Skyline of Koh Samui
Cost of Living: 50 65,000

Koh Samui, Thailand

Thailand's most famous island destination, a tropical paradise of palm-fringed beaches, coconut groves, and luxury resorts in the Gulf of Thailand.

Updated August 30, 2026

Overview

Koh Samui is a city in Surat Thani with a population of 65,000. Thailand’s most famous island destination, a tropical paradise of palm-fringed beaches, coconut groves, and luxury resorts in the Gulf of Thailand. Housing is more affordable than the national average. The overall cost of living is below the national average. Gardening thrives here — the 7b growing zone supports Mild — wide variety of vegetables, many fruit trees.

Last updated: August 30, 2026

Cost of Living 50

Below Average vs Thailand Avg (100)

Housing Index 45

Affordable

Median Income ฿300,000

Household income

Unemployment 1.5%

Job market health

Koh Samui vs Thailand Average

Cost of Living
Koh Samui: 50
Thailand Avg: 100
Housing Index
Koh Samui: 45
Thailand Avg: 100

Taxes

  • State Income Tax: None
  • Sales Tax: 7.0%

Economy & Jobs

  • Median Income: ฿300,000
  • Unemployment: 1.5%
  • Population: 65,000

Climate

  • Sunny Days: 240/year
  • Summer High: 91°F
  • Winter Low: 72°F
  • Farming Zone: USDA Zone 7b

Housing

  • Median Home: ฿3,500,000
  • 1BR Rent: ฿12000/mo

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Cost of Living

Koh Samui's cost of living index is 50 (Thailand average = 100).

CategoryKoh SamuiNational AverageDifference
Overall50100-50.0%
Housing45100-55.0%

Data source: NSO Thailand / Numbeo, 2026

Housing Market

MetricValue
Median Home Price฿3,500,000
Median Rent (1BR)฿12000/mo
Median Rent (2BR)฿15,000/mo
Price per Sq Ft฿2,333

Data source: DDproperty / FazWaz, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

฿
%
$90,000 down
%
%
฿

Utilities

Estimated monthly utility costs for a typical household in Koh Samui:

UtilityEstimated Monthly CostNotes
Electricity฿1500
Heating & CoolingN/AEstimated based on local climate.
Cooling (AC)฿83Estimated based on local climate and electricity rates
Water฿500Includes sewer
Internet (100+ Mbps)฿600Broadband average
Garbage / Trash฿100Private service
Total Utilities฿2783Monthly estimate (including heating & cooling)

Data sources: MEA, PEA, AIS, TrueMove 2025

Remote Work Score

Koh Samui scores —/100 for remote work readiness:

Cost of Living
— 50
Rent
— ฿12000
Sunny Days
— 240
Tax
— None
Unemployment
— 1.5%
Climate
— 91°F / 72°F
Safety
— 4.5 homicides/100k
Population
— 65,000
Internet Speed
— 200 Mbps

Climate

Koh Samui has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January92°F72°F2.5"
April76°F87°F2.8"
July91°F66°F1.5"
October71°F90°F2.2"
USDA Zone 7b

Mild — wide variety of vegetables, many fruit trees

Natural Hazards

Koh Samui faces the following natural hazards:

Typhoon High Risk

Significant typhoon risk.

Flood High Risk

Monsoon floods and Chao Phraya basin flooding.

Heat Wave High Risk

Extreme summer heat.

Earthquake Moderate Risk

Moderate seismic activity with occasional earthquakes.

Tsunami Moderate Risk

Western coast with tsunami risk.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 0% (None)
  • Sales Tax: 7%
  • Property Tax: ~0.2% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 1.5%.

Crime & Safety

Crime rates in Koh Samui per 100,000 residents:

150.0
Violent Crime
300.0
Property Crime
4.5
Homicide

City-level crime data is not available for this location. The figure shown is the national average, which may differ significantly from actual conditions in this city.

Data source: UN Office on Drugs and Crime

Schools & Education

Total Schools

Academic Schedule

School Hours 8:00 AM – 3:30 PM
Academic Year May to March/April
Term System Semester — 1st (May-Oct), 2nd (Nov-Mar)
Summer Break March to May (6 weeks)
Winter Break October (3 weeks)
Spring Break Songkran (Thai New Year) in April (1 week)

School year starts in May. Long break in October between semesters.

Demographics

The population of Koh Samui is diverse. The figures below show the ethnic, educational, and religious composition of the local population.

Ethnicity

Chinese
5.0%
Other
5.0%
Thai
90.0%

Education

Bachelor's degree or higher
20.0%
High school graduate
25.0%
Less than high school
40.0%
Some college
15.0%

Religion

Buddhist
93.0%
Christian
1.0%
Muslim
5.0%
Other
1.0%

City-level demographic data is not available for this location. The figures shown are national averages, which may differ from actual conditions in this city.

Data source: National Statistical Office (2020)

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Koh Samui, Thailand?

The cost of living index in Koh Samui is 50, which is Lower the Thailand national average of 100.

How much does it cost to buy a home in Koh Samui?

The median home price in Koh Samui is ฿3,500,000. The housing index is 45.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Koh Samui is approximately ฿12000/mo.

Does Koh Samui, Surat Thani have income tax?

Koh Samui is in Surat Thani, which has no income tax.

What is the climate like in Koh Samui?

Koh Samui enjoys approximately 240 sunny days per year. Summer highs reach around 91°F, while winter lows can drop to around 72°F.

Data Sources

  • Cost of Living: NSO Thailand / Numbeo, 2026
  • Housing Data: DDproperty / FazWaz, 2026
  • Income & Employment: NSO Thailand Labour Force Survey, 2024
  • Utilities MEA, PEA, AIS, TrueMove 2025

Data last updated: September 13, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.