Skyline of Kota Bharu
Cost of Living: 33 491,000

Kota Bharu, Malaysia

The cultural heart of Kelantan, a city known for its traditional Malay arts, crafts, and the famous Siti Khadijah Market.

Updated August 30, 2026

Overview

Kota Bharu is a city in Kelantan with a population of 491,000. The cultural heart of Kelantan, a city known for its traditional Malay arts, crafts, and the famous Siti Khadijah Market. Housing is more affordable than the national average. The overall cost of living is below the national average. Gardening thrives here — the 7b growing zone supports Mild — wide variety of vegetables, many fruit trees. Reported crime rates are relatively low. The population skews young, with a median age of 30.0.

Last updated: August 30, 2026

Cost of Living 33

Below Average vs Malaysia Avg (100)

Housing Index 20

Affordable

Median Income RM 38,000

Household income

Unemployment 3.3%

Job market health

Kota Bharu vs Malaysia Average

Cost of Living
Kota Bharu: 33
Malaysia Avg: 100
Housing Index
Kota Bharu: 20
Malaysia Avg: 100

Taxes

  • State Income Tax: None
  • Sales Tax: 8.0%

Economy & Jobs

  • Median Income: RM 38,000
  • Unemployment: 3.3%
  • Population: 491,000

Climate

  • Sunny Days: 195/year
  • Summer High: 91°F
  • Winter Low: 73°F
  • Farming Zone: USDA Zone 7b

Housing

  • Median Home: RM180,000
  • 1BR Rent: RM550/mo

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Cost of Living

Kota Bharu's cost of living index is 33 (Malaysia average = 100).

CategoryKota BharuNational AverageDifference
Overall33100-67.0%
Housing20100-80.0%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home PriceRM180,000
Median Rent (1BR)RM550/mo
Median Rent (2BR)RM688/mo
Price per Sq FtRM120

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

RM
%
$90,000 down
%
%
RM

Utilities

Estimated monthly utility costs for a typical household in Kota Bharu:

UtilityEstimated Monthly CostNotes
ElectricityRM80
Heating & CoolingN/AEstimated based on local climate.
Cooling (AC)RM89Estimated based on local climate and electricity rates
WaterRM25Includes sewer
Internet (100+ Mbps)RM100Broadband average
Garbage / TrashIncluded in taxesMunicipal service (covered by property taxes)
Total UtilitiesRM294Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Kota Bharu scores —/100 for remote work readiness:

Cost of Living
— 33
Rent
— RM550
Sunny Days
— 195
Tax
— None
Unemployment
— 3.3%
Climate
— 91°F / 73°F
Safety
— 1.5 homicides/100k
Population
— 491,000
Internet Speed
— 80 Mbps

Climate

Kota Bharu has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January93°F73°F2.5"
April76°F88°F2.8"
July91°F66°F1.5"
October71°F91°F2.2"
USDA Zone 7b

Mild — wide variety of vegetables, many fruit trees

Natural Hazards

Kota Bharu faces the following natural hazards:

Heat Wave High Risk

Extreme summer heat.

Earthquake Moderate Risk

Moderate seismic activity with occasional earthquakes.

Tsunami Moderate Risk

Coastal areas with tsunami risk.

Typhoon Moderate Risk

Moderate typhoon risk.

Flood Moderate Risk

Monsoon floods in eastern states.

Wildfire Moderate Risk

Forest fires.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 0% (None)
  • Sales Tax: 8%
  • Property Tax: ~0.1% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 3.3%.

Schools & Education

Total Schools

Academic Schedule

School Hours 7:30 AM – 1:30 PM
Academic Year January to December
Term System Semester — Session 1 (Jan-May), Session 2 (Jun-Nov)
Summer Break May to June (2 weeks)
Winter Break December to January (4 weeks)
Spring Break Mid-year break in May/June (2 weeks)

Year-end break is the longest. Breaks for Hari Raya, Chinese New Year, and Deepavali.

Universities & Higher Education

2
Universities
#1938
Top University Rank

Data source: Center for World University Rankings (CWUR) & World Universities Database

Demographics

The population of Kota Bharu is diverse. The figures below show the ethnic, educational, and religious composition of the local population.

Ethnicity

Chinese
23.0%
Indian
7.0%
Malay
70.0%

Education

Bachelor's degree or higher
25.0%
High school graduate
30.0%
Less than high school
30.0%
Some college
15.0%

Religion

Buddhist
19.0%
Christian
9.0%
Hindu
6.0%
Muslim
63.0%
Other
3.0%

City-level demographic data is not available for this location. The figures shown are national averages, which may differ from actual conditions in this city.

Data source: Department of Statistics Malaysia (2020)

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Kota Bharu, Malaysia?

The cost of living index in Kota Bharu is 33, which is Lower the Malaysia national average of 100.

How much does it cost to buy a home in Kota Bharu?

The median home price in Kota Bharu is RM180,000. The housing index is 20.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Kota Bharu is approximately RM550/mo.

Does Kota Bharu, KN have income tax?

Kota Bharu is in KN, which has no income tax.

What is the climate like in Kota Bharu?

Kota Bharu enjoys approximately 195 sunny days per year. Summer highs reach around 91°F, while winter lows can drop to around 73°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: September 13, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.