Kotka, Kymenlaakso, Finland
A port city on the Gulf of Finland, known for its maritime museum, parks, and sea fortress ruins.
Below Average vs Finland Avg (100)
Affordable
Household income
Job market health
Kotka vs Finland Average
Taxes
- Income Tax: None
- VAT: 24.0%
Economy & Jobs
- Median Income: €30,000
- Unemployment: 9.0%
- Population: 52,000
Climate
- Sunny Days: 180/year
- Summer High: 70°F
- Winter Low: 20°F
Housing
- Median Home: €2,000,000
- 1BR Rent: €6000/mo
Cost of Living
Kotka's cost of living index is 92 (Finland average = 100).
| Category | Kotka | National Average | Difference |
|---|---|---|---|
| Overall | 92 | 100 | -8.0% |
| Housing | 92 | 100 | -8.0% |
Data source: Statistics Finland / Numbeo, 2026
Housing Market
| Metric | Value |
|---|---|
| Median Home Price | €2,000,000 |
| Median Rent (1BR) | €6000/mo |
| Median Rent (2BR) | €7,500/mo |
| Price per Sq Ft | €1,333 |
Data source: Oikotie / Numbeo, 2026
True Cost of Home Ownership
Utilities
Estimated monthly utility costs for a typical household in Kotka:
| Utility | Estimated Monthly Cost | Notes |
|---|---|---|
| Electricity | €120 | Based on ~6,000 kWh/year typical Finnish household usage |
| Heating & Cooling | €186 | Estimated based on local climate. district or electric heating |
| Cooling (AC) | N/A | Estimated based on local climate and electricity rates |
| Water | €50 | Includes sewer |
| Internet (100+ Mbps) | €70 | Broadband average |
| Garbage / Trash | €25 | Private service |
| Total Utilities | €451 | Monthly estimate (including heating & cooling) |
Data sources: Energiavirasto, Helen, Elisa 2025
Best Neighborhoods
Downtown Kotka
The heart of the city with restaurants, shops, and entertainment. Average rent: €7,200/mo.
Kotka Heights
Trendy area with local businesses and a mix of historic and modern housing. Average rent: €6,600/mo.
East Kotka
Up-and-coming neighborhood with new developments and young professionals. Average rent: €5,400/mo.
West Kotka
Family-friendly area with parks and good schools. Average rent: €5,700/mo.
Remote Work Score
Kotka scores —/100 for remote work readiness:
Climate
Kotka has a varied climate with distinct seasons.
| Month | Avg High | Avg Low | Rainfall |
|---|---|---|---|
| January | 40°F | 20°F | 2.5" |
| April | 55°F | 35°F | 2.8" |
| July | 70°F | 45°F | 1.5" |
| October | 50°F | 38°F | 2.2" |
Taxes
- Income Tax: 0% (None)
- VAT: 24%
- Property Tax: ~1.2% of assessed value
Economy & Jobs
Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 9.0%.
Crime & Safety
Crime rates in Kotka per 100,000 residents:
City-level crime data is not available for this location. The figure shown is the national average, which may differ significantly from actual conditions in this city.
Data source: Eurostat
Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.
Frequently Asked Questions
What is the cost of living in Kotka, Kymenlaakso, Finland?
The cost of living index in Kotka is 92, which is Lower the Finland national average of 100.
How much does it cost to buy a home in Kotka?
The median home price in Kotka is €2,000,000. The housing index is 92.
What is the average rent for a 1-bedroom apartment?
The average rent for a 1-bedroom apartment in Kotka is approximately €6000/mo.
Does Kotka, Kymenlaakso have income tax?
Kotka is in Kymenlaakso, which has no income tax.
What is the climate like in Kotka?
Kotka enjoys approximately 180 sunny days per year. Summer highs reach around 70°F, while winter lows can drop to around 20°F.
Data Sources
- Cost of Living: Statistics Finland / Numbeo, 2026
- Housing Data: Oikotie / Numbeo, 2026
- Income & Employment: Statistics Finland Labour Force Survey, 2024
- Utilities Energiavirasto, Helen, Elisa 2025
Data last updated: July 19, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.