Skyline of Knoxville
Cost of Living: 92.5 192,648

Knoxville, TN, US

Scruffy City with UT Volunteers, Great Smoky Mountains, and no state income tax.

Updated September 12, 2026

Overview

Knoxville is a city in TN with a population of 192,648. Scruffy City with UT Volunteers, Great Smoky Mountains, and no state income tax. Housing is more affordable than the national average. The overall cost of living is below the national average. Gardening thrives here — the 5b growing zone supports Cool — many vegetables, some fruit trees. Reported crime rates are relatively high. The population skews young, with a median age of 33.3.

Last updated: September 12, 2026

Cost of Living 92.5

Below Average vs US Avg (100)

Housing Index 82.5

Affordable

Median Income $44,000

Household income

Unemployment 3.2%

Job market health

Knoxville vs US Average

Cost of Living
Knoxville: 92.5
US Avg: 100
Housing Index
Knoxville: 82.5
US Avg: 100

Taxes

  • State Income Tax: None
  • Sales Tax: 9.2%

Economy & Jobs

  • Median Income: $44,000
  • Unemployment: 3.2%
  • Population: 192,648

Climate

  • Sunny Days: 204/year
  • Summer High: 88°F
  • Winter Low: 29°F
  • Farming Zone: USDA Zone 5b

Housing

  • Median Home: $280,000
  • 1BR Rent: $1150/mo

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Cost of Living

Knoxville's cost of living index is 92.5 (US average = 100).

CategoryKnoxvilleNational AverageDifference
Overall92.5100-7.5%
Housing82.5100-17.5%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$280,000
Median Rent (1BR)$1150/mo
Median Rent (2BR)$1,438/mo
Price per Sq Ft$186

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

$
%
$90,000 down
%
%
$

Utilities

Estimated monthly utility costs for a typical household in Knoxville:

UtilityEstimated Monthly CostNotes
Electricity$100Based on ~900 kWh/month typical US household usage
Heating & Cooling$51Estimated based on local climate. Gas or electric
Cooling (AC)$4Estimated based on local climate and electricity rates
Water$40Includes sewer
Internet (100+ Mbps)$60Broadband average
Garbage / Trash$25Private service
Total Utilities$280Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Knoxville scores —/100 for remote work readiness:

Cost of Living
— 92.5
Rent
— $1150
Sunny Days
— 204
Tax
— None
Unemployment
— 3.2%
Climate
— 88°F / 29°F
Safety
— 11.0 homicides/100k
Population
— 192,648
Internet Speed
— 200 Mbps

Climate

Knoxville has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January49°F29°F2.5"
April73°F44°F2.8"
July88°F63°F1.5"
October68°F47°F2.2"
USDA Zone 5b

Cool — many vegetables, some fruit trees

Natural Hazards

Knoxville faces the following natural hazards:

Tornado High Risk

Dixie Alley with frequent tornadoes.

Flood High Risk

Flash floods.

Heat Wave High Risk

Summer heat waves.

Landslide High Risk

Appalachian region with landslides.

Earthquake Moderate Risk

New Madrid Seismic Zone.

Wildfire Moderate Risk

Wildfire risk in forested areas.

Drought Moderate Risk

Periodic drought conditions.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 0% (None)
  • Sales Tax: 9.25%
  • Property Tax: ~0.72% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 3.2%.

Crime & Safety

Crime rates in Knoxville per 100,000 residents:

740.3
Violent Crime
2,721.3
Property Crime
11.0
Homicide

Data source: FBI Uniform Crime Reporting

Schools & Education

100/100
School Quality Score
?
88
Total Schools

Data source: National Center for Education Statistics (NCES)

Universities & Higher Education

3
Universities
#227
Top University Rank
1
Top 500 Universities
Top-Ranked University University of Tennessee, Knoxville

Data source: Center for World University Rankings (CWUR) & World Universities Database

Demographics

The population of Knoxville is diverse. The figures below show the ethnic, educational, and religious composition of the local population.

Ethnicity

Asian
1.6%
Black or African American
15.5%
Hispanic or Latino
7.5%
Native American
0.1%
Native Hawaiian or Pacific Islander
0.0%
Other
0.4%
Two or more races
4.3%
White
70.6%

Education

Bachelor's degree or higher
33.7%
High school graduate
27.1%
Less than high school
10.2%
Some college
29.0%

Religion

Christian
78.0%
Other
6.0%
Unaffiliated
16.0%

Data source: US Census Bureau American Community Survey (ACS) (2023)

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Knoxville, TN, US?

The cost of living index in Knoxville is 92.5, which is Lower the US national average of 100.

How much does it cost to buy a home in Knoxville?

The median home price in Knoxville is $280,000. The housing index is 82.5.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Knoxville is approximately $1150/mo.

Does Knoxville, TN have income tax?

Knoxville is in TN, which has no income tax.

What is the climate like in Knoxville?

Knoxville enjoys approximately 204 sunny days per year. Summer highs reach around 88°F, while winter lows can drop to around 29°F.

Relocation Guides

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: September 13, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.