260
Tax
None
Unemployment
14.0%
Climate
97°F / 58°F
Safety
4.7 homicides/100k
Population
1,652,000
Internet Speed
25 Mbps

Climate

Kaduna has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January78°F58°F2.5"
April82°F73°F2.8"
July97°F72°F1.5"
October77°F76°F2.2"
USDA Zone 7a

Mild — wide variety of vegetables, many fruit trees

Natural Hazards

Kaduna faces the following natural hazards:

Flood High Risk

Niger River delta and coastal flooding.

Heat Wave High Risk

Extreme summer heat.

Earthquake Moderate Risk

Moderate seismic activity with occasional earthquakes.

Drought Moderate Risk

Northern Nigeria experiences drought.

Sandstorm Moderate Risk

Dust storms in northern regions.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 0% (None)
  • Sales Tax: 7.5%
  • Property Tax: ~0.1% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 14.0%.

Schools & Education

Total Schools

Academic Schedule

School Hours 8:00 AM – 2:00 PM
Academic Year September to July
Term System Trimester — 1st (Sep-Dec), 2nd (Jan-Apr), 3rd (May-Jul)
Summer Break July to September (8 weeks)
Winter Break December to January (4 weeks)
Spring Break Easter holiday in March/April (2 weeks)

Many schools operate in shifts. Breaks for Eid al-Fitr and Eid al-Adha.

Universities & Higher Education

1
Universities
#1938
Top University Rank

Data source: Center for World University Rankings (CWUR) & World Universities Database

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Kaduna, Nigeria?

The cost of living index in Kaduna is 78, which is Lower the Nigeria national average of 100.

How much does it cost to buy a home in Kaduna?

The median home price in Kaduna is ₦16,000,000. The housing index is 72.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Kaduna is approximately ₦160000/mo.

Does Kaduna, Kaduna have income tax?

Kaduna is in Kaduna, which has no income tax.

What is the climate like in Kaduna?

Kaduna enjoys approximately 260 sunny days per year. Summer highs reach around 97°F, while winter lows can drop to around 58°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: August 12, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.