Skyline of Kansas City
Cost of Living: 92.8 509,319

Kansas City, MO, US

BBQ capital with jazz history, fountains, and incredibly affordable Midwest living.

Updated September 12, 2026

Overview

Kansas City is a city in MO with a population of 509,319. BBQ capital with jazz history, fountains, and incredibly affordable Midwest living. Housing costs are close to the national average. The overall cost of living is below the national average. Gardening thrives here — the 5a growing zone supports Cool — many vegetables, some fruit trees. Reported crime rates are relatively high.

Last updated: September 12, 2026

Cost of Living 92.8

Below Average vs US Avg (100)

Housing Index 85.4

Affordable

Median Income $56,000

Household income

Unemployment 3.2%

Job market health

Kansas City vs US Average

Cost of Living
Kansas City: 92.8
US Avg: 100
Housing Index
Kansas City: 85.4
US Avg: 100
State Income Tax
Kansas City: 5.4%
US Avg: ~5%

Taxes

  • State Income Tax: 5.4%
  • Sales Tax: 8.8%

Economy & Jobs

  • Median Income: $56,000
  • Unemployment: 3.2%
  • Population: 509,319

Climate

  • Sunny Days: 215/year
  • Summer High: 90°F
  • Winter Low: 22°F
  • Farming Zone: USDA Zone 5a

Housing

  • Median Home: $225,000
  • 1BR Rent: $1100/mo

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Cost of Living

Kansas City's cost of living index is 92.8 (US average = 100).

CategoryKansas CityNational AverageDifference
Overall92.8100-7.2%
Housing85.4100-14.6%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$225,000
Median Rent (1BR)$1100/mo
Median Rent (2BR)$1,375/mo
Price per Sq Ft$150

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

$
%
$90,000 down
%
%
$

Utilities

Estimated monthly utility costs for a typical household in Kansas City:

UtilityEstimated Monthly CostNotes
Electricity$100Based on ~900 kWh/month typical US household usage
Heating & Cooling$100Estimated based on local climate. Gas or electric
Cooling (AC)$8Estimated based on local climate and electricity rates
Water$45Includes sewer
Internet (100+ Mbps)$55Broadband average
Garbage / Trash$25Private service
Total Utilities$333Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Kansas City scores —/100 for remote work readiness:

Cost of Living
— 92.8
Rent
— $1100
Sunny Days
— 215
Tax
— 5.4%
Unemployment
— 3.2%
Climate
— 90°F / 22°F
Safety
— 27.6 homicides/100k
Population
— 509,319
Internet Speed
— 200 Mbps

Climate

Kansas City has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January42°F22°F2.5"
April75°F37°F2.8"
July90°F65°F1.5"
October70°F40°F2.2"
USDA Zone 5a

Cool — many vegetables, some fruit trees

Natural Hazards

Kansas City faces the following natural hazards:

Tornado High Risk

Tornado Alley with frequent tornadoes.

Flood High Risk

Missouri River flooding.

Heat Wave High Risk

Summer heat waves.

Blizzard Moderate Risk

Winter storms.

Earthquake Moderate Risk

New Madrid Seismic Zone with earthquake risk.

Wildfire Moderate Risk

Wildfire risk in forested areas.

Drought Moderate Risk

Periodic drought conditions.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 5.4%
  • Sales Tax: 8.85%
  • Property Tax: ~1.35% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 3.2%.

Crime & Safety

Crime rates in Kansas City per 100,000 residents:

1,547.1
Violent Crime
4,676.1
Property Crime
27.6
Homicide

Data source: FBI Uniform Crime Reporting

Schools & Education

57/100
School Quality Score
Better than 53% of US cities
?
164
Total Schools
8.5:1
Student:Teacher
92.4%
Free/Reduced Lunch

Data source: National Center for Education Statistics (NCES)

Universities & Higher Education

6
Universities
#692
Top University Rank
Top-Ranked University University of Missouri-Kansas City

Data source: Center for World University Rankings (CWUR) & World Universities Database

Demographics

The population of Kansas City is diverse. The figures below show the ethnic, educational, and religious composition of the local population.

Ethnicity

Asian
2.7%
Black or African American
25.5%
Hispanic or Latino
12.3%
Native American
0.1%
Native Hawaiian or Pacific Islander
0.2%
Other
0.5%
Two or more races
4.2%
White
54.5%

Education

Bachelor's degree or higher
37.8%
High school graduate
25.0%
Less than high school
8.2%
Some college
29.0%

Religion

Buddhist
1.0%
Christian
70.0%
Hindu
1.0%
Jewish
1.0%
Muslim
1.0%
Other
1.0%
Unaffiliated
25.0%

Data source: US Census Bureau American Community Survey (ACS) (2023)

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Kansas City, MO, US?

The cost of living index in Kansas City is 92.8, which is Lower the US national average of 100.

How much does it cost to buy a home in Kansas City?

The median home price in Kansas City is $225,000. The housing index is 85.4.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Kansas City is approximately $1100/mo.

Does Kansas City, MO have income tax?

Kansas City is in MO, which has an income tax rate of 5.4%.

What is the climate like in Kansas City?

Kansas City enjoys approximately 215 sunny days per year. Summer highs reach around 90°F, while winter lows can drop to around 22°F.

Relocation Guides

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: September 13, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.