Skyline of Kisumu
Cost of Living: 90 567,000

Kisumu, Kenya

The third-largest city in Kenya, a port city on Lake Victoria and a major center for trade in western Kenya.

Updated August 30, 2026

Overview

Kisumu is a city in Kisumu with a population of 567,000. The third-largest city in Kenya, a port city on Lake Victoria and a major center for trade in western Kenya. Housing costs are close to the national average. The overall cost of living is below the national average. Gardening thrives here — the 7a growing zone supports Mild — wide variety of vegetables, many fruit trees. The city enjoys abundant sunshine, with about 260 sunny days a year. The population skews young, with a median age of 20.0.

Last updated: August 30, 2026

Cost of Living 90

Below Average vs Kenya Avg (100)

Housing Index 95

Affordable

Median Income KES 720,000

Household income

Unemployment 12.0%

Job market health

Kisumu vs Kenya Average

Cost of Living
Kisumu: 90
Kenya Avg: 100
Housing Index
Kisumu: 95
Kenya Avg: 100

Taxes

  • State Income Tax: None
  • Sales Tax: 16.0%

Economy & Jobs

  • Median Income: KES 720,000
  • Unemployment: 12.0%
  • Population: 567,000

Climate

  • Sunny Days: 260/year
  • Summer High: 86°F
  • Winter Low: 62°F
  • Farming Zone: USDA Zone 7a

Housing

  • Median Home: KSh7,000,000
  • 1BR Rent: KSh30000/mo

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Cost of Living

Kisumu's cost of living index is 90 (Kenya average = 100).

CategoryKisumuNational AverageDifference
Overall90100-10.0%
Housing95100-5.0%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home PriceKSh7,000,000
Median Rent (1BR)KSh30000/mo
Median Rent (2BR)KSh37,500/mo
Price per Sq FtKSh4,666

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

KSh
%
$90,000 down
%
%
KSh

Utilities

Estimated monthly utility costs for a typical household in Kisumu:

UtilityEstimated Monthly CostNotes
ElectricityKSh2000
Heating & CoolingN/AEstimated based on local climate.
Cooling (AC)KSh1Estimated based on local climate and electricity rates
WaterKSh500Includes sewer
Internet (100+ Mbps)KSh2000Broadband average
Garbage / TrashIncluded in taxesMunicipal service (covered by property taxes)
Total UtilitiesKSh4501Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Kisumu scores —/100 for remote work readiness:

Cost of Living
— 90
Rent
— KSh30000
Sunny Days
— 260
Tax
— None
Unemployment
— 12.0%
Climate
— 86°F / 62°F
Safety
— 4.8 homicides/100k
Population
— 567,000
Internet Speed
— 20 Mbps

Climate

Kisumu has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January82°F62°F2.5"
April71°F77°F2.8"
July86°F61°F1.5"
October66°F80°F2.2"
USDA Zone 7a

Mild — wide variety of vegetables, many fruit trees

Natural Hazards

Kisumu faces the following natural hazards:

Earthquake High Risk

Active seismic zone with significant earthquake risk.

Cyclone High Risk

Significant cyclone risk.

Drought High Risk

Frequent droughts in arid and semi-arid regions.

Landslide High Risk

Rift Valley highlands with landslides.

Heat Wave High Risk

Extreme summer heat in lowlands.

Volcano Moderate Risk

Volcanic activity in the Great Rift Valley.

Flood Moderate Risk

Flash floods during rainy season.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 0% (None)
  • Sales Tax: 16%
  • Property Tax: ~0.2% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 12.0%.

Schools & Education

Total Schools

Academic Schedule

School Hours 8:00 AM – 3:30 PM
Academic Year January to November/December
Term System Trimester — Term 1 (Jan-Apr), Term 2 (May-Aug), Term 3 (Sep-Nov)
Summer Break November to January (8 weeks)
Winter Break August (3 weeks)
Spring Break April (3 weeks)

Long break between Term 3 and Term 1.

Universities & Higher Education

1
Universities
#1938
Top University Rank

Data source: Center for World University Rankings (CWUR) & World Universities Database

Demographics

The population of Kisumu is diverse. The figures below show the ethnic, educational, and religious composition of the local population.

Ethnicity

Kalenjin
13.0%
Kamba
10.0%
Kikuyu
17.0%
Luhya
14.0%
Luo
10.0%
Other
36.0%

Education

Bachelor's degree or higher
20.0%
High school graduate
25.0%
Less than high school
40.0%
Some college
15.0%

Religion

Christian (Catholic)
21.0%
Christian (Protestant)
60.0%
Folk
4.0%
Muslim
11.0%
Other
4.0%

City-level demographic data is not available for this location. The figures shown are national averages, which may differ from actual conditions in this city.

Data source: Kenya National Bureau of Statistics (2019)

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Kisumu, Kenya?

The cost of living index in Kisumu is 90, which is Lower the Kenya national average of 100.

How much does it cost to buy a home in Kisumu?

The median home price in Kisumu is KSh7,000,000. The housing index is 95.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Kisumu is approximately KSh30000/mo.

Does Kisumu, Kisumu have income tax?

Kisumu is in Kisumu, which has no income tax.

What is the climate like in Kisumu?

Kisumu enjoys approximately 260 sunny days per year. Summer highs reach around 86°F, while winter lows can drop to around 62°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: September 13, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.