Skyline of Kasama
Cost of Living: 65 200,000

Kasama, Zambia

Kasama is a major city in Zambia with a population of 200,000.

Updated August 11, 2026
Cost of Living 65

Below Average vs Zambia Avg (100)

Housing Index 70

Affordable

Median Income ZK 24,000

Household income

Unemployment 5.0%

Job market health

Kasama vs Zambia Average

Cost of Living
Kasama: 65
Zambia Avg: 100
Housing Index
Kasama: 70
Zambia Avg: 100

Taxes

  • State Income Tax: None
  • Sales Tax: 16.0%

Economy & Jobs

  • Median Income: ZK 24,000
  • Unemployment: 5.0%
  • Population: 200,000

Climate

  • Sunny Days: 270/year
  • Summer High: 82°F
  • Winter Low: 55°F
  • Farming Zone: USDA Zone 7a

Housing

  • Median Home: ZK600,000
  • 1BR Rent: ZK1500/mo

Cost of Living

Kasama's cost of living index is 65 (Zambia average = 100).

CategoryKasamaNational AverageDifference
Overall65100-35.0%
Housing70100-30.0%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home PriceZK600,000
Median Rent (1BR)ZK1500/mo
Median Rent (2BR)ZK1,875/mo
Price per Sq FtZK400

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

ZK
%
$90,000 down
%
%
ZK

Utilities

Estimated monthly utility costs for a typical household in Kasama:

UtilityEstimated Monthly CostNotes
ElectricityZK300
Heating & CoolingN/AEstimated based on local climate.
Cooling (AC)N/AEstimated based on local climate and electricity rates
WaterZK100Includes sewer
Internet (100+ Mbps)ZK300Broadband average
Garbage / TrashIncluded in taxesMunicipal service (covered by property taxes)
Total UtilitiesZK700Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Kasama scores —/100 for remote work readiness:

Cost of Living
65
Rent
ZK1500
Sunny Days
270
Tax
None
Unemployment
5.0%
Climate
82°F / 55°F
Safety
5.3 homicides/100k
Population
200,000
Internet Speed
15 Mbps

Climate

Kasama has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January75°F55°F2.5"
April67°F70°F2.8"
July82°F57°F1.5"
October62°F73°F2.2"
USDA Zone 7a

Mild — wide variety of vegetables, many fruit trees

Natural Hazards

Kasama faces the following natural hazards:

Earthquake Moderate Risk

Moderate seismic activity with occasional earthquakes.

Flood Moderate Risk

River flooding.

Wildfire Moderate Risk

Savanna wildfires.

Drought Moderate Risk

Periodic drought conditions.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 0% (None)
  • Sales Tax: 16%
  • Property Tax: ~0.1% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 5.0%.

Schools & Education

Total Schools

Academic Schedule

School Hours 8:00 AM – 3:00 PM
Academic Year January to December
Term System Trimester — Term 1 (Jan-Apr), Term 2 (May-Aug), Term 3 (Sep-Dec)
Summer Break December to January (5 weeks)
Winter Break August (3 weeks)
Spring Break April (3 weeks)

School year aligns with the calendar year.

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Kasama, Zambia?

The cost of living index in Kasama is 65, which is Lower the Zambia national average of 100.

How much does it cost to buy a home in Kasama?

The median home price in Kasama is ZK600,000. The housing index is 70.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Kasama is approximately ZK1500/mo.

Does Kasama, Northern have income tax?

Kasama is in Northern, which has no income tax.

What is the climate like in Kasama?

Kasama enjoys approximately 270 sunny days per year. Summer highs reach around 82°F, while winter lows can drop to around 55°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: August 12, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.